▼ 0.50% · 3.625%
HK$2,797
−HK$175/mo
▼ 0.25% · 3.875%
HK$2,884
−HK$88/mo
Today · 4.125%
HK$2,972
baseline
▲ 0.50% · 4.625%
HK$3,153
+HK$181/mo
Deposit HK$613K · loan HK$613K · min. income ≈ HK$5,944/mo (50% DSR)
Upfront cash ≈ HK$613K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,111
−HK$168/mo
▼ 0.25% · 3.875%
HK$3,195
−HK$84/mo
Today · 4.125%
HK$3,279
baseline
▲ 0.50% · 4.625%
HK$3,452
+HK$173/mo
Deposit HK$613K · loan HK$613K · min. income ≈ HK$6,558/mo (50% DSR)
Upfront cash ≈ HK$613K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,076
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,172
−HK$97/mo
Today · 4.125%
HK$3,269
baseline
▲ 0.50% · 4.625%
HK$3,468
+HK$199/mo
Deposit HK$552K · loan HK$675K · min. income ≈ HK$6,538/mo (50% DSR)
Upfront cash ≈ HK$552K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,422
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,514
−HK$93/mo
Today · 4.125%
HK$3,607
baseline
▲ 0.50% · 4.625%
HK$3,797
+HK$190/mo
Deposit HK$552K · loan HK$675K · min. income ≈ HK$7,214/mo (50% DSR)
Upfront cash ≈ HK$552K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,356
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,460
−HK$106/mo
Today · 4.125%
HK$3,566
baseline
▲ 0.50% · 4.625%
HK$3,783
+HK$217/mo
Deposit HK$491K · loan HK$736K · min. income ≈ HK$7,132/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,733
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,833
−HK$102/mo
Today · 4.125%
HK$3,935
baseline
▲ 0.50% · 4.625%
HK$4,142
+HK$207/mo
Deposit HK$491K · loan HK$736K · min. income ≈ HK$7,870/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,635
−HK$228/mo
▼ 0.25% · 3.875%
HK$3,749
−HK$114/mo
Today · 4.125%
HK$3,863
baseline
▲ 0.50% · 4.625%
HK$4,099
+HK$236/mo
Deposit HK$429K · loan HK$797K · min. income ≈ HK$7,726/mo (50% DSR)
Upfront cash ≈ HK$429K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,044
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,153
−HK$110/mo
Today · 4.125%
HK$4,263
baseline
▲ 0.50% · 4.625%
HK$4,488
+HK$225/mo
Deposit HK$429K · loan HK$797K · min. income ≈ HK$8,526/mo (50% DSR)
Upfront cash ≈ HK$429K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,915
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,037
−HK$124/mo
Today · 4.125%
HK$4,161
baseline
▲ 0.50% · 4.625%
HK$4,414
+HK$253/mo
Deposit HK$368K · loan HK$858K · min. income ≈ HK$8,322/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,356
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,472
−HK$119/mo
Today · 4.125%
HK$4,591
baseline
▲ 0.50% · 4.625%
HK$4,833
+HK$242/mo
Deposit HK$368K · loan HK$858K · min. income ≈ HK$9,182/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,195
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,325
−HK$133/mo
Today · 4.125%
HK$4,458
baseline
▲ 0.50% · 4.625%
HK$4,729
+HK$271/mo
Deposit HK$307K · loan HK$920K · min. income ≈ HK$8,916/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,667
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,792
−HK$127/mo
Today · 4.125%
HK$4,919
baseline
▲ 0.50% · 4.625%
HK$5,178
+HK$259/mo
Deposit HK$307K · loan HK$920K · min. income ≈ HK$9,838/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,474
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,614
−HK$141/mo
Today · 4.125%
HK$4,755
baseline
▲ 0.50% · 4.625%
HK$5,044
+HK$289/mo
Deposit HK$245K · loan HK$981K · min. income ≈ HK$9,510/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,978
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,111
−HK$136/mo
Today · 4.125%
HK$5,247
baseline
▲ 0.50% · 4.625%
HK$5,523
+HK$276/mo
Deposit HK$245K · loan HK$981K · min. income ≈ HK$10,494/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,754
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,902
−HK$150/mo
Today · 4.125%
HK$5,052
baseline
▲ 0.50% · 4.625%
HK$5,360
+HK$308/mo
Deposit HK$184K · loan HK$1.04M · min. income ≈ HK$10,104/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,289
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,431
−HK$144/mo
Today · 4.125%
HK$5,575
baseline
▲ 0.50% · 4.625%
HK$5,868
+HK$293/mo
Deposit HK$184K · loan HK$1.04M · min. income ≈ HK$11,150/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,034
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,190
−HK$159/mo
Today · 4.125%
HK$5,349
baseline
▲ 0.50% · 4.625%
HK$5,675
+HK$326/mo
Deposit HK$123K · loan HK$1.10M · min. income ≈ HK$10,698/mo (50% DSR)
Upfront cash ≈ HK$123K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,600
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,750
−HK$153/mo
Today · 4.125%
HK$5,903
baseline
▲ 0.50% · 4.625%
HK$6,214
+HK$311/mo
Deposit HK$123K · loan HK$1.10M · min. income ≈ HK$11,806/mo (50% DSR)
Upfront cash ≈ HK$123K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).