▼ 0.50% · 3.625%
HK$2,543
−HK$160/mo
▼ 0.25% · 3.875%
HK$2,622
−HK$81/mo
Today · 4.125%
HK$2,703
baseline
▲ 0.50% · 4.625%
HK$2,867
+HK$164/mo
Deposit HK$558K · loan HK$558K · min. income ≈ HK$5,406/mo (50% DSR)
Upfront cash ≈ HK$558K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,829
−HK$153/mo
▼ 0.25% · 3.875%
HK$2,905
−HK$77/mo
Today · 4.125%
HK$2,982
baseline
▲ 0.50% · 4.625%
HK$3,139
+HK$157/mo
Deposit HK$558K · loan HK$558K · min. income ≈ HK$5,964/mo (50% DSR)
Upfront cash ≈ HK$558K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,798
−HK$175/mo
▼ 0.25% · 3.875%
HK$2,885
−HK$88/mo
Today · 4.125%
HK$2,973
baseline
▲ 0.50% · 4.625%
HK$3,154
+HK$181/mo
Deposit HK$502K · loan HK$613K · min. income ≈ HK$5,946/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,112
−HK$168/mo
▼ 0.25% · 3.875%
HK$3,196
−HK$84/mo
Today · 4.125%
HK$3,280
baseline
▲ 0.50% · 4.625%
HK$3,453
+HK$173/mo
Deposit HK$502K · loan HK$613K · min. income ≈ HK$6,560/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,052
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,147
−HK$96/mo
Today · 4.125%
HK$3,243
baseline
▲ 0.50% · 4.625%
HK$3,441
+HK$198/mo
Deposit HK$446K · loan HK$669K · min. income ≈ HK$6,486/mo (50% DSR)
Upfront cash ≈ HK$446K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,395
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,486
−HK$93/mo
Today · 4.125%
HK$3,579
baseline
▲ 0.50% · 4.625%
HK$3,767
+HK$188/mo
Deposit HK$446K · loan HK$669K · min. income ≈ HK$7,158/mo (50% DSR)
Upfront cash ≈ HK$446K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,306
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,409
−HK$105/mo
Today · 4.125%
HK$3,514
baseline
▲ 0.50% · 4.625%
HK$3,727
+HK$213/mo
Deposit HK$390K · loan HK$725K · min. income ≈ HK$7,028/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,678
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,777
−HK$100/mo
Today · 4.125%
HK$3,877
baseline
▲ 0.50% · 4.625%
HK$4,081
+HK$204/mo
Deposit HK$390K · loan HK$725K · min. income ≈ HK$7,754/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,561
−HK$223/mo
▼ 0.25% · 3.875%
HK$3,671
−HK$113/mo
Today · 4.125%
HK$3,784
baseline
▲ 0.50% · 4.625%
HK$4,014
+HK$230/mo
Deposit HK$335K · loan HK$781K · min. income ≈ HK$7,568/mo (50% DSR)
Upfront cash ≈ HK$335K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,961
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,067
−HK$108/mo
Today · 4.125%
HK$4,175
baseline
▲ 0.50% · 4.625%
HK$4,395
+HK$220/mo
Deposit HK$335K · loan HK$781K · min. income ≈ HK$8,350/mo (50% DSR)
Upfront cash ≈ HK$335K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,815
−HK$239/mo
▼ 0.25% · 3.875%
HK$3,934
−HK$120/mo
Today · 4.125%
HK$4,054
baseline
▲ 0.50% · 4.625%
HK$4,301
+HK$247/mo
Deposit HK$279K · loan HK$836K · min. income ≈ HK$8,108/mo (50% DSR)
Upfront cash ≈ HK$279K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,244
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,358
−HK$115/mo
Today · 4.125%
HK$4,473
baseline
▲ 0.50% · 4.625%
HK$4,709
+HK$236/mo
Deposit HK$279K · loan HK$836K · min. income ≈ HK$8,946/mo (50% DSR)
Upfront cash ≈ HK$279K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,069
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,196
−HK$128/mo
Today · 4.125%
HK$4,324
baseline
▲ 0.50% · 4.625%
HK$4,587
+HK$263/mo
Deposit HK$223K · loan HK$892K · min. income ≈ HK$8,648/mo (50% DSR)
Upfront cash ≈ HK$223K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,527
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,648
−HK$123/mo
Today · 4.125%
HK$4,771
baseline
▲ 0.50% · 4.625%
HK$5,023
+HK$252/mo
Deposit HK$223K · loan HK$892K · min. income ≈ HK$9,542/mo (50% DSR)
Upfront cash ≈ HK$223K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,323
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,458
−HK$137/mo
Today · 4.125%
HK$4,595
baseline
▲ 0.50% · 4.625%
HK$4,874
+HK$279/mo
Deposit HK$167K · loan HK$948K · min. income ≈ HK$9,190/mo (50% DSR)
Upfront cash ≈ HK$167K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,810
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,939
−HK$131/mo
Today · 4.125%
HK$5,070
baseline
▲ 0.50% · 4.625%
HK$5,337
+HK$267/mo
Deposit HK$167K · loan HK$948K · min. income ≈ HK$10,140/mo (50% DSR)
Upfront cash ≈ HK$167K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,578
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,720
−HK$145/mo
Today · 4.125%
HK$4,865
baseline
▲ 0.50% · 4.625%
HK$5,161
+HK$296/mo
Deposit HK$112K · loan HK$1.00M · min. income ≈ HK$9,730/mo (50% DSR)
Upfront cash ≈ HK$112K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,093
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,229
−HK$139/mo
Today · 4.125%
HK$5,368
baseline
▲ 0.50% · 4.625%
HK$5,651
+HK$283/mo
Deposit HK$112K · loan HK$1.00M · min. income ≈ HK$10,736/mo (50% DSR)
Upfront cash ≈ HK$112K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).