▼ 0.50% · 3.625%
HK$3,619
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,732
−HK$114/mo
Today · 4.125%
HK$3,846
baseline
▲ 0.50% · 4.625%
HK$4,080
+HK$234/mo
Deposit HK$794K · loan HK$794K · min. income ≈ HK$7,692/mo (50% DSR)
Upfront cash ≈ HK$794K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,027
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,135
−HK$109/mo
Today · 4.125%
HK$4,244
baseline
▲ 0.50% · 4.625%
HK$4,468
+HK$224/mo
Deposit HK$794K · loan HK$794K · min. income ≈ HK$8,488/mo (50% DSR)
Upfront cash ≈ HK$794K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,981
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,105
−HK$126/mo
Today · 4.125%
HK$4,231
baseline
▲ 0.50% · 4.625%
HK$4,488
+HK$257/mo
Deposit HK$714K · loan HK$873K · min. income ≈ HK$8,462/mo (50% DSR)
Upfront cash ≈ HK$714K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,429
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,548
−HK$120/mo
Today · 4.125%
HK$4,668
baseline
▲ 0.50% · 4.625%
HK$4,915
+HK$247/mo
Deposit HK$714K · loan HK$873K · min. income ≈ HK$9,336/mo (50% DSR)
Upfront cash ≈ HK$714K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,343
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,478
−HK$138/mo
Today · 4.125%
HK$4,616
baseline
▲ 0.50% · 4.625%
HK$4,896
+HK$280/mo
Deposit HK$635K · loan HK$952K · min. income ≈ HK$9,232/mo (50% DSR)
Upfront cash ≈ HK$635K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,832
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,961
−HK$132/mo
Today · 4.125%
HK$5,093
baseline
▲ 0.50% · 4.625%
HK$5,361
+HK$268/mo
Deposit HK$635K · loan HK$952K · min. income ≈ HK$10,186/mo (50% DSR)
Upfront cash ≈ HK$635K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,705
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,852
−HK$148/mo
Today · 4.125%
HK$5,000
baseline
▲ 0.50% · 4.625%
HK$5,304
+HK$304/mo
Deposit HK$556K · loan HK$1.03M · min. income ≈ HK$10,000/mo (50% DSR)
Upfront cash ≈ HK$556K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,234
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,375
−HK$142/mo
Today · 4.125%
HK$5,517
baseline
▲ 0.50% · 4.625%
HK$5,808
+HK$291/mo
Deposit HK$556K · loan HK$1.03M · min. income ≈ HK$11,034/mo (50% DSR)
Upfront cash ≈ HK$556K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,067
−HK$318/mo
▼ 0.25% · 3.875%
HK$5,225
−HK$160/mo
Today · 4.125%
HK$5,385
baseline
▲ 0.50% · 4.625%
HK$5,713
+HK$328/mo
Deposit HK$476K · loan HK$1.11M · min. income ≈ HK$10,770/mo (50% DSR)
Upfront cash ≈ HK$476K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,637
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,788
−HK$154/mo
Today · 4.125%
HK$5,942
baseline
▲ 0.50% · 4.625%
HK$6,255
+HK$313/mo
Deposit HK$476K · loan HK$1.11M · min. income ≈ HK$11,884/mo (50% DSR)
Upfront cash ≈ HK$476K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,429
−HK$341/mo
▼ 0.25% · 3.875%
HK$5,598
−HK$172/mo
Today · 4.125%
HK$5,770
baseline
▲ 0.50% · 4.625%
HK$6,121
+HK$351/mo
Deposit HK$397K · loan HK$1.19M · min. income ≈ HK$11,540/mo (50% DSR)
Upfront cash ≈ HK$397K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,040
−HK$326/mo
▼ 0.25% · 3.875%
HK$6,202
−HK$164/mo
Today · 4.125%
HK$6,366
baseline
▲ 0.50% · 4.625%
HK$6,702
+HK$336/mo
Deposit HK$397K · loan HK$1.19M · min. income ≈ HK$12,732/mo (50% DSR)
Upfront cash ≈ HK$397K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,791
−HK$363/mo
▼ 0.25% · 3.875%
HK$5,971
−HK$183/mo
Today · 4.125%
HK$6,154
baseline
▲ 0.50% · 4.625%
HK$6,529
+HK$375/mo
Deposit HK$317K · loan HK$1.27M · min. income ≈ HK$12,308/mo (50% DSR)
Upfront cash ≈ HK$318K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,442
−HK$348/mo
▼ 0.25% · 3.875%
HK$6,615
−HK$175/mo
Today · 4.125%
HK$6,790
baseline
▲ 0.50% · 4.625%
HK$7,148
+HK$358/mo
Deposit HK$317K · loan HK$1.27M · min. income ≈ HK$13,580/mo (50% DSR)
Upfront cash ≈ HK$318K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,153
−HK$386/mo
▼ 0.25% · 3.875%
HK$6,344
−HK$195/mo
Today · 4.125%
HK$6,539
baseline
▲ 0.50% · 4.625%
HK$6,937
+HK$398/mo
Deposit HK$238K · loan HK$1.35M · min. income ≈ HK$13,078/mo (50% DSR)
Upfront cash ≈ HK$238K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,845
−HK$370/mo
▼ 0.25% · 3.875%
HK$7,029
−HK$186/mo
Today · 4.125%
HK$7,215
baseline
▲ 0.50% · 4.625%
HK$7,595
+HK$380/mo
Deposit HK$238K · loan HK$1.35M · min. income ≈ HK$14,430/mo (50% DSR)
Upfront cash ≈ HK$238K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,515
−HK$408/mo
▼ 0.25% · 3.875%
HK$6,718
−HK$205/mo
Today · 4.125%
HK$6,923
baseline
▲ 0.50% · 4.625%
HK$7,345
+HK$422/mo
Deposit HK$159K · loan HK$1.43M · min. income ≈ HK$13,846/mo (50% DSR)
Upfront cash ≈ HK$159K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,248
−HK$391/mo
▼ 0.25% · 3.875%
HK$7,442
−HK$197/mo
Today · 4.125%
HK$7,639
baseline
▲ 0.50% · 4.625%
HK$8,042
+HK$403/mo
Deposit HK$159K · loan HK$1.43M · min. income ≈ HK$15,278/mo (50% DSR)
Upfront cash ≈ HK$159K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).