▼ 0.50% · 3.625%
HK$5,936
−HK$372/mo
▼ 0.25% · 3.875%
HK$6,121
−HK$187/mo
Today · 4.125%
HK$6,308
baseline
▲ 0.50% · 4.625%
HK$6,692
+HK$384/mo
Deposit HK$1.30M · loan HK$1.30M · min. income ≈ HK$12,616/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,604
−HK$356/mo
▼ 0.25% · 3.875%
HK$6,781
−HK$179/mo
Today · 4.125%
HK$6,960
baseline
▲ 0.50% · 4.625%
HK$7,327
+HK$367/mo
Deposit HK$1.30M · loan HK$1.30M · min. income ≈ HK$13,920/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,530
−HK$409/mo
▼ 0.25% · 3.875%
HK$6,733
−HK$206/mo
Today · 4.125%
HK$6,939
baseline
▲ 0.50% · 4.625%
HK$7,361
+HK$422/mo
Deposit HK$1.17M · loan HK$1.43M · min. income ≈ HK$13,878/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,264
−HK$393/mo
▼ 0.25% · 3.875%
HK$7,459
−HK$198/mo
Today · 4.125%
HK$7,657
baseline
▲ 0.50% · 4.625%
HK$8,060
+HK$403/mo
Deposit HK$1.17M · loan HK$1.43M · min. income ≈ HK$15,314/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,123
−HK$447/mo
▼ 0.25% · 3.875%
HK$7,345
−HK$225/mo
Today · 4.125%
HK$7,570
baseline
▲ 0.50% · 4.625%
HK$8,030
+HK$460/mo
Deposit HK$1.04M · loan HK$1.56M · min. income ≈ HK$15,140/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,924
−HK$429/mo
▼ 0.25% · 3.875%
HK$8,137
−HK$216/mo
Today · 4.125%
HK$8,353
baseline
▲ 0.50% · 4.625%
HK$8,793
+HK$440/mo
Deposit HK$1.04M · loan HK$1.56M · min. income ≈ HK$16,706/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,717
−HK$484/mo
▼ 0.25% · 3.875%
HK$7,957
−HK$244/mo
Today · 4.125%
HK$8,201
baseline
▲ 0.50% · 4.625%
HK$8,700
+HK$499/mo
Deposit HK$911K · loan HK$1.69M · min. income ≈ HK$16,402/mo (50% DSR)
Upfront cash ≈ HK$911K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,585
−HK$464/mo
▼ 0.25% · 3.875%
HK$8,815
−HK$234/mo
Today · 4.125%
HK$9,049
baseline
▲ 0.50% · 4.625%
HK$9,526
+HK$477/mo
Deposit HK$911K · loan HK$1.69M · min. income ≈ HK$18,098/mo (50% DSR)
Upfront cash ≈ HK$911K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,310
−HK$521/mo
▼ 0.25% · 3.875%
HK$8,569
−HK$262/mo
Today · 4.125%
HK$8,831
baseline
▲ 0.50% · 4.625%
HK$9,369
+HK$538/mo
Deposit HK$781K · loan HK$1.82M · min. income ≈ HK$17,662/mo (50% DSR)
Upfront cash ≈ HK$781K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,245
−HK$500/mo
▼ 0.25% · 3.875%
HK$9,493
−HK$252/mo
Today · 4.125%
HK$9,745
baseline
▲ 0.50% · 4.625%
HK$10,258
+HK$513/mo
Deposit HK$781K · loan HK$1.82M · min. income ≈ HK$19,490/mo (50% DSR)
Upfront cash ≈ HK$781K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,904
−HK$558/mo
▼ 0.25% · 3.875%
HK$9,181
−HK$281/mo
Today · 4.125%
HK$9,462
baseline
▲ 0.50% · 4.625%
HK$10,038
+HK$576/mo
Deposit HK$651K · loan HK$1.95M · min. income ≈ HK$18,924/mo (50% DSR)
Upfront cash ≈ HK$651K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,906
−HK$535/mo
▼ 0.25% · 3.875%
HK$10,171
−HK$270/mo
Today · 4.125%
HK$10,441
baseline
▲ 0.50% · 4.625%
HK$10,991
+HK$550/mo
Deposit HK$651K · loan HK$1.95M · min. income ≈ HK$20,882/mo (50% DSR)
Upfront cash ≈ HK$651K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,498
−HK$595/mo
▼ 0.25% · 3.875%
HK$9,793
−HK$300/mo
Today · 4.125%
HK$10,093
baseline
▲ 0.50% · 4.625%
HK$10,707
+HK$614/mo
Deposit HK$521K · loan HK$2.08M · min. income ≈ HK$20,186/mo (50% DSR)
Upfront cash ≈ HK$521K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,566
−HK$571/mo
▼ 0.25% · 3.875%
HK$10,849
−HK$288/mo
Today · 4.125%
HK$11,137
baseline
▲ 0.50% · 4.625%
HK$11,724
+HK$587/mo
Deposit HK$521K · loan HK$2.08M · min. income ≈ HK$22,274/mo (50% DSR)
Upfront cash ≈ HK$521K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,091
−HK$633/mo
▼ 0.25% · 3.875%
HK$10,405
−HK$319/mo
Today · 4.125%
HK$10,724
baseline
▲ 0.50% · 4.625%
HK$11,376
+HK$652/mo
Deposit HK$390K · loan HK$2.21M · min. income ≈ HK$21,448/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,226
−HK$607/mo
▼ 0.25% · 3.875%
HK$11,527
−HK$306/mo
Today · 4.125%
HK$11,833
baseline
▲ 0.50% · 4.625%
HK$12,457
+HK$624/mo
Deposit HK$390K · loan HK$2.21M · min. income ≈ HK$23,666/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,685
−HK$670/mo
▼ 0.25% · 3.875%
HK$11,017
−HK$338/mo
Today · 4.125%
HK$11,355
baseline
▲ 0.50% · 4.625%
HK$12,046
+HK$691/mo
Deposit HK$260K · loan HK$2.34M · min. income ≈ HK$22,710/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,887
−HK$642/mo
▼ 0.25% · 3.875%
HK$12,205
−HK$324/mo
Today · 4.125%
HK$12,529
baseline
▲ 0.50% · 4.625%
HK$13,189
+HK$660/mo
Deposit HK$260K · loan HK$2.34M · min. income ≈ HK$25,058/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).