▼ 0.50% · 3.625%
HK$2,580
−HK$162/mo
▼ 0.25% · 3.875%
HK$2,660
−HK$82/mo
Today · 4.125%
HK$2,742
baseline
▲ 0.50% · 4.625%
HK$2,909
+HK$167/mo
Deposit HK$566K · loan HK$566K · min. income ≈ HK$5,484/mo (50% DSR)
Upfront cash ≈ HK$566K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,870
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,947
−HK$78/mo
Today · 4.125%
HK$3,025
baseline
▲ 0.50% · 4.625%
HK$3,185
+HK$160/mo
Deposit HK$566K · loan HK$566K · min. income ≈ HK$6,050/mo (50% DSR)
Upfront cash ≈ HK$566K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,838
−HK$178/mo
▼ 0.25% · 3.875%
HK$2,926
−HK$90/mo
Today · 4.125%
HK$3,016
baseline
▲ 0.50% · 4.625%
HK$3,200
+HK$184/mo
Deposit HK$509K · loan HK$622K · min. income ≈ HK$6,032/mo (50% DSR)
Upfront cash ≈ HK$509K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,157
−HK$171/mo
▼ 0.25% · 3.875%
HK$3,242
−HK$86/mo
Today · 4.125%
HK$3,328
baseline
▲ 0.50% · 4.625%
HK$3,503
+HK$175/mo
Deposit HK$509K · loan HK$622K · min. income ≈ HK$6,656/mo (50% DSR)
Upfront cash ≈ HK$509K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,096
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,192
−HK$98/mo
Today · 4.125%
HK$3,290
baseline
▲ 0.50% · 4.625%
HK$3,490
+HK$200/mo
Deposit HK$453K · loan HK$679K · min. income ≈ HK$6,580/mo (50% DSR)
Upfront cash ≈ HK$453K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,444
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,537
−HK$93/mo
Today · 4.125%
HK$3,630
baseline
▲ 0.50% · 4.625%
HK$3,822
+HK$192/mo
Deposit HK$453K · loan HK$679K · min. income ≈ HK$7,260/mo (50% DSR)
Upfront cash ≈ HK$453K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,354
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,458
−HK$106/mo
Today · 4.125%
HK$3,564
baseline
▲ 0.50% · 4.625%
HK$3,781
+HK$217/mo
Deposit HK$396K · loan HK$735K · min. income ≈ HK$7,128/mo (50% DSR)
Upfront cash ≈ HK$396K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,731
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,831
−HK$102/mo
Today · 4.125%
HK$3,933
baseline
▲ 0.50% · 4.625%
HK$4,140
+HK$207/mo
Deposit HK$396K · loan HK$735K · min. income ≈ HK$7,866/mo (50% DSR)
Upfront cash ≈ HK$396K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,612
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,724
−HK$115/mo
Today · 4.125%
HK$3,839
baseline
▲ 0.50% · 4.625%
HK$4,072
+HK$233/mo
Deposit HK$339K · loan HK$792K · min. income ≈ HK$7,678/mo (50% DSR)
Upfront cash ≈ HK$340K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,018
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,126
−HK$109/mo
Today · 4.125%
HK$4,235
baseline
▲ 0.50% · 4.625%
HK$4,459
+HK$224/mo
Deposit HK$339K · loan HK$792K · min. income ≈ HK$8,470/mo (50% DSR)
Upfront cash ≈ HK$340K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,870
−HK$243/mo
▼ 0.25% · 3.875%
HK$3,990
−HK$123/mo
Today · 4.125%
HK$4,113
baseline
▲ 0.50% · 4.625%
HK$4,363
+HK$250/mo
Deposit HK$283K · loan HK$849K · min. income ≈ HK$8,226/mo (50% DSR)
Upfront cash ≈ HK$283K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,305
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,421
−HK$117/mo
Today · 4.125%
HK$4,538
baseline
▲ 0.50% · 4.625%
HK$4,777
+HK$239/mo
Deposit HK$283K · loan HK$849K · min. income ≈ HK$9,076/mo (50% DSR)
Upfront cash ≈ HK$283K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,128
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,256
−HK$131/mo
Today · 4.125%
HK$4,387
baseline
▲ 0.50% · 4.625%
HK$4,654
+HK$267/mo
Deposit HK$226K · loan HK$905K · min. income ≈ HK$8,774/mo (50% DSR)
Upfront cash ≈ HK$226K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,592
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,716
−HK$125/mo
Today · 4.125%
HK$4,841
baseline
▲ 0.50% · 4.625%
HK$5,096
+HK$255/mo
Deposit HK$226K · loan HK$905K · min. income ≈ HK$9,682/mo (50% DSR)
Upfront cash ≈ HK$226K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,386
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,522
−HK$139/mo
Today · 4.125%
HK$4,661
baseline
▲ 0.50% · 4.625%
HK$4,945
+HK$284/mo
Deposit HK$170K · loan HK$962K · min. income ≈ HK$9,322/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,879
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,010
−HK$133/mo
Today · 4.125%
HK$5,143
baseline
▲ 0.50% · 4.625%
HK$5,414
+HK$271/mo
Deposit HK$170K · loan HK$962K · min. income ≈ HK$10,286/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,644
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,789
−HK$146/mo
Today · 4.125%
HK$4,935
baseline
▲ 0.50% · 4.625%
HK$5,236
+HK$301/mo
Deposit HK$113K · loan HK$1.02M · min. income ≈ HK$9,870/mo (50% DSR)
Upfront cash ≈ HK$113K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,166
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,305
−HK$141/mo
Today · 4.125%
HK$5,446
baseline
▲ 0.50% · 4.625%
HK$5,733
+HK$287/mo
Deposit HK$113K · loan HK$1.02M · min. income ≈ HK$10,892/mo (50% DSR)
Upfront cash ≈ HK$113K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).