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At today's rate and a 90% mortgage, the deposit on this unit is about HK$274K, with repayments around HK$11,945/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$274K · loan HK$2.46M · min. income ≈ HK$23,890/mo (50% DSR)
Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 8 min walk to Mass Transit Railway Cheung Sha Wan Station Station.
Family-friendly — 44 schools within a 1 km walk.
Everyday convenience — 53 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 30 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- B6
- Saleable Area
- 239 Saleable ft²
- Gross Area
- 345 ft²
- Efficiency
- 69%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-04-26 | HK$3.56M | +78.0% 3.7y · 21.0%/yr |
| 2015-08-21 | HK$2.00M | +35.1% |
| 2012-09-24 | HK$1.48M | +60.9% |
| 2010-02-17 | HK$920K | +24.3% |
| 2008-03-13 | HK$740K | +29.8% |
| 2007-04-24 | HK$570K | −47.7% |
| 1997-07-12 | HK$1.09M | −16.2% |
| 1997-07-11 | HK$1.30M | — |