▼ 0.50% · 3.625%
HK$4,172
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,302
−HK$132/mo
Today · 4.125%
HK$4,434
baseline
▲ 0.50% · 4.625%
HK$4,704
+HK$270/mo
Deposit HK$915K · loan HK$915K · min. income ≈ HK$8,868/mo (50% DSR)
Upfront cash ≈ HK$915K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,642
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,766
−HK$126/mo
Today · 4.125%
HK$4,892
baseline
▲ 0.50% · 4.625%
HK$5,150
+HK$258/mo
Deposit HK$915K · loan HK$915K · min. income ≈ HK$9,784/mo (50% DSR)
Upfront cash ≈ HK$915K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,590
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,732
−HK$145/mo
Today · 4.125%
HK$4,877
baseline
▲ 0.50% · 4.625%
HK$5,174
+HK$297/mo
Deposit HK$823K · loan HK$1.01M · min. income ≈ HK$9,754/mo (50% DSR)
Upfront cash ≈ HK$824K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,106
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,243
−HK$139/mo
Today · 4.125%
HK$5,382
baseline
▲ 0.50% · 4.625%
HK$5,665
+HK$283/mo
Deposit HK$823K · loan HK$1.01M · min. income ≈ HK$10,764/mo (50% DSR)
Upfront cash ≈ HK$824K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,007
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,163
−HK$158/mo
Today · 4.125%
HK$5,321
baseline
▲ 0.50% · 4.625%
HK$5,645
+HK$324/mo
Deposit HK$732K · loan HK$1.10M · min. income ≈ HK$10,642/mo (50% DSR)
Upfront cash ≈ HK$732K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,570
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,719
−HK$152/mo
Today · 4.125%
HK$5,871
baseline
▲ 0.50% · 4.625%
HK$6,180
+HK$309/mo
Deposit HK$732K · loan HK$1.10M · min. income ≈ HK$11,742/mo (50% DSR)
Upfront cash ≈ HK$732K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,424
−HK$340/mo
▼ 0.25% · 3.875%
HK$5,593
−HK$171/mo
Today · 4.125%
HK$5,764
baseline
▲ 0.50% · 4.625%
HK$6,115
+HK$351/mo
Deposit HK$640K · loan HK$1.19M · min. income ≈ HK$11,528/mo (50% DSR)
Upfront cash ≈ HK$641K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,034
−HK$326/mo
▼ 0.25% · 3.875%
HK$6,196
−HK$164/mo
Today · 4.125%
HK$6,360
baseline
▲ 0.50% · 4.625%
HK$6,695
+HK$335/mo
Deposit HK$640K · loan HK$1.19M · min. income ≈ HK$12,720/mo (50% DSR)
Upfront cash ≈ HK$641K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,841
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,023
−HK$185/mo
Today · 4.125%
HK$6,208
baseline
▲ 0.50% · 4.625%
HK$6,585
+HK$377/mo
Deposit HK$549K · loan HK$1.28M · min. income ≈ HK$12,416/mo (50% DSR)
Upfront cash ≈ HK$549K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,498
−HK$351/mo
▼ 0.25% · 3.875%
HK$6,673
−HK$176/mo
Today · 4.125%
HK$6,849
baseline
▲ 0.50% · 4.625%
HK$7,211
+HK$362/mo
Deposit HK$549K · loan HK$1.28M · min. income ≈ HK$13,698/mo (50% DSR)
Upfront cash ≈ HK$549K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,259
−HK$392/mo
▼ 0.25% · 3.875%
HK$6,453
−HK$198/mo
Today · 4.125%
HK$6,651
baseline
▲ 0.50% · 4.625%
HK$7,056
+HK$405/mo
Deposit HK$457K · loan HK$1.37M · min. income ≈ HK$13,302/mo (50% DSR)
Upfront cash ≈ HK$458K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,963
−HK$376/mo
▼ 0.25% · 3.875%
HK$7,149
−HK$190/mo
Today · 4.125%
HK$7,339
baseline
▲ 0.50% · 4.625%
HK$7,726
+HK$387/mo
Deposit HK$457K · loan HK$1.37M · min. income ≈ HK$14,678/mo (50% DSR)
Upfront cash ≈ HK$458K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,676
−HK$418/mo
▼ 0.25% · 3.875%
HK$6,883
−HK$211/mo
Today · 4.125%
HK$7,094
baseline
▲ 0.50% · 4.625%
HK$7,526
+HK$432/mo
Deposit HK$366K · loan HK$1.46M · min. income ≈ HK$14,188/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,427
−HK$401/mo
▼ 0.25% · 3.875%
HK$7,626
−HK$202/mo
Today · 4.125%
HK$7,828
baseline
▲ 0.50% · 4.625%
HK$8,241
+HK$413/mo
Deposit HK$366K · loan HK$1.46M · min. income ≈ HK$15,656/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,093
−HK$445/mo
▼ 0.25% · 3.875%
HK$7,314
−HK$224/mo
Today · 4.125%
HK$7,538
baseline
▲ 0.50% · 4.625%
HK$7,996
+HK$458/mo
Deposit HK$274K · loan HK$1.56M · min. income ≈ HK$15,076/mo (50% DSR)
Upfront cash ≈ HK$275K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,891
−HK$426/mo
▼ 0.25% · 3.875%
HK$8,103
−HK$214/mo
Today · 4.125%
HK$8,317
baseline
▲ 0.50% · 4.625%
HK$8,756
+HK$439/mo
Deposit HK$274K · loan HK$1.56M · min. income ≈ HK$16,634/mo (50% DSR)
Upfront cash ≈ HK$275K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,510
−HK$471/mo
▼ 0.25% · 3.875%
HK$7,744
−HK$237/mo
Today · 4.125%
HK$7,981
baseline
▲ 0.50% · 4.625%
HK$8,467
+HK$486/mo
Deposit HK$183K · loan HK$1.65M · min. income ≈ HK$15,962/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,355
−HK$451/mo
▼ 0.25% · 3.875%
HK$8,579
−HK$227/mo
Today · 4.125%
HK$8,806
baseline
▲ 0.50% · 4.625%
HK$9,271
+HK$465/mo
Deposit HK$183K · loan HK$1.65M · min. income ≈ HK$17,612/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).