▼ 0.50% · 3.625%
HK$3,741
−HK$234/mo
▼ 0.25% · 3.875%
HK$3,857
−HK$118/mo
Today · 4.125%
HK$3,975
baseline
▲ 0.50% · 4.625%
HK$4,217
+HK$242/mo
Deposit HK$820K · loan HK$820K · min. income ≈ HK$7,950/mo (50% DSR)
Upfront cash ≈ HK$820K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,161
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,273
−HK$113/mo
Today · 4.125%
HK$4,386
baseline
▲ 0.50% · 4.625%
HK$4,617
+HK$231/mo
Deposit HK$820K · loan HK$820K · min. income ≈ HK$8,772/mo (50% DSR)
Upfront cash ≈ HK$820K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,115
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,243
−HK$130/mo
Today · 4.125%
HK$4,373
baseline
▲ 0.50% · 4.625%
HK$4,639
+HK$266/mo
Deposit HK$738K · loan HK$902K · min. income ≈ HK$8,746/mo (50% DSR)
Upfront cash ≈ HK$738K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,578
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,700
−HK$125/mo
Today · 4.125%
HK$4,825
baseline
▲ 0.50% · 4.625%
HK$5,079
+HK$254/mo
Deposit HK$738K · loan HK$902K · min. income ≈ HK$9,650/mo (50% DSR)
Upfront cash ≈ HK$738K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,489
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,628
−HK$142/mo
Today · 4.125%
HK$4,770
baseline
▲ 0.50% · 4.625%
HK$5,061
+HK$291/mo
Deposit HK$656K · loan HK$984K · min. income ≈ HK$9,540/mo (50% DSR)
Upfront cash ≈ HK$656K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,994
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,128
−HK$136/mo
Today · 4.125%
HK$5,264
baseline
▲ 0.50% · 4.625%
HK$5,541
+HK$277/mo
Deposit HK$656K · loan HK$984K · min. income ≈ HK$10,528/mo (50% DSR)
Upfront cash ≈ HK$656K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,863
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,014
−HK$154/mo
Today · 4.125%
HK$5,168
baseline
▲ 0.50% · 4.625%
HK$5,482
+HK$314/mo
Deposit HK$574K · loan HK$1.07M · min. income ≈ HK$10,336/mo (50% DSR)
Upfront cash ≈ HK$574K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,410
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,555
−HK$147/mo
Today · 4.125%
HK$5,702
baseline
▲ 0.50% · 4.625%
HK$6,003
+HK$301/mo
Deposit HK$574K · loan HK$1.07M · min. income ≈ HK$11,404/mo (50% DSR)
Upfront cash ≈ HK$574K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,237
−HK$328/mo
▼ 0.25% · 3.875%
HK$5,400
−HK$165/mo
Today · 4.125%
HK$5,565
baseline
▲ 0.50% · 4.625%
HK$5,904
+HK$339/mo
Deposit HK$492K · loan HK$1.15M · min. income ≈ HK$11,130/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,826
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,982
−HK$159/mo
Today · 4.125%
HK$6,141
baseline
▲ 0.50% · 4.625%
HK$6,464
+HK$323/mo
Deposit HK$492K · loan HK$1.15M · min. income ≈ HK$12,282/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,611
−HK$352/mo
▼ 0.25% · 3.875%
HK$5,786
−HK$177/mo
Today · 4.125%
HK$5,963
baseline
▲ 0.50% · 4.625%
HK$6,326
+HK$363/mo
Deposit HK$410K · loan HK$1.23M · min. income ≈ HK$11,926/mo (50% DSR)
Upfront cash ≈ HK$410K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,242
−HK$337/mo
▼ 0.25% · 3.875%
HK$6,410
−HK$169/mo
Today · 4.125%
HK$6,579
baseline
▲ 0.50% · 4.625%
HK$6,926
+HK$347/mo
Deposit HK$410K · loan HK$1.23M · min. income ≈ HK$13,158/mo (50% DSR)
Upfront cash ≈ HK$410K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,985
−HK$375/mo
▼ 0.25% · 3.875%
HK$6,171
−HK$189/mo
Today · 4.125%
HK$6,360
baseline
▲ 0.50% · 4.625%
HK$6,747
+HK$387/mo
Deposit HK$328K · loan HK$1.31M · min. income ≈ HK$12,720/mo (50% DSR)
Upfront cash ≈ HK$328K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,658
−HK$360/mo
▼ 0.25% · 3.875%
HK$6,837
−HK$181/mo
Today · 4.125%
HK$7,018
baseline
▲ 0.50% · 4.625%
HK$7,388
+HK$370/mo
Deposit HK$328K · loan HK$1.31M · min. income ≈ HK$14,036/mo (50% DSR)
Upfront cash ≈ HK$328K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,359
−HK$399/mo
▼ 0.25% · 3.875%
HK$6,557
−HK$201/mo
Today · 4.125%
HK$6,758
baseline
▲ 0.50% · 4.625%
HK$7,169
+HK$411/mo
Deposit HK$246K · loan HK$1.39M · min. income ≈ HK$13,516/mo (50% DSR)
Upfront cash ≈ HK$246K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,074
−HK$383/mo
▼ 0.25% · 3.875%
HK$7,264
−HK$193/mo
Today · 4.125%
HK$7,457
baseline
▲ 0.50% · 4.625%
HK$7,850
+HK$393/mo
Deposit HK$246K · loan HK$1.39M · min. income ≈ HK$14,914/mo (50% DSR)
Upfront cash ≈ HK$246K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,733
−HK$422/mo
▼ 0.25% · 3.875%
HK$6,943
−HK$212/mo
Today · 4.125%
HK$7,155
baseline
▲ 0.50% · 4.625%
HK$7,591
+HK$436/mo
Deposit HK$164K · loan HK$1.48M · min. income ≈ HK$14,310/mo (50% DSR)
Upfront cash ≈ HK$164K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,491
−HK$404/mo
▼ 0.25% · 3.875%
HK$7,691
−HK$204/mo
Today · 4.125%
HK$7,895
baseline
▲ 0.50% · 4.625%
HK$8,311
+HK$416/mo
Deposit HK$164K · loan HK$1.48M · min. income ≈ HK$15,790/mo (50% DSR)
Upfront cash ≈ HK$164K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).