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At today's rate and a 90% mortgage, the deposit on this unit is about HK$361K, with repayments around HK$15,745/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$361K · loan HK$3.25M · min. income ≈ HK$31,490/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Cheung Sha Wan Station Station.
Family-friendly — 74 schools within a 1 km walk.
Everyday convenience — 72 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 61 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- F
- Saleable Area
- 278 Saleable ft²
- Gross Area
- 341 ft²
- Efficiency
- 82%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-02-20 | HK$4.38M | +35.6% 2.9y · 12.0%/yr |
| 2016-04-11 | HK$3.23M | +258.9% 10.3y · 25.0%/yr |
| 2005-12-28 | HK$900K | −55.0% |
| 1997-10-22 | HK$2.00M | +8.1% |
| 1997-08-01 | HK$1.85M | — |