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At today's rate and a 90% mortgage, the deposit on this unit is about HK$353K, with repayments around HK$15,415/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$353K · loan HK$3.18M · min. income ≈ HK$30,830/mo (50% DSR)
Upfront cash ≈ HK$353K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Cheung Sha Wan Station Station.
Family-friendly — 74 schools within a 1 km walk.
Everyday convenience — 72 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 61 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- A
- Saleable Area
- 280 Saleable ft²
- Gross Area
- 341 ft²
- Efficiency
- 82%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-12-07 | HK$4.88M | +7.3% 3.5y · 2.0%/yr |
| 2018-06-11 | HK$4.55M | +76.4% 5.4y · 14.0%/yr |
| 2013-02-04 | HK$2.58M | +120.5% |
| 2009-03-11 | HK$1.17M | +11.4% |
| 1998-10-30 | HK$1.05M | — |