▼ 0.50% · 3.625%
HK$1,749
−HK$110/mo
▼ 0.25% · 3.875%
HK$1,804
−HK$55/mo
Today · 4.125%
HK$1,859
baseline
▲ 0.50% · 4.625%
HK$1,972
+HK$113/mo
Deposit HK$384K · loan HK$384K · min. income ≈ HK$3,718/mo (50% DSR)
Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,946
−HK$105/mo
▼ 0.25% · 3.875%
HK$1,998
−HK$53/mo
Today · 4.125%
HK$2,051
baseline
▲ 0.50% · 4.625%
HK$2,159
+HK$108/mo
Deposit HK$384K · loan HK$384K · min. income ≈ HK$4,102/mo (50% DSR)
Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,924
−HK$121/mo
▼ 0.25% · 3.875%
HK$1,984
−HK$61/mo
Today · 4.125%
HK$2,045
baseline
▲ 0.50% · 4.625%
HK$2,169
+HK$124/mo
Deposit HK$345K · loan HK$422K · min. income ≈ HK$4,090/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,141
−HK$115/mo
▼ 0.25% · 3.875%
HK$2,198
−HK$58/mo
Today · 4.125%
HK$2,256
baseline
▲ 0.50% · 4.625%
HK$2,375
+HK$119/mo
Deposit HK$345K · loan HK$422K · min. income ≈ HK$4,512/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,099
−HK$132/mo
▼ 0.25% · 3.875%
HK$2,164
−HK$67/mo
Today · 4.125%
HK$2,231
baseline
▲ 0.50% · 4.625%
HK$2,366
+HK$135/mo
Deposit HK$307K · loan HK$460K · min. income ≈ HK$4,462/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,335
−HK$126/mo
▼ 0.25% · 3.875%
HK$2,398
−HK$63/mo
Today · 4.125%
HK$2,461
baseline
▲ 0.50% · 4.625%
HK$2,591
+HK$130/mo
Deposit HK$307K · loan HK$460K · min. income ≈ HK$4,922/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,274
−HK$143/mo
▼ 0.25% · 3.875%
HK$2,345
−HK$72/mo
Today · 4.125%
HK$2,417
baseline
▲ 0.50% · 4.625%
HK$2,564
+HK$147/mo
Deposit HK$268K · loan HK$499K · min. income ≈ HK$4,834/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,530
−HK$136/mo
▼ 0.25% · 3.875%
HK$2,598
−HK$68/mo
Today · 4.125%
HK$2,666
baseline
▲ 0.50% · 4.625%
HK$2,807
+HK$141/mo
Deposit HK$268K · loan HK$499K · min. income ≈ HK$5,332/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,449
−HK$153/mo
▼ 0.25% · 3.875%
HK$2,525
−HK$77/mo
Today · 4.125%
HK$2,602
baseline
▲ 0.50% · 4.625%
HK$2,761
+HK$159/mo
Deposit HK$230K · loan HK$537K · min. income ≈ HK$5,204/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,724
−HK$147/mo
▼ 0.25% · 3.875%
HK$2,797
−HK$74/mo
Today · 4.125%
HK$2,871
baseline
▲ 0.50% · 4.625%
HK$3,023
+HK$152/mo
Deposit HK$230K · loan HK$537K · min. income ≈ HK$5,742/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,624
−HK$164/mo
▼ 0.25% · 3.875%
HK$2,705
−HK$83/mo
Today · 4.125%
HK$2,788
baseline
▲ 0.50% · 4.625%
HK$2,958
+HK$170/mo
Deposit HK$192K · loan HK$575K · min. income ≈ HK$5,576/mo (50% DSR)
Upfront cash ≈ HK$192K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,919
−HK$158/mo
▼ 0.25% · 3.875%
HK$2,997
−HK$80/mo
Today · 4.125%
HK$3,077
baseline
▲ 0.50% · 4.625%
HK$3,239
+HK$162/mo
Deposit HK$192K · loan HK$575K · min. income ≈ HK$6,154/mo (50% DSR)
Upfront cash ≈ HK$192K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,799
−HK$175/mo
▼ 0.25% · 3.875%
HK$2,886
−HK$88/mo
Today · 4.125%
HK$2,974
baseline
▲ 0.50% · 4.625%
HK$3,155
+HK$181/mo
Deposit HK$153K · loan HK$614K · min. income ≈ HK$5,948/mo (50% DSR)
Upfront cash ≈ HK$154K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,113
−HK$169/mo
▼ 0.25% · 3.875%
HK$3,197
−HK$85/mo
Today · 4.125%
HK$3,282
baseline
▲ 0.50% · 4.625%
HK$3,455
+HK$173/mo
Deposit HK$153K · loan HK$614K · min. income ≈ HK$6,564/mo (50% DSR)
Upfront cash ≈ HK$154K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,974
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,066
−HK$94/mo
Today · 4.125%
HK$3,160
baseline
▲ 0.50% · 4.625%
HK$3,352
+HK$192/mo
Deposit HK$115K · loan HK$652K · min. income ≈ HK$6,320/mo (50% DSR)
Upfront cash ≈ HK$115K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,308
−HK$179/mo
▼ 0.25% · 3.875%
HK$3,397
−HK$90/mo
Today · 4.125%
HK$3,487
baseline
▲ 0.50% · 4.625%
HK$3,671
+HK$184/mo
Deposit HK$115K · loan HK$652K · min. income ≈ HK$6,974/mo (50% DSR)
Upfront cash ≈ HK$115K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,149
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,246
−HK$100/mo
Today · 4.125%
HK$3,346
baseline
▲ 0.50% · 4.625%
HK$3,550
+HK$204/mo
Deposit HK$77K · loan HK$690K · min. income ≈ HK$6,692/mo (50% DSR)
Upfront cash ≈ HK$77K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,503
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,597
−HK$95/mo
Today · 4.125%
HK$3,692
baseline
▲ 0.50% · 4.625%
HK$3,887
+HK$195/mo
Deposit HK$77K · loan HK$690K · min. income ≈ HK$7,384/mo (50% DSR)
Upfront cash ≈ HK$77K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).