▼ 0.50% · 3.625%
HK$3,698
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,813
−HK$117/mo
Today · 4.125%
HK$3,930
baseline
▲ 0.50% · 4.625%
HK$4,169
+HK$239/mo
Deposit HK$811K · loan HK$811K · min. income ≈ HK$7,860/mo (50% DSR)
Upfront cash ≈ HK$811K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,114
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,224
−HK$112/mo
Today · 4.125%
HK$4,336
baseline
▲ 0.50% · 4.625%
HK$4,564
+HK$228/mo
Deposit HK$811K · loan HK$811K · min. income ≈ HK$8,672/mo (50% DSR)
Upfront cash ≈ HK$811K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,067
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,194
−HK$129/mo
Today · 4.125%
HK$4,323
baseline
▲ 0.50% · 4.625%
HK$4,586
+HK$263/mo
Deposit HK$730K · loan HK$892K · min. income ≈ HK$8,646/mo (50% DSR)
Upfront cash ≈ HK$730K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,525
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,646
−HK$123/mo
Today · 4.125%
HK$4,769
baseline
▲ 0.50% · 4.625%
HK$5,021
+HK$252/mo
Deposit HK$730K · loan HK$892K · min. income ≈ HK$9,538/mo (50% DSR)
Upfront cash ≈ HK$730K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,437
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,575
−HK$140/mo
Today · 4.125%
HK$4,715
baseline
▲ 0.50% · 4.625%
HK$5,002
+HK$287/mo
Deposit HK$649K · loan HK$973K · min. income ≈ HK$9,430/mo (50% DSR)
Upfront cash ≈ HK$649K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,936
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,069
−HK$134/mo
Today · 4.125%
HK$5,203
baseline
▲ 0.50% · 4.625%
HK$5,477
+HK$274/mo
Deposit HK$649K · loan HK$973K · min. income ≈ HK$10,406/mo (50% DSR)
Upfront cash ≈ HK$649K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,807
−HK$301/mo
▼ 0.25% · 3.875%
HK$4,957
−HK$151/mo
Today · 4.125%
HK$5,108
baseline
▲ 0.50% · 4.625%
HK$5,419
+HK$311/mo
Deposit HK$568K · loan HK$1.05M · min. income ≈ HK$10,216/mo (50% DSR)
Upfront cash ≈ HK$568K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,348
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,491
−HK$146/mo
Today · 4.125%
HK$5,637
baseline
▲ 0.50% · 4.625%
HK$5,934
+HK$297/mo
Deposit HK$568K · loan HK$1.05M · min. income ≈ HK$11,274/mo (50% DSR)
Upfront cash ≈ HK$568K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,177
−HK$324/mo
▼ 0.25% · 3.875%
HK$5,338
−HK$163/mo
Today · 4.125%
HK$5,501
baseline
▲ 0.50% · 4.625%
HK$5,836
+HK$335/mo
Deposit HK$486K · loan HK$1.14M · min. income ≈ HK$11,002/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,759
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,914
−HK$156/mo
Today · 4.125%
HK$6,070
baseline
▲ 0.50% · 4.625%
HK$6,390
+HK$320/mo
Deposit HK$486K · loan HK$1.14M · min. income ≈ HK$12,140/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,547
−HK$347/mo
▼ 0.25% · 3.875%
HK$5,719
−HK$175/mo
Today · 4.125%
HK$5,894
baseline
▲ 0.50% · 4.625%
HK$6,253
+HK$359/mo
Deposit HK$405K · loan HK$1.22M · min. income ≈ HK$11,788/mo (50% DSR)
Upfront cash ≈ HK$406K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,170
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,336
−HK$168/mo
Today · 4.125%
HK$6,504
baseline
▲ 0.50% · 4.625%
HK$6,847
+HK$343/mo
Deposit HK$405K · loan HK$1.22M · min. income ≈ HK$13,008/mo (50% DSR)
Upfront cash ≈ HK$406K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,916
−HK$371/mo
▼ 0.25% · 3.875%
HK$6,100
−HK$187/mo
Today · 4.125%
HK$6,287
baseline
▲ 0.50% · 4.625%
HK$6,670
+HK$383/mo
Deposit HK$324K · loan HK$1.30M · min. income ≈ HK$12,574/mo (50% DSR)
Upfront cash ≈ HK$324K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,582
−HK$355/mo
▼ 0.25% · 3.875%
HK$6,758
−HK$179/mo
Today · 4.125%
HK$6,937
baseline
▲ 0.50% · 4.625%
HK$7,303
+HK$366/mo
Deposit HK$324K · loan HK$1.30M · min. income ≈ HK$13,874/mo (50% DSR)
Upfront cash ≈ HK$324K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,286
−HK$394/mo
▼ 0.25% · 3.875%
HK$6,482
−HK$198/mo
Today · 4.125%
HK$6,680
baseline
▲ 0.50% · 4.625%
HK$7,087
+HK$407/mo
Deposit HK$243K · loan HK$1.38M · min. income ≈ HK$13,360/mo (50% DSR)
Upfront cash ≈ HK$243K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,993
−HK$378/mo
▼ 0.25% · 3.875%
HK$7,181
−HK$190/mo
Today · 4.125%
HK$7,371
baseline
▲ 0.50% · 4.625%
HK$7,760
+HK$389/mo
Deposit HK$243K · loan HK$1.38M · min. income ≈ HK$14,742/mo (50% DSR)
Upfront cash ≈ HK$243K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,656
−HK$417/mo
▼ 0.25% · 3.875%
HK$6,863
−HK$210/mo
Today · 4.125%
HK$7,073
baseline
▲ 0.50% · 4.625%
HK$7,504
+HK$431/mo
Deposit HK$162K · loan HK$1.46M · min. income ≈ HK$14,146/mo (50% DSR)
Upfront cash ≈ HK$162K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,405
−HK$400/mo
▼ 0.25% · 3.875%
HK$7,603
−HK$202/mo
Today · 4.125%
HK$7,805
baseline
▲ 0.50% · 4.625%
HK$8,216
+HK$411/mo
Deposit HK$162K · loan HK$1.46M · min. income ≈ HK$15,610/mo (50% DSR)
Upfront cash ≈ HK$162K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).