▼ 0.50% · 3.625%
HK$1,552
−HK$98/mo
▼ 0.25% · 3.875%
HK$1,601
−HK$49/mo
Today · 4.125%
HK$1,650
baseline
▲ 0.50% · 4.625%
HK$1,750
+HK$100/mo
Deposit HK$340K · loan HK$340K · min. income ≈ HK$3,300/mo (50% DSR)
Upfront cash ≈ HK$341K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,727
−HK$93/mo
▼ 0.25% · 3.875%
HK$1,773
−HK$47/mo
Today · 4.125%
HK$1,820
baseline
▲ 0.50% · 4.625%
HK$1,916
+HK$96/mo
Deposit HK$340K · loan HK$340K · min. income ≈ HK$3,640/mo (50% DSR)
Upfront cash ≈ HK$341K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,708
−HK$107/mo
▼ 0.25% · 3.875%
HK$1,761
−HK$54/mo
Today · 4.125%
HK$1,815
baseline
▲ 0.50% · 4.625%
HK$1,925
+HK$110/mo
Deposit HK$306K · loan HK$374K · min. income ≈ HK$3,630/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,900
−HK$102/mo
▼ 0.25% · 3.875%
HK$1,951
−HK$51/mo
Today · 4.125%
HK$2,002
baseline
▲ 0.50% · 4.625%
HK$2,108
+HK$106/mo
Deposit HK$306K · loan HK$374K · min. income ≈ HK$4,004/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,863
−HK$117/mo
▼ 0.25% · 3.875%
HK$1,921
−HK$59/mo
Today · 4.125%
HK$1,980
baseline
▲ 0.50% · 4.625%
HK$2,100
+HK$120/mo
Deposit HK$272K · loan HK$408K · min. income ≈ HK$3,960/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,072
−HK$112/mo
▼ 0.25% · 3.875%
HK$2,128
−HK$56/mo
Today · 4.125%
HK$2,184
baseline
▲ 0.50% · 4.625%
HK$2,300
+HK$116/mo
Deposit HK$272K · loan HK$408K · min. income ≈ HK$4,368/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,018
−HK$127/mo
▼ 0.25% · 3.875%
HK$2,081
−HK$64/mo
Today · 4.125%
HK$2,145
baseline
▲ 0.50% · 4.625%
HK$2,275
+HK$130/mo
Deposit HK$238K · loan HK$443K · min. income ≈ HK$4,290/mo (50% DSR)
Upfront cash ≈ HK$238K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,245
−HK$121/mo
▼ 0.25% · 3.875%
HK$2,305
−HK$61/mo
Today · 4.125%
HK$2,366
baseline
▲ 0.50% · 4.625%
HK$2,491
+HK$125/mo
Deposit HK$238K · loan HK$443K · min. income ≈ HK$4,732/mo (50% DSR)
Upfront cash ≈ HK$238K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,173
−HK$137/mo
▼ 0.25% · 3.875%
HK$2,241
−HK$69/mo
Today · 4.125%
HK$2,310
baseline
▲ 0.50% · 4.625%
HK$2,450
+HK$140/mo
Deposit HK$204K · loan HK$477K · min. income ≈ HK$4,620/mo (50% DSR)
Upfront cash ≈ HK$204K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,418
−HK$131/mo
▼ 0.25% · 3.875%
HK$2,483
−HK$66/mo
Today · 4.125%
HK$2,549
baseline
▲ 0.50% · 4.625%
HK$2,683
+HK$134/mo
Deposit HK$204K · loan HK$477K · min. income ≈ HK$5,098/mo (50% DSR)
Upfront cash ≈ HK$204K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,329
−HK$146/mo
▼ 0.25% · 3.875%
HK$2,401
−HK$74/mo
Today · 4.125%
HK$2,475
baseline
▲ 0.50% · 4.625%
HK$2,625
+HK$150/mo
Deposit HK$170K · loan HK$511K · min. income ≈ HK$4,950/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,591
−HK$140/mo
▼ 0.25% · 3.875%
HK$2,660
−HK$71/mo
Today · 4.125%
HK$2,731
baseline
▲ 0.50% · 4.625%
HK$2,874
+HK$143/mo
Deposit HK$170K · loan HK$511K · min. income ≈ HK$5,462/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,484
−HK$156/mo
▼ 0.25% · 3.875%
HK$2,561
−HK$79/mo
Today · 4.125%
HK$2,640
baseline
▲ 0.50% · 4.625%
HK$2,800
+HK$160/mo
Deposit HK$136K · loan HK$545K · min. income ≈ HK$5,280/mo (50% DSR)
Upfront cash ≈ HK$136K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,763
−HK$150/mo
▼ 0.25% · 3.875%
HK$2,837
−HK$76/mo
Today · 4.125%
HK$2,913
baseline
▲ 0.50% · 4.625%
HK$3,066
+HK$153/mo
Deposit HK$136K · loan HK$545K · min. income ≈ HK$5,826/mo (50% DSR)
Upfront cash ≈ HK$136K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,639
−HK$166/mo
▼ 0.25% · 3.875%
HK$2,721
−HK$84/mo
Today · 4.125%
HK$2,805
baseline
▲ 0.50% · 4.625%
HK$2,975
+HK$170/mo
Deposit HK$102K · loan HK$579K · min. income ≈ HK$5,610/mo (50% DSR)
Upfront cash ≈ HK$102K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,936
−HK$159/mo
▼ 0.25% · 3.875%
HK$3,015
−HK$80/mo
Today · 4.125%
HK$3,095
baseline
▲ 0.50% · 4.625%
HK$3,258
+HK$163/mo
Deposit HK$102K · loan HK$579K · min. income ≈ HK$6,190/mo (50% DSR)
Upfront cash ≈ HK$102K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,794
−HK$176/mo
▼ 0.25% · 3.875%
HK$2,881
−HK$89/mo
Today · 4.125%
HK$2,970
baseline
▲ 0.50% · 4.625%
HK$3,150
+HK$180/mo
Deposit HK$68K · loan HK$613K · min. income ≈ HK$5,940/mo (50% DSR)
Upfront cash ≈ HK$68K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,109
−HK$168/mo
▼ 0.25% · 3.875%
HK$3,192
−HK$85/mo
Today · 4.125%
HK$3,277
baseline
▲ 0.50% · 4.625%
HK$3,449
+HK$172/mo
Deposit HK$68K · loan HK$613K · min. income ≈ HK$6,554/mo (50% DSR)
Upfront cash ≈ HK$68K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).