▼ 0.50% · 3.625%
HK$2,087
−HK$131/mo
▼ 0.25% · 3.875%
HK$2,152
−HK$66/mo
Today · 4.125%
HK$2,218
baseline
▲ 0.50% · 4.625%
HK$2,353
+HK$135/mo
Deposit HK$458K · loan HK$458K · min. income ≈ HK$4,436/mo (50% DSR)
Upfront cash ≈ HK$458K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,322
−HK$126/mo
▼ 0.25% · 3.875%
HK$2,384
−HK$64/mo
Today · 4.125%
HK$2,448
baseline
▲ 0.50% · 4.625%
HK$2,577
+HK$129/mo
Deposit HK$458K · loan HK$458K · min. income ≈ HK$4,896/mo (50% DSR)
Upfront cash ≈ HK$458K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,296
−HK$144/mo
▼ 0.25% · 3.875%
HK$2,368
−HK$72/mo
Today · 4.125%
HK$2,440
baseline
▲ 0.50% · 4.625%
HK$2,589
+HK$149/mo
Deposit HK$412K · loan HK$503K · min. income ≈ HK$4,880/mo (50% DSR)
Upfront cash ≈ HK$412K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,554
−HK$138/mo
▼ 0.25% · 3.875%
HK$2,623
−HK$69/mo
Today · 4.125%
HK$2,692
baseline
▲ 0.50% · 4.625%
HK$2,834
+HK$142/mo
Deposit HK$412K · loan HK$503K · min. income ≈ HK$5,384/mo (50% DSR)
Upfront cash ≈ HK$412K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,505
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,583
−HK$79/mo
Today · 4.125%
HK$2,662
baseline
▲ 0.50% · 4.625%
HK$2,824
+HK$162/mo
Deposit HK$366K · loan HK$549K · min. income ≈ HK$5,324/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,787
−HK$150/mo
▼ 0.25% · 3.875%
HK$2,861
−HK$76/mo
Today · 4.125%
HK$2,937
baseline
▲ 0.50% · 4.625%
HK$3,092
+HK$155/mo
Deposit HK$366K · loan HK$549K · min. income ≈ HK$5,874/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,714
−HK$170/mo
▼ 0.25% · 3.875%
HK$2,798
−HK$86/mo
Today · 4.125%
HK$2,884
baseline
▲ 0.50% · 4.625%
HK$3,059
+HK$175/mo
Deposit HK$320K · loan HK$595K · min. income ≈ HK$5,768/mo (50% DSR)
Upfront cash ≈ HK$320K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,019
−HK$163/mo
▼ 0.25% · 3.875%
HK$3,100
−HK$82/mo
Today · 4.125%
HK$3,182
baseline
▲ 0.50% · 4.625%
HK$3,350
+HK$168/mo
Deposit HK$320K · loan HK$595K · min. income ≈ HK$6,364/mo (50% DSR)
Upfront cash ≈ HK$320K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,922
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,013
−HK$93/mo
Today · 4.125%
HK$3,106
baseline
▲ 0.50% · 4.625%
HK$3,295
+HK$189/mo
Deposit HK$275K · loan HK$641K · min. income ≈ HK$6,212/mo (50% DSR)
Upfront cash ≈ HK$275K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,251
−HK$176/mo
▼ 0.25% · 3.875%
HK$3,338
−HK$89/mo
Today · 4.125%
HK$3,427
baseline
▲ 0.50% · 4.625%
HK$3,607
+HK$180/mo
Deposit HK$275K · loan HK$641K · min. income ≈ HK$6,854/mo (50% DSR)
Upfront cash ≈ HK$275K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,131
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,228
−HK$99/mo
Today · 4.125%
HK$3,327
baseline
▲ 0.50% · 4.625%
HK$3,530
+HK$203/mo
Deposit HK$229K · loan HK$687K · min. income ≈ HK$6,654/mo (50% DSR)
Upfront cash ≈ HK$229K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,483
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,577
−HK$94/mo
Today · 4.125%
HK$3,671
baseline
▲ 0.50% · 4.625%
HK$3,865
+HK$194/mo
Deposit HK$229K · loan HK$687K · min. income ≈ HK$7,342/mo (50% DSR)
Upfront cash ≈ HK$229K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,340
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,444
−HK$105/mo
Today · 4.125%
HK$3,549
baseline
▲ 0.50% · 4.625%
HK$3,765
+HK$216/mo
Deposit HK$183K · loan HK$732K · min. income ≈ HK$7,098/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,715
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,815
−HK$101/mo
Today · 4.125%
HK$3,916
baseline
▲ 0.50% · 4.625%
HK$4,123
+HK$207/mo
Deposit HK$183K · loan HK$732K · min. income ≈ HK$7,832/mo (50% DSR)
Upfront cash ≈ HK$183K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,549
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,659
−HK$112/mo
Today · 4.125%
HK$3,771
baseline
▲ 0.50% · 4.625%
HK$4,001
+HK$230/mo
Deposit HK$137K · loan HK$778K · min. income ≈ HK$7,542/mo (50% DSR)
Upfront cash ≈ HK$137K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,948
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,054
−HK$107/mo
Today · 4.125%
HK$4,161
baseline
▲ 0.50% · 4.625%
HK$4,380
+HK$219/mo
Deposit HK$137K · loan HK$778K · min. income ≈ HK$8,322/mo (50% DSR)
Upfront cash ≈ HK$137K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,757
−HK$236/mo
▼ 0.25% · 3.875%
HK$3,874
−HK$119/mo
Today · 4.125%
HK$3,993
baseline
▲ 0.50% · 4.625%
HK$4,236
+HK$243/mo
Deposit HK$92K · loan HK$824K · min. income ≈ HK$7,986/mo (50% DSR)
Upfront cash ≈ HK$92K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,180
−HK$226/mo
▼ 0.25% · 3.875%
HK$4,292
−HK$114/mo
Today · 4.125%
HK$4,406
baseline
▲ 0.50% · 4.625%
HK$4,638
+HK$232/mo
Deposit HK$92K · loan HK$824K · min. income ≈ HK$8,812/mo (50% DSR)
Upfront cash ≈ HK$92K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).