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28/F B

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5/F A 468 ft² 5/F B 326 ft² 5/F C 326 ft² 5/F D 468 ft² 6/F A 468 ft² 6/F B 326 ft² 6/F C 326 ft² 6/F D 468 ft² 7/F A 468 ft² 7/F B 326 ft² 7/F C 326 ft² 7/F D 468 ft² 8/F C 326 ft² 8/F D 468 ft² 9/F A 468 ft² 9/F B 326 ft² 9/F C 326 ft² 9/F D 468 ft² 10/F A 468 ft² 10/F B 326 ft² 10/F C 326 ft² 10/F D 468 ft² 11/F A 468 ft² 11/F B 326 ft² 11/F C 326 ft² 11/F D 468 ft² 12/F A 468 ft² 12/F B 326 ft² 12/F C 326 ft² 12/F D 468 ft² 15/F B 326 ft² 15/F C 326 ft² 15/F D 468 ft² 16/F A 468 ft² 16/F B 326 ft² 16/F C 326 ft² 16/F D 468 ft² 17/F A 468 ft² 17/F B 326 ft² 17/F C 326 ft² 17/F D 468 ft² 18/F A 468 ft² 18/F B 326 ft² 18/F C 326 ft² 18/F D 468 ft² 19/F A 468 ft² 19/F B 326 ft² 19/F C 326 ft² 19/F D 468 ft² 20/F A 468 ft² 20/F B 326 ft² 20/F C 326 ft² 20/F D 468 ft² 21/F A 468 ft² 21/F B 326 ft² 21/F C 326 ft² 21/F D 468 ft² 22/F A 468 ft² 22/F B 326 ft² 22/F C 326 ft² 22/F D 468 ft² 23/F A 468 ft² 23/F B 326 ft² 23/F C 326 ft² 23/F D 468 ft² 25/F A 468 ft² 25/F B 326 ft² 25/F C 326 ft² 25/F D 468 ft² 26/F A 468 ft² 26/F B 326 ft² 26/F C 326 ft² 26/F D 468 ft² 27/F A 468 ft² 27/F B 326 ft² 27/F C 326 ft² 27/F D 468 ft² 28/F A 468 ft² 28/F B 326 ft² 28/F C 326 ft² 28/F D 468 ft² 29/F A 468 ft² 29/F B 326 ft² 29/F C 326 ft² 29/F D 468 ft² 30/F A 468 ft² 30/F B 326 ft² 30/F C 326 ft² 30/F D 468 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$4.55M

≈ HK$13,964 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$455K, with repayments around HK$19,856/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$18,684

−HK$1,172/mo

▼ 0.25% · 3.875%

HK$19,265

−HK$591/mo

Today · 4.125%

HK$19,856

baseline

▲ 0.50% · 4.625%

HK$21,064

+HK$1,208/mo

Deposit HK$455K · loan HK$4.10M · min. income ≈ HK$39,712/mo (50% DSR)

Upfront cash ≈ HK$528K (deposit + AVD stamp duty HK$72,713 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Cheung Sha Wan Station

≈ 5 min walk · 386 m

Education

schools within 1 km (20 within 500 m)

Daily convenience

within 1 km (29 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Mass Transit Railway Cheung Sha Wan Station Station.

Family-friendly — 50 schools within a 1 km walk.

Everyday convenience — 57 shopping and daily-needs spots nearby.

Healthcare close by — 11 hospitals/clinics within 1 km.

Green space & leisure — 37 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 28/F
Flat: B
Saleable Area: 326 Saleable ft²
Gross Area: 436 ft²
Efficiency: 75%
District: Sham Shui Po District · Kowloon
School net (POA): 40

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2024-11-22	HK$4.50M	−24.4% 5.5y · −4.0%/yr	HK$13,804	HK$10,321
2019-06-05	HK$5.95M	+128.0% 7.1y · 18.0%/yr	HK$18,252	HK$13,647
2012-05-03	HK$2.61M	+50.0%	HK$8,006	HK$5,986
2009-08-14	HK$1.74M	+11.5%	HK$5,337	HK$3,991
2000-10-16	HK$1.56M	−12.4%	HK$4,785	HK$3,578
1995-08-19	HK$1.78M	—	HK$5,460	HK$4,083

Other appraised units in this building

Data sourced from Renavon.com