▼ 0.50% · 3.625%
HK$3,559
−HK$223/mo
▼ 0.25% · 3.875%
HK$3,669
−HK$113/mo
Today · 4.125%
HK$3,782
baseline
▲ 0.50% · 4.625%
HK$4,012
+HK$230/mo
Deposit HK$780K · loan HK$780K · min. income ≈ HK$7,564/mo (50% DSR)
Upfront cash ≈ HK$780K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,959
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,065
−HK$108/mo
Today · 4.125%
HK$4,173
baseline
▲ 0.50% · 4.625%
HK$4,393
+HK$220/mo
Deposit HK$780K · loan HK$780K · min. income ≈ HK$8,346/mo (50% DSR)
Upfront cash ≈ HK$780K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,915
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,036
−HK$124/mo
Today · 4.125%
HK$4,160
baseline
▲ 0.50% · 4.625%
HK$4,413
+HK$253/mo
Deposit HK$702K · loan HK$858K · min. income ≈ HK$8,320/mo (50% DSR)
Upfront cash ≈ HK$702K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,355
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,472
−HK$118/mo
Today · 4.125%
HK$4,590
baseline
▲ 0.50% · 4.625%
HK$4,832
+HK$242/mo
Deposit HK$702K · loan HK$858K · min. income ≈ HK$9,180/mo (50% DSR)
Upfront cash ≈ HK$702K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,270
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,403
−HK$135/mo
Today · 4.125%
HK$4,538
baseline
▲ 0.50% · 4.625%
HK$4,814
+HK$276/mo
Deposit HK$624K · loan HK$936K · min. income ≈ HK$9,076/mo (50% DSR)
Upfront cash ≈ HK$624K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,751
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,878
−HK$130/mo
Today · 4.125%
HK$5,008
baseline
▲ 0.50% · 4.625%
HK$5,271
+HK$263/mo
Deposit HK$624K · loan HK$936K · min. income ≈ HK$10,016/mo (50% DSR)
Upfront cash ≈ HK$624K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,626
−HK$290/mo
▼ 0.25% · 3.875%
HK$4,770
−HK$146/mo
Today · 4.125%
HK$4,916
baseline
▲ 0.50% · 4.625%
HK$5,216
+HK$300/mo
Deposit HK$546K · loan HK$1.01M · min. income ≈ HK$9,832/mo (50% DSR)
Upfront cash ≈ HK$546K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,147
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,285
−HK$140/mo
Today · 4.125%
HK$5,425
baseline
▲ 0.50% · 4.625%
HK$5,711
+HK$286/mo
Deposit HK$546K · loan HK$1.01M · min. income ≈ HK$10,850/mo (50% DSR)
Upfront cash ≈ HK$546K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,982
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,137
−HK$158/mo
Today · 4.125%
HK$5,295
baseline
▲ 0.50% · 4.625%
HK$5,617
+HK$322/mo
Deposit HK$468K · loan HK$1.09M · min. income ≈ HK$10,590/mo (50% DSR)
Upfront cash ≈ HK$468K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,543
−HK$299/mo
▼ 0.25% · 3.875%
HK$5,691
−HK$151/mo
Today · 4.125%
HK$5,842
baseline
▲ 0.50% · 4.625%
HK$6,150
+HK$308/mo
Deposit HK$468K · loan HK$1.09M · min. income ≈ HK$11,684/mo (50% DSR)
Upfront cash ≈ HK$468K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,338
−HK$335/mo
▼ 0.25% · 3.875%
HK$5,504
−HK$169/mo
Today · 4.125%
HK$5,673
baseline
▲ 0.50% · 4.625%
HK$6,018
+HK$345/mo
Deposit HK$390K · loan HK$1.17M · min. income ≈ HK$11,346/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,939
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,098
−HK$161/mo
Today · 4.125%
HK$6,259
baseline
▲ 0.50% · 4.625%
HK$6,589
+HK$330/mo
Deposit HK$390K · loan HK$1.17M · min. income ≈ HK$12,518/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,694
−HK$357/mo
▼ 0.25% · 3.875%
HK$5,871
−HK$180/mo
Today · 4.125%
HK$6,051
baseline
▲ 0.50% · 4.625%
HK$6,419
+HK$368/mo
Deposit HK$312K · loan HK$1.25M · min. income ≈ HK$12,102/mo (50% DSR)
Upfront cash ≈ HK$312K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,334
−HK$343/mo
▼ 0.25% · 3.875%
HK$6,504
−HK$173/mo
Today · 4.125%
HK$6,677
baseline
▲ 0.50% · 4.625%
HK$7,029
+HK$352/mo
Deposit HK$312K · loan HK$1.25M · min. income ≈ HK$13,354/mo (50% DSR)
Upfront cash ≈ HK$312K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,050
−HK$379/mo
▼ 0.25% · 3.875%
HK$6,238
−HK$191/mo
Today · 4.125%
HK$6,429
baseline
▲ 0.50% · 4.625%
HK$6,820
+HK$391/mo
Deposit HK$234K · loan HK$1.33M · min. income ≈ HK$12,858/mo (50% DSR)
Upfront cash ≈ HK$234K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,730
−HK$364/mo
▼ 0.25% · 3.875%
HK$6,911
−HK$183/mo
Today · 4.125%
HK$7,094
baseline
▲ 0.50% · 4.625%
HK$7,468
+HK$374/mo
Deposit HK$234K · loan HK$1.33M · min. income ≈ HK$14,188/mo (50% DSR)
Upfront cash ≈ HK$234K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,406
−HK$401/mo
▼ 0.25% · 3.875%
HK$6,605
−HK$202/mo
Today · 4.125%
HK$6,807
baseline
▲ 0.50% · 4.625%
HK$7,222
+HK$415/mo
Deposit HK$156K · loan HK$1.40M · min. income ≈ HK$13,614/mo (50% DSR)
Upfront cash ≈ HK$156K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,126
−HK$385/mo
▼ 0.25% · 3.875%
HK$7,317
−HK$194/mo
Today · 4.125%
HK$7,511
baseline
▲ 0.50% · 4.625%
HK$7,907
+HK$396/mo
Deposit HK$156K · loan HK$1.40M · min. income ≈ HK$15,022/mo (50% DSR)
Upfront cash ≈ HK$156K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).