▼ 0.50% · 3.625%
HK$3,719
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,835
−HK$117/mo
Today · 4.125%
HK$3,952
baseline
▲ 0.50% · 4.625%
HK$4,193
+HK$241/mo
Deposit HK$815K · loan HK$815K · min. income ≈ HK$7,904/mo (50% DSR)
Upfront cash ≈ HK$816K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,137
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,248
−HK$113/mo
Today · 4.125%
HK$4,361
baseline
▲ 0.50% · 4.625%
HK$4,591
+HK$230/mo
Deposit HK$815K · loan HK$815K · min. income ≈ HK$8,722/mo (50% DSR)
Upfront cash ≈ HK$816K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,091
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,218
−HK$129/mo
Today · 4.125%
HK$4,347
baseline
▲ 0.50% · 4.625%
HK$4,612
+HK$265/mo
Deposit HK$734K · loan HK$897K · min. income ≈ HK$8,694/mo (50% DSR)
Upfront cash ≈ HK$734K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,551
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,673
−HK$124/mo
Today · 4.125%
HK$4,797
baseline
▲ 0.50% · 4.625%
HK$5,050
+HK$253/mo
Deposit HK$734K · loan HK$897K · min. income ≈ HK$9,594/mo (50% DSR)
Upfront cash ≈ HK$734K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,463
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,602
−HK$141/mo
Today · 4.125%
HK$4,743
baseline
▲ 0.50% · 4.625%
HK$5,031
+HK$288/mo
Deposit HK$652K · loan HK$979K · min. income ≈ HK$9,486/mo (50% DSR)
Upfront cash ≈ HK$652K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,965
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,098
−HK$135/mo
Today · 4.125%
HK$5,233
baseline
▲ 0.50% · 4.625%
HK$5,509
+HK$276/mo
Deposit HK$652K · loan HK$979K · min. income ≈ HK$10,466/mo (50% DSR)
Upfront cash ≈ HK$652K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,835
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,985
−HK$153/mo
Today · 4.125%
HK$5,138
baseline
▲ 0.50% · 4.625%
HK$5,450
+HK$312/mo
Deposit HK$571K · loan HK$1.06M · min. income ≈ HK$10,276/mo (50% DSR)
Upfront cash ≈ HK$571K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,378
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,523
−HK$146/mo
Today · 4.125%
HK$5,669
baseline
▲ 0.50% · 4.625%
HK$5,968
+HK$299/mo
Deposit HK$571K · loan HK$1.06M · min. income ≈ HK$11,338/mo (50% DSR)
Upfront cash ≈ HK$571K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,207
−HK$326/mo
▼ 0.25% · 3.875%
HK$5,368
−HK$165/mo
Today · 4.125%
HK$5,533
baseline
▲ 0.50% · 4.625%
HK$5,870
+HK$337/mo
Deposit HK$489K · loan HK$1.14M · min. income ≈ HK$11,066/mo (50% DSR)
Upfront cash ≈ HK$489K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,792
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,948
−HK$157/mo
Today · 4.125%
HK$6,105
baseline
▲ 0.50% · 4.625%
HK$6,427
+HK$322/mo
Deposit HK$489K · loan HK$1.14M · min. income ≈ HK$12,210/mo (50% DSR)
Upfront cash ≈ HK$489K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,578
−HK$350/mo
▼ 0.25% · 3.875%
HK$5,752
−HK$176/mo
Today · 4.125%
HK$5,928
baseline
▲ 0.50% · 4.625%
HK$6,289
+HK$361/mo
Deposit HK$408K · loan HK$1.22M · min. income ≈ HK$11,856/mo (50% DSR)
Upfront cash ≈ HK$408K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,206
−HK$335/mo
▼ 0.25% · 3.875%
HK$6,372
−HK$169/mo
Today · 4.125%
HK$6,541
baseline
▲ 0.50% · 4.625%
HK$6,886
+HK$345/mo
Deposit HK$408K · loan HK$1.22M · min. income ≈ HK$13,082/mo (50% DSR)
Upfront cash ≈ HK$408K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,950
−HK$373/mo
▼ 0.25% · 3.875%
HK$6,135
−HK$188/mo
Today · 4.125%
HK$6,323
baseline
▲ 0.50% · 4.625%
HK$6,708
+HK$385/mo
Deposit HK$326K · loan HK$1.30M · min. income ≈ HK$12,646/mo (50% DSR)
Upfront cash ≈ HK$326K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,620
−HK$357/mo
▼ 0.25% · 3.875%
HK$6,797
−HK$180/mo
Today · 4.125%
HK$6,977
baseline
▲ 0.50% · 4.625%
HK$7,345
+HK$368/mo
Deposit HK$326K · loan HK$1.30M · min. income ≈ HK$13,954/mo (50% DSR)
Upfront cash ≈ HK$326K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,322
−HK$397/mo
▼ 0.25% · 3.875%
HK$6,519
−HK$200/mo
Today · 4.125%
HK$6,719
baseline
▲ 0.50% · 4.625%
HK$7,127
+HK$408/mo
Deposit HK$245K · loan HK$1.39M · min. income ≈ HK$13,438/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,033
−HK$380/mo
▼ 0.25% · 3.875%
HK$7,222
−HK$191/mo
Today · 4.125%
HK$7,413
baseline
▲ 0.50% · 4.625%
HK$7,804
+HK$391/mo
Deposit HK$245K · loan HK$1.39M · min. income ≈ HK$14,826/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,694
−HK$420/mo
▼ 0.25% · 3.875%
HK$6,902
−HK$212/mo
Today · 4.125%
HK$7,114
baseline
▲ 0.50% · 4.625%
HK$7,547
+HK$433/mo
Deposit HK$163K · loan HK$1.47M · min. income ≈ HK$14,228/mo (50% DSR)
Upfront cash ≈ HK$163K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,447
−HK$402/mo
▼ 0.25% · 3.875%
HK$7,647
−HK$202/mo
Today · 4.125%
HK$7,849
baseline
▲ 0.50% · 4.625%
HK$8,263
+HK$414/mo
Deposit HK$163K · loan HK$1.47M · min. income ≈ HK$15,698/mo (50% DSR)
Upfront cash ≈ HK$163K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).