▼ 0.50% · 3.625%
HK$5,020
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,176
−HK$159/mo
Today · 4.125%
HK$5,335
baseline
▲ 0.50% · 4.625%
HK$5,659
+HK$324/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$10,670/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,585
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,735
−HK$151/mo
Today · 4.125%
HK$5,886
baseline
▲ 0.50% · 4.625%
HK$6,197
+HK$311/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$11,772/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,522
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,694
−HK$174/mo
Today · 4.125%
HK$5,868
baseline
▲ 0.50% · 4.625%
HK$6,225
+HK$357/mo
Deposit HK$991K · loan HK$1.21M · min. income ≈ HK$11,736/mo (50% DSR)
Upfront cash ≈ HK$991K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,143
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,308
−HK$167/mo
Today · 4.125%
HK$6,475
baseline
▲ 0.50% · 4.625%
HK$6,816
+HK$341/mo
Deposit HK$991K · loan HK$1.21M · min. income ≈ HK$12,950/mo (50% DSR)
Upfront cash ≈ HK$991K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,024
−HK$378/mo
▼ 0.25% · 3.875%
HK$6,211
−HK$191/mo
Today · 4.125%
HK$6,402
baseline
▲ 0.50% · 4.625%
HK$6,791
+HK$389/mo
Deposit HK$881K · loan HK$1.32M · min. income ≈ HK$12,804/mo (50% DSR)
Upfront cash ≈ HK$881K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,702
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,881
−HK$183/mo
Today · 4.125%
HK$7,064
baseline
▲ 0.50% · 4.625%
HK$7,436
+HK$372/mo
Deposit HK$881K · loan HK$1.32M · min. income ≈ HK$14,128/mo (50% DSR)
Upfront cash ≈ HK$881K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,526
−HK$409/mo
▼ 0.25% · 3.875%
HK$6,729
−HK$206/mo
Today · 4.125%
HK$6,935
baseline
▲ 0.50% · 4.625%
HK$7,357
+HK$422/mo
Deposit HK$771K · loan HK$1.43M · min. income ≈ HK$13,870/mo (50% DSR)
Upfront cash ≈ HK$771K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,260
−HK$392/mo
▼ 0.25% · 3.875%
HK$7,455
−HK$197/mo
Today · 4.125%
HK$7,652
baseline
▲ 0.50% · 4.625%
HK$8,056
+HK$404/mo
Deposit HK$771K · loan HK$1.43M · min. income ≈ HK$15,304/mo (50% DSR)
Upfront cash ≈ HK$771K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,028
−HK$441/mo
▼ 0.25% · 3.875%
HK$7,247
−HK$222/mo
Today · 4.125%
HK$7,469
baseline
▲ 0.50% · 4.625%
HK$7,923
+HK$454/mo
Deposit HK$660K · loan HK$1.54M · min. income ≈ HK$14,938/mo (50% DSR)
Upfront cash ≈ HK$661K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,819
−HK$422/mo
▼ 0.25% · 3.875%
HK$8,028
−HK$213/mo
Today · 4.125%
HK$8,241
baseline
▲ 0.50% · 4.625%
HK$8,675
+HK$434/mo
Deposit HK$660K · loan HK$1.54M · min. income ≈ HK$16,482/mo (50% DSR)
Upfront cash ≈ HK$661K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,530
−HK$472/mo
▼ 0.25% · 3.875%
HK$7,764
−HK$238/mo
Today · 4.125%
HK$8,002
baseline
▲ 0.50% · 4.625%
HK$8,489
+HK$487/mo
Deposit HK$550K · loan HK$1.65M · min. income ≈ HK$16,004/mo (50% DSR)
Upfront cash ≈ HK$550K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,377
−HK$453/mo
▼ 0.25% · 3.875%
HK$8,602
−HK$228/mo
Today · 4.125%
HK$8,830
baseline
▲ 0.50% · 4.625%
HK$9,295
+HK$465/mo
Deposit HK$550K · loan HK$1.65M · min. income ≈ HK$17,660/mo (50% DSR)
Upfront cash ≈ HK$550K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,032
−HK$504/mo
▼ 0.25% · 3.875%
HK$8,282
−HK$254/mo
Today · 4.125%
HK$8,536
baseline
▲ 0.50% · 4.625%
HK$9,055
+HK$519/mo
Deposit HK$440K · loan HK$1.76M · min. income ≈ HK$17,072/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,936
−HK$482/mo
▼ 0.25% · 3.875%
HK$9,175
−HK$243/mo
Today · 4.125%
HK$9,418
baseline
▲ 0.50% · 4.625%
HK$9,915
+HK$497/mo
Deposit HK$440K · loan HK$1.76M · min. income ≈ HK$18,836/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,534
−HK$535/mo
▼ 0.25% · 3.875%
HK$8,800
−HK$269/mo
Today · 4.125%
HK$9,069
baseline
▲ 0.50% · 4.625%
HK$9,621
+HK$552/mo
Deposit HK$330K · loan HK$1.87M · min. income ≈ HK$18,138/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,494
−HK$513/mo
▼ 0.25% · 3.875%
HK$9,749
−HK$258/mo
Today · 4.125%
HK$10,007
baseline
▲ 0.50% · 4.625%
HK$10,534
+HK$527/mo
Deposit HK$330K · loan HK$1.87M · min. income ≈ HK$20,014/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,036
−HK$567/mo
▼ 0.25% · 3.875%
HK$9,317
−HK$286/mo
Today · 4.125%
HK$9,603
baseline
▲ 0.50% · 4.625%
HK$10,187
+HK$584/mo
Deposit HK$220K · loan HK$1.98M · min. income ≈ HK$19,206/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,053
−HK$543/mo
▼ 0.25% · 3.875%
HK$10,322
−HK$274/mo
Today · 4.125%
HK$10,596
baseline
▲ 0.50% · 4.625%
HK$11,154
+HK$558/mo
Deposit HK$220K · loan HK$1.98M · min. income ≈ HK$21,192/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).