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At today's rate and a 90% mortgage, the deposit on this unit is about HK$445K, with repayments around HK$19,395/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$445K · loan HK$4.00M · min. income ≈ HK$38,790/mo (50% DSR)
Upfront cash ≈ HK$511K (deposit + AVD stamp duty HK$66,699 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Cheung Sha Wan Station Station.
Family-friendly — 50 schools within a 1 km walk.
Everyday convenience — 57 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 37 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 23/F
- Flat
- C
- Saleable Area
- 326 Saleable ft²
- Gross Area
- 436 ft²
- Efficiency
- 75%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-04-23 | HK$4.32M | −21.5% 4.0y · −5.0%/yr |
| 2022-05-10 | HK$5.50M | +73.5% 8.9y · 8.0%/yr |
| 2013-05-24 | HK$3.17M | +45.4% |
| 1997-02-18 | HK$2.18M | +23.9% |
| 1995-08-19 | HK$1.76M | — |