▼ 0.50% · 3.625%
HK$2,550
−HK$160/mo
▼ 0.25% · 3.875%
HK$2,629
−HK$81/mo
Today · 4.125%
HK$2,710
baseline
▲ 0.50% · 4.625%
HK$2,875
+HK$165/mo
Deposit HK$559K · loan HK$559K · min. income ≈ HK$5,420/mo (50% DSR)
Upfront cash ≈ HK$559K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,837
−HK$153/mo
▼ 0.25% · 3.875%
HK$2,913
−HK$77/mo
Today · 4.125%
HK$2,990
baseline
▲ 0.50% · 4.625%
HK$3,148
+HK$158/mo
Deposit HK$559K · loan HK$559K · min. income ≈ HK$5,980/mo (50% DSR)
Upfront cash ≈ HK$559K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,805
−HK$176/mo
▼ 0.25% · 3.875%
HK$2,892
−HK$89/mo
Today · 4.125%
HK$2,981
baseline
▲ 0.50% · 4.625%
HK$3,162
+HK$181/mo
Deposit HK$503K · loan HK$615K · min. income ≈ HK$5,962/mo (50% DSR)
Upfront cash ≈ HK$503K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,120
−HK$169/mo
▼ 0.25% · 3.875%
HK$3,204
−HK$85/mo
Today · 4.125%
HK$3,289
baseline
▲ 0.50% · 4.625%
HK$3,462
+HK$173/mo
Deposit HK$503K · loan HK$615K · min. income ≈ HK$6,578/mo (50% DSR)
Upfront cash ≈ HK$503K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,060
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,155
−HK$97/mo
Today · 4.125%
HK$3,252
baseline
▲ 0.50% · 4.625%
HK$3,450
+HK$198/mo
Deposit HK$447K · loan HK$671K · min. income ≈ HK$6,504/mo (50% DSR)
Upfront cash ≈ HK$447K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,404
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,495
−HK$93/mo
Today · 4.125%
HK$3,588
baseline
▲ 0.50% · 4.625%
HK$3,777
+HK$189/mo
Deposit HK$447K · loan HK$671K · min. income ≈ HK$7,176/mo (50% DSR)
Upfront cash ≈ HK$447K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,315
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,418
−HK$105/mo
Today · 4.125%
HK$3,523
baseline
▲ 0.50% · 4.625%
HK$3,737
+HK$214/mo
Deposit HK$391K · loan HK$727K · min. income ≈ HK$7,046/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,688
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,787
−HK$100/mo
Today · 4.125%
HK$3,887
baseline
▲ 0.50% · 4.625%
HK$4,092
+HK$205/mo
Deposit HK$391K · loan HK$727K · min. income ≈ HK$7,774/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,570
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,681
−HK$113/mo
Today · 4.125%
HK$3,794
baseline
▲ 0.50% · 4.625%
HK$4,024
+HK$230/mo
Deposit HK$335K · loan HK$783K · min. income ≈ HK$7,588/mo (50% DSR)
Upfront cash ≈ HK$336K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,971
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,078
−HK$108/mo
Today · 4.125%
HK$4,186
baseline
▲ 0.50% · 4.625%
HK$4,407
+HK$221/mo
Deposit HK$335K · loan HK$783K · min. income ≈ HK$8,372/mo (50% DSR)
Upfront cash ≈ HK$336K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,825
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,944
−HK$121/mo
Today · 4.125%
HK$4,065
baseline
▲ 0.50% · 4.625%
HK$4,312
+HK$247/mo
Deposit HK$280K · loan HK$839K · min. income ≈ HK$8,130/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,255
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,369
−HK$116/mo
Today · 4.125%
HK$4,485
baseline
▲ 0.50% · 4.625%
HK$4,721
+HK$236/mo
Deposit HK$280K · loan HK$839K · min. income ≈ HK$8,970/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,080
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,207
−HK$129/mo
Today · 4.125%
HK$4,336
baseline
▲ 0.50% · 4.625%
HK$4,599
+HK$263/mo
Deposit HK$224K · loan HK$895K · min. income ≈ HK$8,672/mo (50% DSR)
Upfront cash ≈ HK$224K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,539
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,660
−HK$124/mo
Today · 4.125%
HK$4,784
baseline
▲ 0.50% · 4.625%
HK$5,036
+HK$252/mo
Deposit HK$224K · loan HK$895K · min. income ≈ HK$9,568/mo (50% DSR)
Upfront cash ≈ HK$224K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,335
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,470
−HK$137/mo
Today · 4.125%
HK$4,607
baseline
▲ 0.50% · 4.625%
HK$4,887
+HK$280/mo
Deposit HK$168K · loan HK$950K · min. income ≈ HK$9,214/mo (50% DSR)
Upfront cash ≈ HK$168K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,822
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,952
−HK$131/mo
Today · 4.125%
HK$5,083
baseline
▲ 0.50% · 4.625%
HK$5,351
+HK$268/mo
Deposit HK$168K · loan HK$950K · min. income ≈ HK$10,166/mo (50% DSR)
Upfront cash ≈ HK$168K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,590
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,732
−HK$145/mo
Today · 4.125%
HK$4,877
baseline
▲ 0.50% · 4.625%
HK$5,174
+HK$297/mo
Deposit HK$112K · loan HK$1.01M · min. income ≈ HK$9,754/mo (50% DSR)
Upfront cash ≈ HK$112K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,106
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,243
−HK$139/mo
Today · 4.125%
HK$5,382
baseline
▲ 0.50% · 4.625%
HK$5,666
+HK$284/mo
Deposit HK$112K · loan HK$1.01M · min. income ≈ HK$10,764/mo (50% DSR)
Upfront cash ≈ HK$112K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).