▼ 0.50% · 3.625%
HK$1,745
−HK$109/mo
▼ 0.25% · 3.875%
HK$1,799
−HK$55/mo
Today · 4.125%
HK$1,854
baseline
▲ 0.50% · 4.625%
HK$1,967
+HK$113/mo
Deposit HK$383K · loan HK$383K · min. income ≈ HK$3,708/mo (50% DSR)
Upfront cash ≈ HK$383K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,941
−HK$105/mo
▼ 0.25% · 3.875%
HK$1,993
−HK$53/mo
Today · 4.125%
HK$2,046
baseline
▲ 0.50% · 4.625%
HK$2,154
+HK$108/mo
Deposit HK$383K · loan HK$383K · min. income ≈ HK$4,092/mo (50% DSR)
Upfront cash ≈ HK$383K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,919
−HK$121/mo
▼ 0.25% · 3.875%
HK$1,979
−HK$61/mo
Today · 4.125%
HK$2,040
baseline
▲ 0.50% · 4.625%
HK$2,164
+HK$124/mo
Deposit HK$344K · loan HK$421K · min. income ≈ HK$4,080/mo (50% DSR)
Upfront cash ≈ HK$344K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,135
−HK$115/mo
▼ 0.25% · 3.875%
HK$2,192
−HK$58/mo
Today · 4.125%
HK$2,250
baseline
▲ 0.50% · 4.625%
HK$2,369
+HK$119/mo
Deposit HK$344K · loan HK$421K · min. income ≈ HK$4,500/mo (50% DSR)
Upfront cash ≈ HK$344K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,094
−HK$131/mo
▼ 0.25% · 3.875%
HK$2,159
−HK$66/mo
Today · 4.125%
HK$2,225
baseline
▲ 0.50% · 4.625%
HK$2,360
+HK$135/mo
Deposit HK$306K · loan HK$459K · min. income ≈ HK$4,450/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,329
−HK$126/mo
▼ 0.25% · 3.875%
HK$2,392
−HK$63/mo
Today · 4.125%
HK$2,455
baseline
▲ 0.50% · 4.625%
HK$2,584
+HK$129/mo
Deposit HK$306K · loan HK$459K · min. income ≈ HK$4,910/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,268
−HK$142/mo
▼ 0.25% · 3.875%
HK$2,339
−HK$71/mo
Today · 4.125%
HK$2,410
baseline
▲ 0.50% · 4.625%
HK$2,557
+HK$147/mo
Deposit HK$268K · loan HK$497K · min. income ≈ HK$4,820/mo (50% DSR)
Upfront cash ≈ HK$268K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,523
−HK$137/mo
▼ 0.25% · 3.875%
HK$2,591
−HK$69/mo
Today · 4.125%
HK$2,660
baseline
▲ 0.50% · 4.625%
HK$2,800
+HK$140/mo
Deposit HK$268K · loan HK$497K · min. income ≈ HK$5,320/mo (50% DSR)
Upfront cash ≈ HK$268K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,443
−HK$153/mo
▼ 0.25% · 3.875%
HK$2,519
−HK$77/mo
Today · 4.125%
HK$2,596
baseline
▲ 0.50% · 4.625%
HK$2,754
+HK$158/mo
Deposit HK$230K · loan HK$536K · min. income ≈ HK$5,192/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,717
−HK$147/mo
▼ 0.25% · 3.875%
HK$2,790
−HK$74/mo
Today · 4.125%
HK$2,864
baseline
▲ 0.50% · 4.625%
HK$3,015
+HK$151/mo
Deposit HK$230K · loan HK$536K · min. income ≈ HK$5,728/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,617
−HK$164/mo
▼ 0.25% · 3.875%
HK$2,699
−HK$82/mo
Today · 4.125%
HK$2,781
baseline
▲ 0.50% · 4.625%
HK$2,950
+HK$169/mo
Deposit HK$191K · loan HK$574K · min. income ≈ HK$5,562/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,911
−HK$158/mo
▼ 0.25% · 3.875%
HK$2,990
−HK$79/mo
Today · 4.125%
HK$3,069
baseline
▲ 0.50% · 4.625%
HK$3,231
+HK$162/mo
Deposit HK$191K · loan HK$574K · min. income ≈ HK$6,138/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,792
−HK$175/mo
▼ 0.25% · 3.875%
HK$2,878
−HK$89/mo
Today · 4.125%
HK$2,967
baseline
▲ 0.50% · 4.625%
HK$3,147
+HK$180/mo
Deposit HK$153K · loan HK$612K · min. income ≈ HK$5,934/mo (50% DSR)
Upfront cash ≈ HK$153K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,106
−HK$167/mo
▼ 0.25% · 3.875%
HK$3,189
−HK$84/mo
Today · 4.125%
HK$3,273
baseline
▲ 0.50% · 4.625%
HK$3,446
+HK$173/mo
Deposit HK$153K · loan HK$612K · min. income ≈ HK$6,546/mo (50% DSR)
Upfront cash ≈ HK$153K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,966
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,058
−HK$94/mo
Today · 4.125%
HK$3,152
baseline
▲ 0.50% · 4.625%
HK$3,344
+HK$192/mo
Deposit HK$115K · loan HK$650K · min. income ≈ HK$6,304/mo (50% DSR)
Upfront cash ≈ HK$115K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,300
−HK$178/mo
▼ 0.25% · 3.875%
HK$3,388
−HK$90/mo
Today · 4.125%
HK$3,478
baseline
▲ 0.50% · 4.625%
HK$3,661
+HK$183/mo
Deposit HK$115K · loan HK$650K · min. income ≈ HK$6,956/mo (50% DSR)
Upfront cash ≈ HK$115K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,141
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,238
−HK$99/mo
Today · 4.125%
HK$3,337
baseline
▲ 0.50% · 4.625%
HK$3,541
+HK$204/mo
Deposit HK$77K · loan HK$689K · min. income ≈ HK$6,674/mo (50% DSR)
Upfront cash ≈ HK$77K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,494
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,587
−HK$96/mo
Today · 4.125%
HK$3,683
baseline
▲ 0.50% · 4.625%
HK$3,877
+HK$194/mo
Deposit HK$77K · loan HK$689K · min. income ≈ HK$7,366/mo (50% DSR)
Upfront cash ≈ HK$77K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).