▼ 0.50% · 3.625%
HK$1,989
−HK$125/mo
▼ 0.25% · 3.875%
HK$2,051
−HK$63/mo
Today · 4.125%
HK$2,114
baseline
▲ 0.50% · 4.625%
HK$2,242
+HK$128/mo
Deposit HK$436K · loan HK$436K · min. income ≈ HK$4,228/mo (50% DSR)
Upfront cash ≈ HK$436K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,213
−HK$119/mo
▼ 0.25% · 3.875%
HK$2,272
−HK$60/mo
Today · 4.125%
HK$2,332
baseline
▲ 0.50% · 4.625%
HK$2,455
+HK$123/mo
Deposit HK$436K · loan HK$436K · min. income ≈ HK$4,664/mo (50% DSR)
Upfront cash ≈ HK$436K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,188
−HK$137/mo
▼ 0.25% · 3.875%
HK$2,256
−HK$69/mo
Today · 4.125%
HK$2,325
baseline
▲ 0.50% · 4.625%
HK$2,466
+HK$141/mo
Deposit HK$393K · loan HK$480K · min. income ≈ HK$4,650/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,434
−HK$131/mo
▼ 0.25% · 3.875%
HK$2,499
−HK$66/mo
Today · 4.125%
HK$2,565
baseline
▲ 0.50% · 4.625%
HK$2,701
+HK$136/mo
Deposit HK$393K · loan HK$480K · min. income ≈ HK$5,130/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,387
−HK$149/mo
▼ 0.25% · 3.875%
HK$2,461
−HK$75/mo
Today · 4.125%
HK$2,536
baseline
▲ 0.50% · 4.625%
HK$2,691
+HK$155/mo
Deposit HK$349K · loan HK$523K · min. income ≈ HK$5,072/mo (50% DSR)
Upfront cash ≈ HK$349K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,655
−HK$144/mo
▼ 0.25% · 3.875%
HK$2,726
−HK$73/mo
Today · 4.125%
HK$2,799
baseline
▲ 0.50% · 4.625%
HK$2,946
+HK$147/mo
Deposit HK$349K · loan HK$523K · min. income ≈ HK$5,598/mo (50% DSR)
Upfront cash ≈ HK$349K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,586
−HK$162/mo
▼ 0.25% · 3.875%
HK$2,666
−HK$82/mo
Today · 4.125%
HK$2,748
baseline
▲ 0.50% · 4.625%
HK$2,915
+HK$167/mo
Deposit HK$305K · loan HK$567K · min. income ≈ HK$5,496/mo (50% DSR)
Upfront cash ≈ HK$305K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,876
−HK$156/mo
▼ 0.25% · 3.875%
HK$2,954
−HK$78/mo
Today · 4.125%
HK$3,032
baseline
▲ 0.50% · 4.625%
HK$3,192
+HK$160/mo
Deposit HK$305K · loan HK$567K · min. income ≈ HK$6,064/mo (50% DSR)
Upfront cash ≈ HK$305K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,785
−HK$174/mo
▼ 0.25% · 3.875%
HK$2,871
−HK$88/mo
Today · 4.125%
HK$2,959
baseline
▲ 0.50% · 4.625%
HK$3,139
+HK$180/mo
Deposit HK$262K · loan HK$611K · min. income ≈ HK$5,918/mo (50% DSR)
Upfront cash ≈ HK$262K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,098
−HK$167/mo
▼ 0.25% · 3.875%
HK$3,181
−HK$84/mo
Today · 4.125%
HK$3,265
baseline
▲ 0.50% · 4.625%
HK$3,437
+HK$172/mo
Deposit HK$262K · loan HK$611K · min. income ≈ HK$6,530/mo (50% DSR)
Upfront cash ≈ HK$262K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,983
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,076
−HK$94/mo
Today · 4.125%
HK$3,170
baseline
▲ 0.50% · 4.625%
HK$3,363
+HK$193/mo
Deposit HK$218K · loan HK$654K · min. income ≈ HK$6,340/mo (50% DSR)
Upfront cash ≈ HK$218K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,319
−HK$179/mo
▼ 0.25% · 3.875%
HK$3,408
−HK$90/mo
Today · 4.125%
HK$3,498
baseline
▲ 0.50% · 4.625%
HK$3,683
+HK$185/mo
Deposit HK$218K · loan HK$654K · min. income ≈ HK$6,996/mo (50% DSR)
Upfront cash ≈ HK$218K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,182
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,281
−HK$101/mo
Today · 4.125%
HK$3,382
baseline
▲ 0.50% · 4.625%
HK$3,588
+HK$206/mo
Deposit HK$174K · loan HK$698K · min. income ≈ HK$6,764/mo (50% DSR)
Upfront cash ≈ HK$175K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,540
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,635
−HK$97/mo
Today · 4.125%
HK$3,732
baseline
▲ 0.50% · 4.625%
HK$3,928
+HK$196/mo
Deposit HK$174K · loan HK$698K · min. income ≈ HK$7,464/mo (50% DSR)
Upfront cash ≈ HK$175K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,381
−HK$212/mo
▼ 0.25% · 3.875%
HK$3,486
−HK$107/mo
Today · 4.125%
HK$3,593
baseline
▲ 0.50% · 4.625%
HK$3,812
+HK$219/mo
Deposit HK$131K · loan HK$741K · min. income ≈ HK$7,186/mo (50% DSR)
Upfront cash ≈ HK$131K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,762
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,862
−HK$103/mo
Today · 4.125%
HK$3,965
baseline
▲ 0.50% · 4.625%
HK$4,174
+HK$209/mo
Deposit HK$131K · loan HK$741K · min. income ≈ HK$7,930/mo (50% DSR)
Upfront cash ≈ HK$131K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,580
−HK$225/mo
▼ 0.25% · 3.875%
HK$3,691
−HK$114/mo
Today · 4.125%
HK$3,805
baseline
▲ 0.50% · 4.625%
HK$4,036
+HK$231/mo
Deposit HK$87K · loan HK$785K · min. income ≈ HK$7,610/mo (50% DSR)
Upfront cash ≈ HK$87K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,983
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,090
−HK$108/mo
Today · 4.125%
HK$4,198
baseline
▲ 0.50% · 4.625%
HK$4,419
+HK$221/mo
Deposit HK$87K · loan HK$785K · min. income ≈ HK$8,396/mo (50% DSR)
Upfront cash ≈ HK$87K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).