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At today's rate and a 90% mortgage, the deposit on this unit is about HK$411K, with repayments around HK$17,922/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$411K · loan HK$3.70M · min. income ≈ HK$35,844/mo (50% DSR)
Upfront cash ≈ HK$433K (deposit + AVD stamp duty HK$21,877 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Cheung Sha Wan Station Station.
Family-friendly — 50 schools within a 1 km walk.
Everyday convenience — 57 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 37 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- C
- Saleable Area
- 326 Saleable ft²
- Gross Area
- 436 ft²
- Efficiency
- 75%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-08-15 | HK$3.76M | −25.2% 7.4y · −3.0%/yr |
| 2018-03-19 | HK$5.03M | +155.3% 7.3y · 21.0%/yr |
| 2010-11-26 | HK$1.97M | +77.5% |
| 2004-12-01 | HK$1.11M | −29.7% |
| 1998-09-23 | HK$1.58M | +12.9% |
| 1996-03-09 | HK$1.40M | — |