▼ 0.50% · 3.625%
HK$2,024
−HK$127/mo
▼ 0.25% · 3.875%
HK$2,087
−HK$64/mo
Today · 4.125%
HK$2,151
baseline
▲ 0.50% · 4.625%
HK$2,282
+HK$131/mo
Deposit HK$444K · loan HK$444K · min. income ≈ HK$4,302/mo (50% DSR)
Upfront cash ≈ HK$444K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,252
−HK$121/mo
▼ 0.25% · 3.875%
HK$2,312
−HK$61/mo
Today · 4.125%
HK$2,373
baseline
▲ 0.50% · 4.625%
HK$2,499
+HK$126/mo
Deposit HK$444K · loan HK$444K · min. income ≈ HK$4,746/mo (50% DSR)
Upfront cash ≈ HK$444K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,226
−HK$140/mo
▼ 0.25% · 3.875%
HK$2,296
−HK$70/mo
Today · 4.125%
HK$2,366
baseline
▲ 0.50% · 4.625%
HK$2,510
+HK$144/mo
Deposit HK$399K · loan HK$488K · min. income ≈ HK$4,732/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,477
−HK$134/mo
▼ 0.25% · 3.875%
HK$2,543
−HK$68/mo
Today · 4.125%
HK$2,611
baseline
▲ 0.50% · 4.625%
HK$2,748
+HK$137/mo
Deposit HK$399K · loan HK$488K · min. income ≈ HK$5,222/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,429
−HK$152/mo
▼ 0.25% · 3.875%
HK$2,504
−HK$77/mo
Today · 4.125%
HK$2,581
baseline
▲ 0.50% · 4.625%
HK$2,738
+HK$157/mo
Deposit HK$355K · loan HK$533K · min. income ≈ HK$5,162/mo (50% DSR)
Upfront cash ≈ HK$355K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,702
−HK$146/mo
▼ 0.25% · 3.875%
HK$2,775
−HK$73/mo
Today · 4.125%
HK$2,848
baseline
▲ 0.50% · 4.625%
HK$2,998
+HK$150/mo
Deposit HK$355K · loan HK$533K · min. income ≈ HK$5,696/mo (50% DSR)
Upfront cash ≈ HK$355K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,631
−HK$165/mo
▼ 0.25% · 3.875%
HK$2,713
−HK$83/mo
Today · 4.125%
HK$2,796
baseline
▲ 0.50% · 4.625%
HK$2,966
+HK$170/mo
Deposit HK$311K · loan HK$577K · min. income ≈ HK$5,592/mo (50% DSR)
Upfront cash ≈ HK$311K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,927
−HK$158/mo
▼ 0.25% · 3.875%
HK$3,006
−HK$79/mo
Today · 4.125%
HK$3,085
baseline
▲ 0.50% · 4.625%
HK$3,248
+HK$163/mo
Deposit HK$311K · loan HK$577K · min. income ≈ HK$6,170/mo (50% DSR)
Upfront cash ≈ HK$311K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,834
−HK$177/mo
▼ 0.25% · 3.875%
HK$2,922
−HK$89/mo
Today · 4.125%
HK$3,011
baseline
▲ 0.50% · 4.625%
HK$3,195
+HK$184/mo
Deposit HK$266K · loan HK$621K · min. income ≈ HK$6,022/mo (50% DSR)
Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,152
−HK$171/mo
▼ 0.25% · 3.875%
HK$3,237
−HK$86/mo
Today · 4.125%
HK$3,323
baseline
▲ 0.50% · 4.625%
HK$3,498
+HK$175/mo
Deposit HK$266K · loan HK$621K · min. income ≈ HK$6,646/mo (50% DSR)
Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,036
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,131
−HK$95/mo
Today · 4.125%
HK$3,226
baseline
▲ 0.50% · 4.625%
HK$3,423
+HK$197/mo
Deposit HK$222K · loan HK$666K · min. income ≈ HK$6,452/mo (50% DSR)
Upfront cash ≈ HK$222K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,378
−HK$182/mo
▼ 0.25% · 3.875%
HK$3,468
−HK$92/mo
Today · 4.125%
HK$3,560
baseline
▲ 0.50% · 4.625%
HK$3,748
+HK$188/mo
Deposit HK$222K · loan HK$666K · min. income ≈ HK$7,120/mo (50% DSR)
Upfront cash ≈ HK$222K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,238
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,339
−HK$103/mo
Today · 4.125%
HK$3,442
baseline
▲ 0.50% · 4.625%
HK$3,651
+HK$209/mo
Deposit HK$178K · loan HK$710K · min. income ≈ HK$6,884/mo (50% DSR)
Upfront cash ≈ HK$178K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,603
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,699
−HK$98/mo
Today · 4.125%
HK$3,797
baseline
▲ 0.50% · 4.625%
HK$3,998
+HK$201/mo
Deposit HK$178K · loan HK$710K · min. income ≈ HK$7,594/mo (50% DSR)
Upfront cash ≈ HK$178K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,441
−HK$216/mo
▼ 0.25% · 3.875%
HK$3,548
−HK$109/mo
Today · 4.125%
HK$3,657
baseline
▲ 0.50% · 4.625%
HK$3,879
+HK$222/mo
Deposit HK$133K · loan HK$754K · min. income ≈ HK$7,314/mo (50% DSR)
Upfront cash ≈ HK$133K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,828
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,931
−HK$104/mo
Today · 4.125%
HK$4,035
baseline
▲ 0.50% · 4.625%
HK$4,247
+HK$212/mo
Deposit HK$133K · loan HK$754K · min. income ≈ HK$8,070/mo (50% DSR)
Upfront cash ≈ HK$133K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,643
−HK$229/mo
▼ 0.25% · 3.875%
HK$3,757
−HK$115/mo
Today · 4.125%
HK$3,872
baseline
▲ 0.50% · 4.625%
HK$4,107
+HK$235/mo
Deposit HK$89K · loan HK$799K · min. income ≈ HK$7,744/mo (50% DSR)
Upfront cash ≈ HK$89K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,053
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,162
−HK$110/mo
Today · 4.125%
HK$4,272
baseline
▲ 0.50% · 4.625%
HK$4,497
+HK$225/mo
Deposit HK$89K · loan HK$799K · min. income ≈ HK$8,544/mo (50% DSR)
Upfront cash ≈ HK$89K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).