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At today's rate and a 90% mortgage, the deposit on this unit is about HK$275K, with repayments around HK$12,014/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$275K · loan HK$2.48M · min. income ≈ HK$24,028/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 8 min walk to Mass Transit Railway Cheung Sha Wan Station Station.
Family-friendly — 44 schools within a 1 km walk.
Everyday convenience — 53 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 30 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 25/F
- Flat
- B4
- Saleable Area
- 222 Saleable ft²
- Gross Area
- 341 ft²
- Efficiency
- 65%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-08-13 | HK$4.13M | +39.5% 4.7y · 8.0%/yr |
| 2016-11-18 | HK$2.96M | +26.0% 3.4y · 8.0%/yr |
| 2013-07-12 | HK$2.35M | +95.8% |
| 2010-05-10 | HK$1.20M | +22.4% |
| 2010-01-11 | HK$980K | +19.5% |
| 2000-11-06 | HK$820K | −17.2% |
| 1996-09-20 | HK$990K | — |