▼ 0.50% · 3.625%
HK$2,127
−HK$133/mo
▼ 0.25% · 3.875%
HK$2,193
−HK$67/mo
Today · 4.125%
HK$2,260
baseline
▲ 0.50% · 4.625%
HK$2,398
+HK$138/mo
Deposit HK$466K · loan HK$466K · min. income ≈ HK$4,520/mo (50% DSR)
Upfront cash ≈ HK$466K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,366
−HK$128/mo
▼ 0.25% · 3.875%
HK$2,429
−HK$65/mo
Today · 4.125%
HK$2,494
baseline
▲ 0.50% · 4.625%
HK$2,625
+HK$131/mo
Deposit HK$466K · loan HK$466K · min. income ≈ HK$4,988/mo (50% DSR)
Upfront cash ≈ HK$466K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,339
−HK$147/mo
▼ 0.25% · 3.875%
HK$2,412
−HK$74/mo
Today · 4.125%
HK$2,486
baseline
▲ 0.50% · 4.625%
HK$2,637
+HK$151/mo
Deposit HK$420K · loan HK$513K · min. income ≈ HK$4,972/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,603
−HK$140/mo
▼ 0.25% · 3.875%
HK$2,672
−HK$71/mo
Today · 4.125%
HK$2,743
baseline
▲ 0.50% · 4.625%
HK$2,888
+HK$145/mo
Deposit HK$420K · loan HK$513K · min. income ≈ HK$5,486/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,552
−HK$160/mo
▼ 0.25% · 3.875%
HK$2,631
−HK$81/mo
Today · 4.125%
HK$2,712
baseline
▲ 0.50% · 4.625%
HK$2,877
+HK$165/mo
Deposit HK$373K · loan HK$560K · min. income ≈ HK$5,424/mo (50% DSR)
Upfront cash ≈ HK$373K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,839
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,915
−HK$78/mo
Today · 4.125%
HK$2,993
baseline
▲ 0.50% · 4.625%
HK$3,150
+HK$157/mo
Deposit HK$373K · loan HK$560K · min. income ≈ HK$5,986/mo (50% DSR)
Upfront cash ≈ HK$373K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,765
−HK$173/mo
▼ 0.25% · 3.875%
HK$2,851
−HK$87/mo
Today · 4.125%
HK$2,938
baseline
▲ 0.50% · 4.625%
HK$3,117
+HK$179/mo
Deposit HK$326K · loan HK$606K · min. income ≈ HK$5,876/mo (50% DSR)
Upfront cash ≈ HK$327K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,076
−HK$166/mo
▼ 0.25% · 3.875%
HK$3,158
−HK$84/mo
Today · 4.125%
HK$3,242
baseline
▲ 0.50% · 4.625%
HK$3,413
+HK$171/mo
Deposit HK$326K · loan HK$606K · min. income ≈ HK$6,484/mo (50% DSR)
Upfront cash ≈ HK$327K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,977
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,070
−HK$94/mo
Today · 4.125%
HK$3,164
baseline
▲ 0.50% · 4.625%
HK$3,357
+HK$193/mo
Deposit HK$280K · loan HK$653K · min. income ≈ HK$6,328/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,312
−HK$179/mo
▼ 0.25% · 3.875%
HK$3,401
−HK$90/mo
Today · 4.125%
HK$3,491
baseline
▲ 0.50% · 4.625%
HK$3,675
+HK$184/mo
Deposit HK$280K · loan HK$653K · min. income ≈ HK$6,982/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,190
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,289
−HK$101/mo
Today · 4.125%
HK$3,390
baseline
▲ 0.50% · 4.625%
HK$3,596
+HK$206/mo
Deposit HK$233K · loan HK$699K · min. income ≈ HK$6,780/mo (50% DSR)
Upfront cash ≈ HK$233K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,549
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,644
−HK$97/mo
Today · 4.125%
HK$3,741
baseline
▲ 0.50% · 4.625%
HK$3,938
+HK$197/mo
Deposit HK$233K · loan HK$699K · min. income ≈ HK$7,482/mo (50% DSR)
Upfront cash ≈ HK$233K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,403
−HK$213/mo
▼ 0.25% · 3.875%
HK$3,509
−HK$107/mo
Today · 4.125%
HK$3,616
baseline
▲ 0.50% · 4.625%
HK$3,836
+HK$220/mo
Deposit HK$187K · loan HK$746K · min. income ≈ HK$7,232/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,785
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,887
−HK$103/mo
Today · 4.125%
HK$3,990
baseline
▲ 0.50% · 4.625%
HK$4,200
+HK$210/mo
Deposit HK$187K · loan HK$746K · min. income ≈ HK$7,980/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,615
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,728
−HK$114/mo
Today · 4.125%
HK$3,842
baseline
▲ 0.50% · 4.625%
HK$4,076
+HK$234/mo
Deposit HK$140K · loan HK$793K · min. income ≈ HK$7,684/mo (50% DSR)
Upfront cash ≈ HK$140K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,022
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,130
−HK$109/mo
Today · 4.125%
HK$4,239
baseline
▲ 0.50% · 4.625%
HK$4,463
+HK$224/mo
Deposit HK$140K · loan HK$793K · min. income ≈ HK$8,478/mo (50% DSR)
Upfront cash ≈ HK$140K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,828
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,947
−HK$121/mo
Today · 4.125%
HK$4,068
baseline
▲ 0.50% · 4.625%
HK$4,316
+HK$248/mo
Deposit HK$93K · loan HK$839K · min. income ≈ HK$8,136/mo (50% DSR)
Upfront cash ≈ HK$93K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,259
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,373
−HK$116/mo
Today · 4.125%
HK$4,489
baseline
▲ 0.50% · 4.625%
HK$4,725
+HK$236/mo
Deposit HK$93K · loan HK$839K · min. income ≈ HK$8,978/mo (50% DSR)
Upfront cash ≈ HK$93K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).