▼ 0.50% · 3.625%
HK$2,693
−HK$169/mo
▼ 0.25% · 3.875%
HK$2,777
−HK$85/mo
Today · 4.125%
HK$2,862
baseline
▲ 0.50% · 4.625%
HK$3,036
+HK$174/mo
Deposit HK$591K · loan HK$591K · min. income ≈ HK$5,724/mo (50% DSR)
Upfront cash ≈ HK$591K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,996
−HK$162/mo
▼ 0.25% · 3.875%
HK$3,077
−HK$81/mo
Today · 4.125%
HK$3,158
baseline
▲ 0.50% · 4.625%
HK$3,325
+HK$167/mo
Deposit HK$591K · loan HK$591K · min. income ≈ HK$6,316/mo (50% DSR)
Upfront cash ≈ HK$591K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,963
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,055
−HK$93/mo
Today · 4.125%
HK$3,148
baseline
▲ 0.50% · 4.625%
HK$3,340
+HK$192/mo
Deposit HK$532K · loan HK$650K · min. income ≈ HK$6,296/mo (50% DSR)
Upfront cash ≈ HK$532K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,296
−HK$178/mo
▼ 0.25% · 3.875%
HK$3,384
−HK$90/mo
Today · 4.125%
HK$3,474
baseline
▲ 0.50% · 4.625%
HK$3,657
+HK$183/mo
Deposit HK$532K · loan HK$650K · min. income ≈ HK$6,948/mo (50% DSR)
Upfront cash ≈ HK$532K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,232
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,332
−HK$103/mo
Today · 4.125%
HK$3,435
baseline
▲ 0.50% · 4.625%
HK$3,644
+HK$209/mo
Deposit HK$472K · loan HK$709K · min. income ≈ HK$6,870/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,595
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,692
−HK$98/mo
Today · 4.125%
HK$3,790
baseline
▲ 0.50% · 4.625%
HK$3,990
+HK$200/mo
Deposit HK$472K · loan HK$709K · min. income ≈ HK$7,580/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,501
−HK$220/mo
▼ 0.25% · 3.875%
HK$3,610
−HK$111/mo
Today · 4.125%
HK$3,721
baseline
▲ 0.50% · 4.625%
HK$3,947
+HK$226/mo
Deposit HK$413K · loan HK$768K · min. income ≈ HK$7,442/mo (50% DSR)
Upfront cash ≈ HK$413K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,895
−HK$211/mo
▼ 0.25% · 3.875%
HK$4,000
−HK$106/mo
Today · 4.125%
HK$4,106
baseline
▲ 0.50% · 4.625%
HK$4,322
+HK$216/mo
Deposit HK$413K · loan HK$768K · min. income ≈ HK$8,212/mo (50% DSR)
Upfront cash ≈ HK$413K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,771
−HK$236/mo
▼ 0.25% · 3.875%
HK$3,888
−HK$119/mo
Today · 4.125%
HK$4,007
baseline
▲ 0.50% · 4.625%
HK$4,251
+HK$244/mo
Deposit HK$354K · loan HK$827K · min. income ≈ HK$8,014/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,195
−HK$226/mo
▼ 0.25% · 3.875%
HK$4,307
−HK$114/mo
Today · 4.125%
HK$4,421
baseline
▲ 0.50% · 4.625%
HK$4,654
+HK$233/mo
Deposit HK$354K · loan HK$827K · min. income ≈ HK$8,842/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,040
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,166
−HK$127/mo
Today · 4.125%
HK$4,293
baseline
▲ 0.50% · 4.625%
HK$4,554
+HK$261/mo
Deposit HK$295K · loan HK$886K · min. income ≈ HK$8,586/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,494
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,615
−HK$122/mo
Today · 4.125%
HK$4,737
baseline
▲ 0.50% · 4.625%
HK$4,987
+HK$250/mo
Deposit HK$295K · loan HK$886K · min. income ≈ HK$9,474/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,309
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,443
−HK$136/mo
Today · 4.125%
HK$4,579
baseline
▲ 0.50% · 4.625%
HK$4,858
+HK$279/mo
Deposit HK$236K · loan HK$945K · min. income ≈ HK$9,158/mo (50% DSR)
Upfront cash ≈ HK$236K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,794
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,923
−HK$130/mo
Today · 4.125%
HK$5,053
baseline
▲ 0.50% · 4.625%
HK$5,319
+HK$266/mo
Deposit HK$236K · loan HK$945K · min. income ≈ HK$10,106/mo (50% DSR)
Upfront cash ≈ HK$236K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,579
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,721
−HK$145/mo
Today · 4.125%
HK$4,866
baseline
▲ 0.50% · 4.625%
HK$5,162
+HK$296/mo
Deposit HK$177K · loan HK$1.00M · min. income ≈ HK$9,732/mo (50% DSR)
Upfront cash ≈ HK$177K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,094
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,230
−HK$139/mo
Today · 4.125%
HK$5,369
baseline
▲ 0.50% · 4.625%
HK$5,652
+HK$283/mo
Deposit HK$177K · loan HK$1.00M · min. income ≈ HK$10,738/mo (50% DSR)
Upfront cash ≈ HK$177K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,848
−HK$304/mo
▼ 0.25% · 3.875%
HK$4,999
−HK$153/mo
Today · 4.125%
HK$5,152
baseline
▲ 0.50% · 4.625%
HK$5,465
+HK$313/mo
Deposit HK$118K · loan HK$1.06M · min. income ≈ HK$10,304/mo (50% DSR)
Upfront cash ≈ HK$118K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,393
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,538
−HK$147/mo
Today · 4.125%
HK$5,685
baseline
▲ 0.50% · 4.625%
HK$5,984
+HK$299/mo
Deposit HK$118K · loan HK$1.06M · min. income ≈ HK$11,370/mo (50% DSR)
Upfront cash ≈ HK$118K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).