▼ 0.50% · 3.625%
HK$3,335
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,438
−HK$106/mo
Today · 4.125%
HK$3,544
baseline
▲ 0.50% · 4.625%
HK$3,759
+HK$215/mo
Deposit HK$731K · loan HK$731K · min. income ≈ HK$7,088/mo (50% DSR)
Upfront cash ≈ HK$731K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,710
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,809
−HK$101/mo
Today · 4.125%
HK$3,910
baseline
▲ 0.50% · 4.625%
HK$4,116
+HK$206/mo
Deposit HK$731K · loan HK$731K · min. income ≈ HK$7,820/mo (50% DSR)
Upfront cash ≈ HK$731K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,668
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,782
−HK$116/mo
Today · 4.125%
HK$3,898
baseline
▲ 0.50% · 4.625%
HK$4,135
+HK$237/mo
Deposit HK$658K · loan HK$804K · min. income ≈ HK$7,796/mo (50% DSR)
Upfront cash ≈ HK$658K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,081
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,190
−HK$111/mo
Today · 4.125%
HK$4,301
baseline
▲ 0.50% · 4.625%
HK$4,528
+HK$227/mo
Deposit HK$658K · loan HK$804K · min. income ≈ HK$8,602/mo (50% DSR)
Upfront cash ≈ HK$658K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,002
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,126
−HK$127/mo
Today · 4.125%
HK$4,253
baseline
▲ 0.50% · 4.625%
HK$4,511
+HK$258/mo
Deposit HK$585K · loan HK$877K · min. income ≈ HK$8,506/mo (50% DSR)
Upfront cash ≈ HK$585K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,452
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,571
−HK$121/mo
Today · 4.125%
HK$4,692
baseline
▲ 0.50% · 4.625%
HK$4,940
+HK$248/mo
Deposit HK$585K · loan HK$877K · min. income ≈ HK$9,384/mo (50% DSR)
Upfront cash ≈ HK$585K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,335
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,470
−HK$137/mo
Today · 4.125%
HK$4,607
baseline
▲ 0.50% · 4.625%
HK$4,887
+HK$280/mo
Deposit HK$512K · loan HK$951K · min. income ≈ HK$9,214/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,823
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,952
−HK$131/mo
Today · 4.125%
HK$5,083
baseline
▲ 0.50% · 4.625%
HK$5,351
+HK$268/mo
Deposit HK$512K · loan HK$951K · min. income ≈ HK$10,166/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,669
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,814
−HK$147/mo
Today · 4.125%
HK$4,961
baseline
▲ 0.50% · 4.625%
HK$5,263
+HK$302/mo
Deposit HK$439K · loan HK$1.02M · min. income ≈ HK$9,922/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,194
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,333
−HK$141/mo
Today · 4.125%
HK$5,474
baseline
▲ 0.50% · 4.625%
HK$5,763
+HK$289/mo
Deposit HK$439K · loan HK$1.02M · min. income ≈ HK$10,948/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,002
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,158
−HK$158/mo
Today · 4.125%
HK$5,316
baseline
▲ 0.50% · 4.625%
HK$5,639
+HK$323/mo
Deposit HK$366K · loan HK$1.10M · min. income ≈ HK$10,632/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,565
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,714
−HK$151/mo
Today · 4.125%
HK$5,865
baseline
▲ 0.50% · 4.625%
HK$6,174
+HK$309/mo
Deposit HK$366K · loan HK$1.10M · min. income ≈ HK$11,730/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,335
−HK$335/mo
▼ 0.25% · 3.875%
HK$5,501
−HK$169/mo
Today · 4.125%
HK$5,670
baseline
▲ 0.50% · 4.625%
HK$6,015
+HK$345/mo
Deposit HK$292K · loan HK$1.17M · min. income ≈ HK$11,340/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,936
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,095
−HK$161/mo
Today · 4.125%
HK$6,256
baseline
▲ 0.50% · 4.625%
HK$6,586
+HK$330/mo
Deposit HK$292K · loan HK$1.17M · min. income ≈ HK$12,512/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,669
−HK$355/mo
▼ 0.25% · 3.875%
HK$5,845
−HK$179/mo
Today · 4.125%
HK$6,024
baseline
▲ 0.50% · 4.625%
HK$6,391
+HK$367/mo
Deposit HK$219K · loan HK$1.24M · min. income ≈ HK$12,048/mo (50% DSR)
Upfront cash ≈ HK$219K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,307
−HK$340/mo
▼ 0.25% · 3.875%
HK$6,476
−HK$171/mo
Today · 4.125%
HK$6,647
baseline
▲ 0.50% · 4.625%
HK$6,998
+HK$351/mo
Deposit HK$219K · loan HK$1.24M · min. income ≈ HK$13,294/mo (50% DSR)
Upfront cash ≈ HK$219K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,002
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,189
−HK$190/mo
Today · 4.125%
HK$6,379
baseline
▲ 0.50% · 4.625%
HK$6,767
+HK$388/mo
Deposit HK$146K · loan HK$1.32M · min. income ≈ HK$12,758/mo (50% DSR)
Upfront cash ≈ HK$146K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,678
−HK$360/mo
▼ 0.25% · 3.875%
HK$6,857
−HK$181/mo
Today · 4.125%
HK$7,038
baseline
▲ 0.50% · 4.625%
HK$7,409
+HK$371/mo
Deposit HK$146K · loan HK$1.32M · min. income ≈ HK$14,076/mo (50% DSR)
Upfront cash ≈ HK$146K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).