▼ 0.50% · 3.625%
HK$2,927
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,018
−HK$92/mo
Today · 4.125%
HK$3,110
baseline
▲ 0.50% · 4.625%
HK$3,299
+HK$189/mo
Deposit HK$642K · loan HK$642K · min. income ≈ HK$6,220/mo (50% DSR)
Upfront cash ≈ HK$642K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,256
−HK$176/mo
▼ 0.25% · 3.875%
HK$3,343
−HK$89/mo
Today · 4.125%
HK$3,432
baseline
▲ 0.50% · 4.625%
HK$3,613
+HK$181/mo
Deposit HK$642K · loan HK$642K · min. income ≈ HK$6,864/mo (50% DSR)
Upfront cash ≈ HK$642K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,219
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,319
−HK$102/mo
Today · 4.125%
HK$3,421
baseline
▲ 0.50% · 4.625%
HK$3,629
+HK$208/mo
Deposit HK$578K · loan HK$706K · min. income ≈ HK$6,842/mo (50% DSR)
Upfront cash ≈ HK$578K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,581
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,678
−HK$97/mo
Today · 4.125%
HK$3,775
baseline
▲ 0.50% · 4.625%
HK$3,974
+HK$199/mo
Deposit HK$578K · loan HK$706K · min. income ≈ HK$7,550/mo (50% DSR)
Upfront cash ≈ HK$578K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,512
−HK$220/mo
▼ 0.25% · 3.875%
HK$3,621
−HK$111/mo
Today · 4.125%
HK$3,732
baseline
▲ 0.50% · 4.625%
HK$3,959
+HK$227/mo
Deposit HK$513K · loan HK$770K · min. income ≈ HK$7,464/mo (50% DSR)
Upfront cash ≈ HK$513K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,907
−HK$211/mo
▼ 0.25% · 3.875%
HK$4,012
−HK$106/mo
Today · 4.125%
HK$4,118
baseline
▲ 0.50% · 4.625%
HK$4,335
+HK$217/mo
Deposit HK$513K · loan HK$770K · min. income ≈ HK$8,236/mo (50% DSR)
Upfront cash ≈ HK$513K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,805
−HK$238/mo
▼ 0.25% · 3.875%
HK$3,923
−HK$120/mo
Today · 4.125%
HK$4,043
baseline
▲ 0.50% · 4.625%
HK$4,289
+HK$246/mo
Deposit HK$449K · loan HK$834K · min. income ≈ HK$8,086/mo (50% DSR)
Upfront cash ≈ HK$449K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,233
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,346
−HK$115/mo
Today · 4.125%
HK$4,461
baseline
▲ 0.50% · 4.625%
HK$4,697
+HK$236/mo
Deposit HK$449K · loan HK$834K · min. income ≈ HK$8,922/mo (50% DSR)
Upfront cash ≈ HK$449K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,097
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,225
−HK$129/mo
Today · 4.125%
HK$4,354
baseline
▲ 0.50% · 4.625%
HK$4,619
+HK$265/mo
Deposit HK$385K · loan HK$898K · min. income ≈ HK$8,708/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,558
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,681
−HK$124/mo
Today · 4.125%
HK$4,805
baseline
▲ 0.50% · 4.625%
HK$5,058
+HK$253/mo
Deposit HK$385K · loan HK$898K · min. income ≈ HK$9,610/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,390
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,527
−HK$138/mo
Today · 4.125%
HK$4,665
baseline
▲ 0.50% · 4.625%
HK$4,949
+HK$284/mo
Deposit HK$321K · loan HK$963K · min. income ≈ HK$9,330/mo (50% DSR)
Upfront cash ≈ HK$321K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,884
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,015
−HK$133/mo
Today · 4.125%
HK$5,148
baseline
▲ 0.50% · 4.625%
HK$5,419
+HK$271/mo
Deposit HK$321K · loan HK$963K · min. income ≈ HK$10,296/mo (50% DSR)
Upfront cash ≈ HK$321K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,683
−HK$293/mo
▼ 0.25% · 3.875%
HK$4,828
−HK$148/mo
Today · 4.125%
HK$4,976
baseline
▲ 0.50% · 4.625%
HK$5,279
+HK$303/mo
Deposit HK$257K · loan HK$1.03M · min. income ≈ HK$9,952/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,209
−HK$282/mo
▼ 0.25% · 3.875%
HK$5,349
−HK$142/mo
Today · 4.125%
HK$5,491
baseline
▲ 0.50% · 4.625%
HK$5,780
+HK$289/mo
Deposit HK$257K · loan HK$1.03M · min. income ≈ HK$10,982/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,975
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,130
−HK$157/mo
Today · 4.125%
HK$5,287
baseline
▲ 0.50% · 4.625%
HK$5,609
+HK$322/mo
Deposit HK$193K · loan HK$1.09M · min. income ≈ HK$10,574/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,535
−HK$299/mo
▼ 0.25% · 3.875%
HK$5,683
−HK$151/mo
Today · 4.125%
HK$5,834
baseline
▲ 0.50% · 4.625%
HK$6,142
+HK$308/mo
Deposit HK$193K · loan HK$1.09M · min. income ≈ HK$11,668/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,268
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,432
−HK$166/mo
Today · 4.125%
HK$5,598
baseline
▲ 0.50% · 4.625%
HK$5,939
+HK$341/mo
Deposit HK$128K · loan HK$1.16M · min. income ≈ HK$11,196/mo (50% DSR)
Upfront cash ≈ HK$128K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,861
−HK$316/mo
▼ 0.25% · 3.875%
HK$6,018
−HK$159/mo
Today · 4.125%
HK$6,177
baseline
▲ 0.50% · 4.625%
HK$6,503
+HK$326/mo
Deposit HK$128K · loan HK$1.16M · min. income ≈ HK$12,354/mo (50% DSR)
Upfront cash ≈ HK$128K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).