▼ 0.50% · 3.625%
HK$2,828
−HK$177/mo
▼ 0.25% · 3.875%
HK$2,916
−HK$89/mo
Today · 4.125%
HK$3,005
baseline
▲ 0.50% · 4.625%
HK$3,188
+HK$183/mo
Deposit HK$620K · loan HK$620K · min. income ≈ HK$6,010/mo (50% DSR)
Upfront cash ≈ HK$620K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,146
−HK$170/mo
▼ 0.25% · 3.875%
HK$3,231
−HK$85/mo
Today · 4.125%
HK$3,316
baseline
▲ 0.50% · 4.625%
HK$3,491
+HK$175/mo
Deposit HK$620K · loan HK$620K · min. income ≈ HK$6,632/mo (50% DSR)
Upfront cash ≈ HK$620K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,111
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,208
−HK$98/mo
Today · 4.125%
HK$3,306
baseline
▲ 0.50% · 4.625%
HK$3,507
+HK$201/mo
Deposit HK$558K · loan HK$682K · min. income ≈ HK$6,612/mo (50% DSR)
Upfront cash ≈ HK$558K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,461
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,554
−HK$94/mo
Today · 4.125%
HK$3,648
baseline
▲ 0.50% · 4.625%
HK$3,840
+HK$192/mo
Deposit HK$558K · loan HK$682K · min. income ≈ HK$7,296/mo (50% DSR)
Upfront cash ≈ HK$558K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,394
−HK$213/mo
▼ 0.25% · 3.875%
HK$3,499
−HK$108/mo
Today · 4.125%
HK$3,607
baseline
▲ 0.50% · 4.625%
HK$3,826
+HK$219/mo
Deposit HK$496K · loan HK$744K · min. income ≈ HK$7,214/mo (50% DSR)
Upfront cash ≈ HK$496K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,776
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,877
−HK$102/mo
Today · 4.125%
HK$3,979
baseline
▲ 0.50% · 4.625%
HK$4,189
+HK$210/mo
Deposit HK$496K · loan HK$744K · min. income ≈ HK$7,958/mo (50% DSR)
Upfront cash ≈ HK$496K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,677
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,791
−HK$116/mo
Today · 4.125%
HK$3,907
baseline
▲ 0.50% · 4.625%
HK$4,145
+HK$238/mo
Deposit HK$434K · loan HK$806K · min. income ≈ HK$7,814/mo (50% DSR)
Upfront cash ≈ HK$434K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,090
−HK$221/mo
▼ 0.25% · 3.875%
HK$4,200
−HK$111/mo
Today · 4.125%
HK$4,311
baseline
▲ 0.50% · 4.625%
HK$4,538
+HK$227/mo
Deposit HK$434K · loan HK$806K · min. income ≈ HK$8,622/mo (50% DSR)
Upfront cash ≈ HK$434K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,959
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,083
−HK$125/mo
Today · 4.125%
HK$4,208
baseline
▲ 0.50% · 4.625%
HK$4,464
+HK$256/mo
Deposit HK$372K · loan HK$868K · min. income ≈ HK$8,416/mo (50% DSR)
Upfront cash ≈ HK$372K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,405
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,523
−HK$120/mo
Today · 4.125%
HK$4,643
baseline
▲ 0.50% · 4.625%
HK$4,887
+HK$244/mo
Deposit HK$372K · loan HK$868K · min. income ≈ HK$9,286/mo (50% DSR)
Upfront cash ≈ HK$372K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,242
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,374
−HK$134/mo
Today · 4.125%
HK$4,508
baseline
▲ 0.50% · 4.625%
HK$4,783
+HK$275/mo
Deposit HK$310K · loan HK$930K · min. income ≈ HK$9,016/mo (50% DSR)
Upfront cash ≈ HK$310K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,719
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,846
−HK$128/mo
Today · 4.125%
HK$4,974
baseline
▲ 0.50% · 4.625%
HK$5,237
+HK$263/mo
Deposit HK$310K · loan HK$930K · min. income ≈ HK$9,948/mo (50% DSR)
Upfront cash ≈ HK$310K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,525
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,666
−HK$143/mo
Today · 4.125%
HK$4,809
baseline
▲ 0.50% · 4.625%
HK$5,101
+HK$292/mo
Deposit HK$248K · loan HK$992K · min. income ≈ HK$9,618/mo (50% DSR)
Upfront cash ≈ HK$248K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,034
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,169
−HK$137/mo
Today · 4.125%
HK$5,306
baseline
▲ 0.50% · 4.625%
HK$5,586
+HK$280/mo
Deposit HK$248K · loan HK$992K · min. income ≈ HK$10,612/mo (50% DSR)
Upfront cash ≈ HK$248K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,808
−HK$301/mo
▼ 0.25% · 3.875%
HK$4,957
−HK$152/mo
Today · 4.125%
HK$5,109
baseline
▲ 0.50% · 4.625%
HK$5,420
+HK$311/mo
Deposit HK$186K · loan HK$1.05M · min. income ≈ HK$10,218/mo (50% DSR)
Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,349
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,492
−HK$146/mo
Today · 4.125%
HK$5,638
baseline
▲ 0.50% · 4.625%
HK$5,935
+HK$297/mo
Deposit HK$186K · loan HK$1.05M · min. income ≈ HK$11,276/mo (50% DSR)
Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,091
−HK$319/mo
▼ 0.25% · 3.875%
HK$5,249
−HK$161/mo
Today · 4.125%
HK$5,410
baseline
▲ 0.50% · 4.625%
HK$5,739
+HK$329/mo
Deposit HK$124K · loan HK$1.12M · min. income ≈ HK$10,820/mo (50% DSR)
Upfront cash ≈ HK$124K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,663
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,815
−HK$154/mo
Today · 4.125%
HK$5,969
baseline
▲ 0.50% · 4.625%
HK$6,284
+HK$315/mo
Deposit HK$124K · loan HK$1.12M · min. income ≈ HK$11,938/mo (50% DSR)
Upfront cash ≈ HK$124K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).