▼ 0.50% · 3.625%
HK$1,909
−HK$119/mo
▼ 0.25% · 3.875%
HK$1,968
−HK$60/mo
Today · 4.125%
HK$2,028
baseline
▲ 0.50% · 4.625%
HK$2,152
+HK$124/mo
Deposit HK$419K · loan HK$419K · min. income ≈ HK$4,056/mo (50% DSR)
Upfront cash ≈ HK$419K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,123
−HK$115/mo
▼ 0.25% · 3.875%
HK$2,180
−HK$58/mo
Today · 4.125%
HK$2,238
baseline
▲ 0.50% · 4.625%
HK$2,356
+HK$118/mo
Deposit HK$419K · loan HK$419K · min. income ≈ HK$4,476/mo (50% DSR)
Upfront cash ≈ HK$419K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,100
−HK$131/mo
▼ 0.25% · 3.875%
HK$2,165
−HK$66/mo
Today · 4.125%
HK$2,231
baseline
▲ 0.50% · 4.625%
HK$2,367
+HK$136/mo
Deposit HK$377K · loan HK$460K · min. income ≈ HK$4,462/mo (50% DSR)
Upfront cash ≈ HK$377K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,336
−HK$126/mo
▼ 0.25% · 3.875%
HK$2,398
−HK$64/mo
Today · 4.125%
HK$2,462
baseline
▲ 0.50% · 4.625%
HK$2,592
+HK$130/mo
Deposit HK$377K · loan HK$460K · min. income ≈ HK$4,924/mo (50% DSR)
Upfront cash ≈ HK$377K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,290
−HK$144/mo
▼ 0.25% · 3.875%
HK$2,362
−HK$72/mo
Today · 4.125%
HK$2,434
baseline
▲ 0.50% · 4.625%
HK$2,582
+HK$148/mo
Deposit HK$335K · loan HK$502K · min. income ≈ HK$4,868/mo (50% DSR)
Upfront cash ≈ HK$335K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,548
−HK$138/mo
▼ 0.25% · 3.875%
HK$2,616
−HK$70/mo
Today · 4.125%
HK$2,686
baseline
▲ 0.50% · 4.625%
HK$2,827
+HK$141/mo
Deposit HK$335K · loan HK$502K · min. income ≈ HK$5,372/mo (50% DSR)
Upfront cash ≈ HK$335K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,481
−HK$156/mo
▼ 0.25% · 3.875%
HK$2,559
−HK$78/mo
Today · 4.125%
HK$2,637
baseline
▲ 0.50% · 4.625%
HK$2,797
+HK$160/mo
Deposit HK$293K · loan HK$544K · min. income ≈ HK$5,274/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,760
−HK$150/mo
▼ 0.25% · 3.875%
HK$2,835
−HK$75/mo
Today · 4.125%
HK$2,910
baseline
▲ 0.50% · 4.625%
HK$3,063
+HK$153/mo
Deposit HK$293K · loan HK$544K · min. income ≈ HK$5,820/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,672
−HK$168/mo
▼ 0.25% · 3.875%
HK$2,755
−HK$85/mo
Today · 4.125%
HK$2,840
baseline
▲ 0.50% · 4.625%
HK$3,013
+HK$173/mo
Deposit HK$251K · loan HK$586K · min. income ≈ HK$5,680/mo (50% DSR)
Upfront cash ≈ HK$251K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,973
−HK$160/mo
▼ 0.25% · 3.875%
HK$3,053
−HK$80/mo
Today · 4.125%
HK$3,133
baseline
▲ 0.50% · 4.625%
HK$3,299
+HK$166/mo
Deposit HK$251K · loan HK$586K · min. income ≈ HK$6,266/mo (50% DSR)
Upfront cash ≈ HK$251K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,863
−HK$180/mo
▼ 0.25% · 3.875%
HK$2,952
−HK$91/mo
Today · 4.125%
HK$3,043
baseline
▲ 0.50% · 4.625%
HK$3,228
+HK$185/mo
Deposit HK$209K · loan HK$628K · min. income ≈ HK$6,086/mo (50% DSR)
Upfront cash ≈ HK$209K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,185
−HK$172/mo
▼ 0.25% · 3.875%
HK$3,271
−HK$86/mo
Today · 4.125%
HK$3,357
baseline
▲ 0.50% · 4.625%
HK$3,534
+HK$177/mo
Deposit HK$209K · loan HK$628K · min. income ≈ HK$6,714/mo (50% DSR)
Upfront cash ≈ HK$209K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,054
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,149
−HK$96/mo
Today · 4.125%
HK$3,245
baseline
▲ 0.50% · 4.625%
HK$3,443
+HK$198/mo
Deposit HK$167K · loan HK$670K · min. income ≈ HK$6,490/mo (50% DSR)
Upfront cash ≈ HK$168K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,398
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,489
−HK$92/mo
Today · 4.125%
HK$3,581
baseline
▲ 0.50% · 4.625%
HK$3,770
+HK$189/mo
Deposit HK$167K · loan HK$670K · min. income ≈ HK$7,162/mo (50% DSR)
Upfront cash ≈ HK$168K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,245
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,346
−HK$102/mo
Today · 4.125%
HK$3,448
baseline
▲ 0.50% · 4.625%
HK$3,658
+HK$210/mo
Deposit HK$126K · loan HK$712K · min. income ≈ HK$6,896/mo (50% DSR)
Upfront cash ≈ HK$126K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,610
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,707
−HK$98/mo
Today · 4.125%
HK$3,805
baseline
▲ 0.50% · 4.625%
HK$4,005
+HK$200/mo
Deposit HK$126K · loan HK$712K · min. income ≈ HK$7,610/mo (50% DSR)
Upfront cash ≈ HK$126K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,436
−HK$215/mo
▼ 0.25% · 3.875%
HK$3,543
−HK$108/mo
Today · 4.125%
HK$3,651
baseline
▲ 0.50% · 4.625%
HK$3,873
+HK$222/mo
Deposit HK$84K · loan HK$753K · min. income ≈ HK$7,302/mo (50% DSR)
Upfront cash ≈ HK$84K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,822
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,925
−HK$104/mo
Today · 4.125%
HK$4,029
baseline
▲ 0.50% · 4.625%
HK$4,241
+HK$212/mo
Deposit HK$84K · loan HK$753K · min. income ≈ HK$8,058/mo (50% DSR)
Upfront cash ≈ HK$84K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).