▼ 0.50% · 3.625%
HK$2,954
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,046
−HK$93/mo
Today · 4.125%
HK$3,139
baseline
▲ 0.50% · 4.625%
HK$3,330
+HK$191/mo
Deposit HK$648K · loan HK$648K · min. income ≈ HK$6,278/mo (50% DSR)
Upfront cash ≈ HK$648K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,286
−HK$178/mo
▼ 0.25% · 3.875%
HK$3,375
−HK$89/mo
Today · 4.125%
HK$3,464
baseline
▲ 0.50% · 4.625%
HK$3,647
+HK$183/mo
Deposit HK$648K · loan HK$648K · min. income ≈ HK$6,928/mo (50% DSR)
Upfront cash ≈ HK$648K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,250
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,351
−HK$102/mo
Today · 4.125%
HK$3,453
baseline
▲ 0.50% · 4.625%
HK$3,663
+HK$210/mo
Deposit HK$583K · loan HK$713K · min. income ≈ HK$6,906/mo (50% DSR)
Upfront cash ≈ HK$583K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,615
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,712
−HK$98/mo
Today · 4.125%
HK$3,810
baseline
▲ 0.50% · 4.625%
HK$4,011
+HK$201/mo
Deposit HK$583K · loan HK$713K · min. income ≈ HK$7,620/mo (50% DSR)
Upfront cash ≈ HK$583K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,545
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,655
−HK$112/mo
Today · 4.125%
HK$3,767
baseline
▲ 0.50% · 4.625%
HK$3,997
+HK$230/mo
Deposit HK$518K · loan HK$777K · min. income ≈ HK$7,534/mo (50% DSR)
Upfront cash ≈ HK$518K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,944
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,050
−HK$107/mo
Today · 4.125%
HK$4,157
baseline
▲ 0.50% · 4.625%
HK$4,376
+HK$219/mo
Deposit HK$518K · loan HK$777K · min. income ≈ HK$8,314/mo (50% DSR)
Upfront cash ≈ HK$518K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,840
−HK$241/mo
▼ 0.25% · 3.875%
HK$3,960
−HK$121/mo
Today · 4.125%
HK$4,081
baseline
▲ 0.50% · 4.625%
HK$4,330
+HK$249/mo
Deposit HK$453K · loan HK$842K · min. income ≈ HK$8,162/mo (50% DSR)
Upfront cash ≈ HK$454K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,272
−HK$231/mo
▼ 0.25% · 3.875%
HK$4,387
−HK$116/mo
Today · 4.125%
HK$4,503
baseline
▲ 0.50% · 4.625%
HK$4,741
+HK$238/mo
Deposit HK$453K · loan HK$842K · min. income ≈ HK$9,006/mo (50% DSR)
Upfront cash ≈ HK$454K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,136
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,264
−HK$131/mo
Today · 4.125%
HK$4,395
baseline
▲ 0.50% · 4.625%
HK$4,663
+HK$268/mo
Deposit HK$389K · loan HK$907K · min. income ≈ HK$8,790/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,601
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,724
−HK$126/mo
Today · 4.125%
HK$4,850
baseline
▲ 0.50% · 4.625%
HK$5,105
+HK$255/mo
Deposit HK$389K · loan HK$907K · min. income ≈ HK$9,700/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,431
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,569
−HK$140/mo
Today · 4.125%
HK$4,709
baseline
▲ 0.50% · 4.625%
HK$4,996
+HK$287/mo
Deposit HK$324K · loan HK$972K · min. income ≈ HK$9,418/mo (50% DSR)
Upfront cash ≈ HK$324K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,930
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,062
−HK$134/mo
Today · 4.125%
HK$5,196
baseline
▲ 0.50% · 4.625%
HK$5,470
+HK$274/mo
Deposit HK$324K · loan HK$972K · min. income ≈ HK$10,392/mo (50% DSR)
Upfront cash ≈ HK$324K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,727
−HK$296/mo
▼ 0.25% · 3.875%
HK$4,874
−HK$149/mo
Today · 4.125%
HK$5,023
baseline
▲ 0.50% · 4.625%
HK$5,329
+HK$306/mo
Deposit HK$259K · loan HK$1.04M · min. income ≈ HK$10,046/mo (50% DSR)
Upfront cash ≈ HK$259K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,258
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,399
−HK$143/mo
Today · 4.125%
HK$5,542
baseline
▲ 0.50% · 4.625%
HK$5,835
+HK$293/mo
Deposit HK$259K · loan HK$1.04M · min. income ≈ HK$11,084/mo (50% DSR)
Upfront cash ≈ HK$259K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,022
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,178
−HK$159/mo
Today · 4.125%
HK$5,337
baseline
▲ 0.50% · 4.625%
HK$5,662
+HK$325/mo
Deposit HK$194K · loan HK$1.10M · min. income ≈ HK$10,674/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,587
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,737
−HK$152/mo
Today · 4.125%
HK$5,889
baseline
▲ 0.50% · 4.625%
HK$6,199
+HK$310/mo
Deposit HK$194K · loan HK$1.10M · min. income ≈ HK$11,778/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,317
−HK$334/mo
▼ 0.25% · 3.875%
HK$5,483
−HK$168/mo
Today · 4.125%
HK$5,651
baseline
▲ 0.50% · 4.625%
HK$5,995
+HK$344/mo
Deposit HK$130K · loan HK$1.17M · min. income ≈ HK$11,302/mo (50% DSR)
Upfront cash ≈ HK$130K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,916
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,074
−HK$161/mo
Today · 4.125%
HK$6,235
baseline
▲ 0.50% · 4.625%
HK$6,564
+HK$329/mo
Deposit HK$130K · loan HK$1.17M · min. income ≈ HK$12,470/mo (50% DSR)
Upfront cash ≈ HK$130K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).