▼ 0.50% · 3.625%
HK$2,927
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,018
−HK$93/mo
Today · 4.125%
HK$3,111
baseline
▲ 0.50% · 4.625%
HK$3,300
+HK$189/mo
Deposit HK$642K · loan HK$642K · min. income ≈ HK$6,222/mo (50% DSR)
Upfront cash ≈ HK$642K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,256
−HK$176/mo
▼ 0.25% · 3.875%
HK$3,344
−HK$88/mo
Today · 4.125%
HK$3,432
baseline
▲ 0.50% · 4.625%
HK$3,613
+HK$181/mo
Deposit HK$642K · loan HK$642K · min. income ≈ HK$6,864/mo (50% DSR)
Upfront cash ≈ HK$642K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,220
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,320
−HK$102/mo
Today · 4.125%
HK$3,422
baseline
▲ 0.50% · 4.625%
HK$3,630
+HK$208/mo
Deposit HK$578K · loan HK$706K · min. income ≈ HK$6,844/mo (50% DSR)
Upfront cash ≈ HK$578K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,582
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,678
−HK$98/mo
Today · 4.125%
HK$3,776
baseline
▲ 0.50% · 4.625%
HK$3,975
+HK$199/mo
Deposit HK$578K · loan HK$706K · min. income ≈ HK$7,552/mo (50% DSR)
Upfront cash ≈ HK$578K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,513
−HK$220/mo
▼ 0.25% · 3.875%
HK$3,622
−HK$111/mo
Today · 4.125%
HK$3,733
baseline
▲ 0.50% · 4.625%
HK$3,960
+HK$227/mo
Deposit HK$513K · loan HK$770K · min. income ≈ HK$7,466/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,908
−HK$211/mo
▼ 0.25% · 3.875%
HK$4,012
−HK$107/mo
Today · 4.125%
HK$4,119
baseline
▲ 0.50% · 4.625%
HK$4,336
+HK$217/mo
Deposit HK$513K · loan HK$770K · min. income ≈ HK$8,238/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,805
−HK$239/mo
▼ 0.25% · 3.875%
HK$3,924
−HK$120/mo
Today · 4.125%
HK$4,044
baseline
▲ 0.50% · 4.625%
HK$4,290
+HK$246/mo
Deposit HK$449K · loan HK$834K · min. income ≈ HK$8,088/mo (50% DSR)
Upfront cash ≈ HK$449K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,233
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,347
−HK$115/mo
Today · 4.125%
HK$4,462
baseline
▲ 0.50% · 4.625%
HK$4,697
+HK$235/mo
Deposit HK$449K · loan HK$834K · min. income ≈ HK$8,924/mo (50% DSR)
Upfront cash ≈ HK$449K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,098
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,225
−HK$130/mo
Today · 4.125%
HK$4,355
baseline
▲ 0.50% · 4.625%
HK$4,620
+HK$265/mo
Deposit HK$385K · loan HK$899K · min. income ≈ HK$8,710/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,559
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,681
−HK$124/mo
Today · 4.125%
HK$4,805
baseline
▲ 0.50% · 4.625%
HK$5,059
+HK$254/mo
Deposit HK$385K · loan HK$899K · min. income ≈ HK$9,610/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,391
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,527
−HK$139/mo
Today · 4.125%
HK$4,666
baseline
▲ 0.50% · 4.625%
HK$4,950
+HK$284/mo
Deposit HK$321K · loan HK$963K · min. income ≈ HK$9,332/mo (50% DSR)
Upfront cash ≈ HK$321K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,885
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,016
−HK$133/mo
Today · 4.125%
HK$5,149
baseline
▲ 0.50% · 4.625%
HK$5,420
+HK$271/mo
Deposit HK$321K · loan HK$963K · min. income ≈ HK$10,298/mo (50% DSR)
Upfront cash ≈ HK$321K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,683
−HK$294/mo
▼ 0.25% · 3.875%
HK$4,829
−HK$148/mo
Today · 4.125%
HK$4,977
baseline
▲ 0.50% · 4.625%
HK$5,280
+HK$303/mo
Deposit HK$257K · loan HK$1.03M · min. income ≈ HK$9,954/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,210
−HK$282/mo
▼ 0.25% · 3.875%
HK$5,350
−HK$142/mo
Today · 4.125%
HK$5,492
baseline
▲ 0.50% · 4.625%
HK$5,781
+HK$289/mo
Deposit HK$257K · loan HK$1.03M · min. income ≈ HK$10,984/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,976
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,131
−HK$157/mo
Today · 4.125%
HK$5,288
baseline
▲ 0.50% · 4.625%
HK$5,610
+HK$322/mo
Deposit HK$193K · loan HK$1.09M · min. income ≈ HK$10,576/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,536
−HK$299/mo
▼ 0.25% · 3.875%
HK$5,684
−HK$151/mo
Today · 4.125%
HK$5,835
baseline
▲ 0.50% · 4.625%
HK$6,143
+HK$308/mo
Deposit HK$193K · loan HK$1.09M · min. income ≈ HK$11,670/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,269
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,433
−HK$166/mo
Today · 4.125%
HK$5,599
baseline
▲ 0.50% · 4.625%
HK$5,940
+HK$341/mo
Deposit HK$128K · loan HK$1.16M · min. income ≈ HK$11,198/mo (50% DSR)
Upfront cash ≈ HK$128K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,862
−HK$316/mo
▼ 0.25% · 3.875%
HK$6,019
−HK$159/mo
Today · 4.125%
HK$6,178
baseline
▲ 0.50% · 4.625%
HK$6,504
+HK$326/mo
Deposit HK$128K · loan HK$1.16M · min. income ≈ HK$12,356/mo (50% DSR)
Upfront cash ≈ HK$128K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).