Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$362K, with repayments around HK$15,797/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$362K · loan HK$3.26M · min. income ≈ HK$31,594/mo (50% DSR)
Upfront cash ≈ HK$362K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Cheung Sha Wan Station Station.
Family-friendly — 74 schools within a 1 km walk.
Everyday convenience — 72 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 61 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- G
- Saleable Area
- 278 Saleable ft²
- Gross Area
- 341 ft²
- Efficiency
- 82%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-07-16 | HK$3.45M | −31.1% 5.0y · −6.0%/yr |
| 2020-07-29 | HK$5.01M | +59.6% 6.1y · 10.0%/yr |
| 2014-07-11 | HK$3.14M | +42.7% |
| 2012-05-14 | HK$2.20M | +57.1% |
| 2009-10-28 | HK$1.40M | −23.1% |
| 1997-08-22 | HK$1.82M | — |