▼ 0.50% · 3.625%
HK$2,878
−HK$180/mo
▼ 0.25% · 3.875%
HK$2,967
−HK$91/mo
Today · 4.125%
HK$3,058
baseline
▲ 0.50% · 4.625%
HK$3,245
+HK$187/mo
Deposit HK$631K · loan HK$631K · min. income ≈ HK$6,116/mo (50% DSR)
Upfront cash ≈ HK$631K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,202
−HK$173/mo
▼ 0.25% · 3.875%
HK$3,288
−HK$87/mo
Today · 4.125%
HK$3,375
baseline
▲ 0.50% · 4.625%
HK$3,553
+HK$178/mo
Deposit HK$631K · loan HK$631K · min. income ≈ HK$6,750/mo (50% DSR)
Upfront cash ≈ HK$631K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,166
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,264
−HK$100/mo
Today · 4.125%
HK$3,364
baseline
▲ 0.50% · 4.625%
HK$3,569
+HK$205/mo
Deposit HK$568K · loan HK$694K · min. income ≈ HK$6,728/mo (50% DSR)
Upfront cash ≈ HK$568K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,522
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,616
−HK$96/mo
Today · 4.125%
HK$3,712
baseline
▲ 0.50% · 4.625%
HK$3,908
+HK$196/mo
Deposit HK$568K · loan HK$694K · min. income ≈ HK$7,424/mo (50% DSR)
Upfront cash ≈ HK$568K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,454
−HK$216/mo
▼ 0.25% · 3.875%
HK$3,561
−HK$109/mo
Today · 4.125%
HK$3,670
baseline
▲ 0.50% · 4.625%
HK$3,893
+HK$223/mo
Deposit HK$505K · loan HK$757K · min. income ≈ HK$7,340/mo (50% DSR)
Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,842
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,945
−HK$105/mo
Today · 4.125%
HK$4,050
baseline
▲ 0.50% · 4.625%
HK$4,263
+HK$213/mo
Deposit HK$505K · loan HK$757K · min. income ≈ HK$8,100/mo (50% DSR)
Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,741
−HK$235/mo
▼ 0.25% · 3.875%
HK$3,858
−HK$118/mo
Today · 4.125%
HK$3,976
baseline
▲ 0.50% · 4.625%
HK$4,218
+HK$242/mo
Deposit HK$442K · loan HK$820K · min. income ≈ HK$7,952/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,162
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,274
−HK$113/mo
Today · 4.125%
HK$4,387
baseline
▲ 0.50% · 4.625%
HK$4,618
+HK$231/mo
Deposit HK$442K · loan HK$820K · min. income ≈ HK$8,774/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,029
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,154
−HK$128/mo
Today · 4.125%
HK$4,282
baseline
▲ 0.50% · 4.625%
HK$4,542
+HK$260/mo
Deposit HK$379K · loan HK$883K · min. income ≈ HK$8,564/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,482
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,603
−HK$122/mo
Today · 4.125%
HK$4,725
baseline
▲ 0.50% · 4.625%
HK$4,974
+HK$249/mo
Deposit HK$379K · loan HK$883K · min. income ≈ HK$9,450/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,317
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,451
−HK$137/mo
Today · 4.125%
HK$4,588
baseline
▲ 0.50% · 4.625%
HK$4,867
+HK$279/mo
Deposit HK$316K · loan HK$947K · min. income ≈ HK$9,176/mo (50% DSR)
Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,803
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,931
−HK$131/mo
Today · 4.125%
HK$5,062
baseline
▲ 0.50% · 4.625%
HK$5,329
+HK$267/mo
Deposit HK$316K · loan HK$947K · min. income ≈ HK$10,124/mo (50% DSR)
Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,605
−HK$289/mo
▼ 0.25% · 3.875%
HK$4,748
−HK$146/mo
Today · 4.125%
HK$4,894
baseline
▲ 0.50% · 4.625%
HK$5,191
+HK$297/mo
Deposit HK$252K · loan HK$1.01M · min. income ≈ HK$9,788/mo (50% DSR)
Upfront cash ≈ HK$253K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,123
−HK$277/mo
▼ 0.25% · 3.875%
HK$5,260
−HK$140/mo
Today · 4.125%
HK$5,400
baseline
▲ 0.50% · 4.625%
HK$5,684
+HK$284/mo
Deposit HK$252K · loan HK$1.01M · min. income ≈ HK$10,800/mo (50% DSR)
Upfront cash ≈ HK$253K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,893
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,045
−HK$154/mo
Today · 4.125%
HK$5,199
baseline
▲ 0.50% · 4.625%
HK$5,516
+HK$317/mo
Deposit HK$189K · loan HK$1.07M · min. income ≈ HK$10,398/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,443
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,589
−HK$148/mo
Today · 4.125%
HK$5,737
baseline
▲ 0.50% · 4.625%
HK$6,039
+HK$302/mo
Deposit HK$189K · loan HK$1.07M · min. income ≈ HK$11,474/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,180
−HK$325/mo
▼ 0.25% · 3.875%
HK$5,341
−HK$164/mo
Today · 4.125%
HK$5,505
baseline
▲ 0.50% · 4.625%
HK$5,840
+HK$335/mo
Deposit HK$126K · loan HK$1.14M · min. income ≈ HK$11,010/mo (50% DSR)
Upfront cash ≈ HK$126K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,763
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,918
−HK$156/mo
Today · 4.125%
HK$6,074
baseline
▲ 0.50% · 4.625%
HK$6,395
+HK$321/mo
Deposit HK$126K · loan HK$1.14M · min. income ≈ HK$12,148/mo (50% DSR)
Upfront cash ≈ HK$126K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).