▼ 0.50% · 3.625%
HK$4,100
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,228
−HK$129/mo
Today · 4.125%
HK$4,357
baseline
▲ 0.50% · 4.625%
HK$4,622
+HK$265/mo
Deposit HK$899K · loan HK$899K · min. income ≈ HK$8,714/mo (50% DSR)
Upfront cash ≈ HK$899K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,561
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,684
−HK$124/mo
Today · 4.125%
HK$4,808
baseline
▲ 0.50% · 4.625%
HK$5,061
+HK$253/mo
Deposit HK$899K · loan HK$899K · min. income ≈ HK$9,616/mo (50% DSR)
Upfront cash ≈ HK$899K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,510
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,651
−HK$142/mo
Today · 4.125%
HK$4,793
baseline
▲ 0.50% · 4.625%
HK$5,085
+HK$292/mo
Deposit HK$809K · loan HK$989K · min. income ≈ HK$9,586/mo (50% DSR)
Upfront cash ≈ HK$809K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,018
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,152
−HK$137/mo
Today · 4.125%
HK$5,289
baseline
▲ 0.50% · 4.625%
HK$5,567
+HK$278/mo
Deposit HK$809K · loan HK$989K · min. income ≈ HK$10,578/mo (50% DSR)
Upfront cash ≈ HK$809K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,920
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,073
−HK$156/mo
Today · 4.125%
HK$5,229
baseline
▲ 0.50% · 4.625%
HK$5,547
+HK$318/mo
Deposit HK$719K · loan HK$1.08M · min. income ≈ HK$10,458/mo (50% DSR)
Upfront cash ≈ HK$719K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,474
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,621
−HK$148/mo
Today · 4.125%
HK$5,769
baseline
▲ 0.50% · 4.625%
HK$6,074
+HK$305/mo
Deposit HK$719K · loan HK$1.08M · min. income ≈ HK$11,538/mo (50% DSR)
Upfront cash ≈ HK$719K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,330
−HK$335/mo
▼ 0.25% · 3.875%
HK$5,496
−HK$169/mo
Today · 4.125%
HK$5,665
baseline
▲ 0.50% · 4.625%
HK$6,009
+HK$344/mo
Deposit HK$629K · loan HK$1.17M · min. income ≈ HK$11,330/mo (50% DSR)
Upfront cash ≈ HK$629K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,930
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,089
−HK$161/mo
Today · 4.125%
HK$6,250
baseline
▲ 0.50% · 4.625%
HK$6,580
+HK$330/mo
Deposit HK$629K · loan HK$1.17M · min. income ≈ HK$12,500/mo (50% DSR)
Upfront cash ≈ HK$629K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,740
−HK$360/mo
▼ 0.25% · 3.875%
HK$5,919
−HK$181/mo
Today · 4.125%
HK$6,100
baseline
▲ 0.50% · 4.625%
HK$6,471
+HK$371/mo
Deposit HK$539K · loan HK$1.26M · min. income ≈ HK$12,200/mo (50% DSR)
Upfront cash ≈ HK$540K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,386
−HK$345/mo
▼ 0.25% · 3.875%
HK$6,557
−HK$174/mo
Today · 4.125%
HK$6,731
baseline
▲ 0.50% · 4.625%
HK$7,086
+HK$355/mo
Deposit HK$539K · loan HK$1.26M · min. income ≈ HK$13,462/mo (50% DSR)
Upfront cash ≈ HK$540K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,150
−HK$386/mo
▼ 0.25% · 3.875%
HK$6,342
−HK$194/mo
Today · 4.125%
HK$6,536
baseline
▲ 0.50% · 4.625%
HK$6,934
+HK$398/mo
Deposit HK$450K · loan HK$1.35M · min. income ≈ HK$13,072/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,842
−HK$370/mo
▼ 0.25% · 3.875%
HK$7,026
−HK$186/mo
Today · 4.125%
HK$7,212
baseline
▲ 0.50% · 4.625%
HK$7,592
+HK$380/mo
Deposit HK$450K · loan HK$1.35M · min. income ≈ HK$14,424/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,560
−HK$412/mo
▼ 0.25% · 3.875%
HK$6,764
−HK$208/mo
Today · 4.125%
HK$6,972
baseline
▲ 0.50% · 4.625%
HK$7,396
+HK$424/mo
Deposit HK$360K · loan HK$1.44M · min. income ≈ HK$13,944/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,298
−HK$395/mo
▼ 0.25% · 3.875%
HK$7,494
−HK$199/mo
Today · 4.125%
HK$7,693
baseline
▲ 0.50% · 4.625%
HK$8,098
+HK$405/mo
Deposit HK$360K · loan HK$1.44M · min. income ≈ HK$15,386/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,970
−HK$437/mo
▼ 0.25% · 3.875%
HK$7,187
−HK$220/mo
Today · 4.125%
HK$7,407
baseline
▲ 0.50% · 4.625%
HK$7,858
+HK$451/mo
Deposit HK$270K · loan HK$1.53M · min. income ≈ HK$14,814/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,754
−HK$419/mo
▼ 0.25% · 3.875%
HK$7,962
−HK$211/mo
Today · 4.125%
HK$8,173
baseline
▲ 0.50% · 4.625%
HK$8,604
+HK$431/mo
Deposit HK$270K · loan HK$1.53M · min. income ≈ HK$16,346/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,380
−HK$463/mo
▼ 0.25% · 3.875%
HK$7,610
−HK$233/mo
Today · 4.125%
HK$7,843
baseline
▲ 0.50% · 4.625%
HK$8,320
+HK$477/mo
Deposit HK$180K · loan HK$1.62M · min. income ≈ HK$15,686/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,211
−HK$443/mo
▼ 0.25% · 3.875%
HK$8,431
−HK$223/mo
Today · 4.125%
HK$8,654
baseline
▲ 0.50% · 4.625%
HK$9,110
+HK$456/mo
Deposit HK$180K · loan HK$1.62M · min. income ≈ HK$17,308/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).