▼ 0.50% · 3.625%
HK$3,772
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,890
−HK$119/mo
Today · 4.125%
HK$4,009
baseline
▲ 0.50% · 4.625%
HK$4,253
+HK$244/mo
Deposit HK$827K · loan HK$827K · min. income ≈ HK$8,018/mo (50% DSR)
Upfront cash ≈ HK$827K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,197
−HK$226/mo
▼ 0.25% · 3.875%
HK$4,309
−HK$114/mo
Today · 4.125%
HK$4,423
baseline
▲ 0.50% · 4.625%
HK$4,657
+HK$234/mo
Deposit HK$827K · loan HK$827K · min. income ≈ HK$8,846/mo (50% DSR)
Upfront cash ≈ HK$827K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,150
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,279
−HK$131/mo
Today · 4.125%
HK$4,410
baseline
▲ 0.50% · 4.625%
HK$4,678
+HK$268/mo
Deposit HK$744K · loan HK$910K · min. income ≈ HK$8,820/mo (50% DSR)
Upfront cash ≈ HK$745K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,616
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,740
−HK$126/mo
Today · 4.125%
HK$4,866
baseline
▲ 0.50% · 4.625%
HK$5,122
+HK$256/mo
Deposit HK$744K · loan HK$910K · min. income ≈ HK$9,732/mo (50% DSR)
Upfront cash ≈ HK$745K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,527
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,668
−HK$143/mo
Today · 4.125%
HK$4,811
baseline
▲ 0.50% · 4.625%
HK$5,103
+HK$292/mo
Deposit HK$662K · loan HK$993K · min. income ≈ HK$9,622/mo (50% DSR)
Upfront cash ≈ HK$662K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,036
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,171
−HK$137/mo
Today · 4.125%
HK$5,308
baseline
▲ 0.50% · 4.625%
HK$5,588
+HK$280/mo
Deposit HK$662K · loan HK$993K · min. income ≈ HK$10,616/mo (50% DSR)
Upfront cash ≈ HK$662K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,904
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,057
−HK$154/mo
Today · 4.125%
HK$5,211
baseline
▲ 0.50% · 4.625%
HK$5,529
+HK$318/mo
Deposit HK$579K · loan HK$1.08M · min. income ≈ HK$10,422/mo (50% DSR)
Upfront cash ≈ HK$579K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,456
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,602
−HK$148/mo
Today · 4.125%
HK$5,750
baseline
▲ 0.50% · 4.625%
HK$6,053
+HK$303/mo
Deposit HK$579K · loan HK$1.08M · min. income ≈ HK$11,500/mo (50% DSR)
Upfront cash ≈ HK$579K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,281
−HK$331/mo
▼ 0.25% · 3.875%
HK$5,445
−HK$167/mo
Today · 4.125%
HK$5,612
baseline
▲ 0.50% · 4.625%
HK$5,954
+HK$342/mo
Deposit HK$496K · loan HK$1.16M · min. income ≈ HK$11,224/mo (50% DSR)
Upfront cash ≈ HK$496K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,875
−HK$318/mo
▼ 0.25% · 3.875%
HK$6,033
−HK$160/mo
Today · 4.125%
HK$6,193
baseline
▲ 0.50% · 4.625%
HK$6,519
+HK$326/mo
Deposit HK$496K · loan HK$1.16M · min. income ≈ HK$12,386/mo (50% DSR)
Upfront cash ≈ HK$496K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,658
−HK$355/mo
▼ 0.25% · 3.875%
HK$5,834
−HK$179/mo
Today · 4.125%
HK$6,013
baseline
▲ 0.50% · 4.625%
HK$6,379
+HK$366/mo
Deposit HK$414K · loan HK$1.24M · min. income ≈ HK$12,026/mo (50% DSR)
Upfront cash ≈ HK$414K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,295
−HK$340/mo
▼ 0.25% · 3.875%
HK$6,464
−HK$171/mo
Today · 4.125%
HK$6,635
baseline
▲ 0.50% · 4.625%
HK$6,985
+HK$350/mo
Deposit HK$414K · loan HK$1.24M · min. income ≈ HK$13,270/mo (50% DSR)
Upfront cash ≈ HK$414K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,036
−HK$378/mo
▼ 0.25% · 3.875%
HK$6,223
−HK$191/mo
Today · 4.125%
HK$6,414
baseline
▲ 0.50% · 4.625%
HK$6,804
+HK$390/mo
Deposit HK$331K · loan HK$1.32M · min. income ≈ HK$12,828/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,715
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,895
−HK$182/mo
Today · 4.125%
HK$7,077
baseline
▲ 0.50% · 4.625%
HK$7,450
+HK$373/mo
Deposit HK$331K · loan HK$1.32M · min. income ≈ HK$14,154/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,413
−HK$402/mo
▼ 0.25% · 3.875%
HK$6,612
−HK$203/mo
Today · 4.125%
HK$6,815
baseline
▲ 0.50% · 4.625%
HK$7,230
+HK$415/mo
Deposit HK$248K · loan HK$1.41M · min. income ≈ HK$13,630/mo (50% DSR)
Upfront cash ≈ HK$248K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,134
−HK$386/mo
▼ 0.25% · 3.875%
HK$7,326
−HK$194/mo
Today · 4.125%
HK$7,520
baseline
▲ 0.50% · 4.625%
HK$7,916
+HK$396/mo
Deposit HK$248K · loan HK$1.41M · min. income ≈ HK$15,040/mo (50% DSR)
Upfront cash ≈ HK$248K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,790
−HK$426/mo
▼ 0.25% · 3.875%
HK$7,001
−HK$215/mo
Today · 4.125%
HK$7,216
baseline
▲ 0.50% · 4.625%
HK$7,655
+HK$439/mo
Deposit HK$165K · loan HK$1.49M · min. income ≈ HK$14,432/mo (50% DSR)
Upfront cash ≈ HK$166K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,554
−HK$408/mo
▼ 0.25% · 3.875%
HK$7,757
−HK$205/mo
Today · 4.125%
HK$7,962
baseline
▲ 0.50% · 4.625%
HK$8,382
+HK$420/mo
Deposit HK$165K · loan HK$1.49M · min. income ≈ HK$15,924/mo (50% DSR)
Upfront cash ≈ HK$166K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).