▼ 0.50% · 3.625%
HK$2,956
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,048
−HK$93/mo
Today · 4.125%
HK$3,141
baseline
▲ 0.50% · 4.625%
HK$3,332
+HK$191/mo
Deposit HK$648K · loan HK$648K · min. income ≈ HK$6,282/mo (50% DSR)
Upfront cash ≈ HK$648K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,288
−HK$178/mo
▼ 0.25% · 3.875%
HK$3,376
−HK$90/mo
Today · 4.125%
HK$3,466
baseline
▲ 0.50% · 4.625%
HK$3,648
+HK$182/mo
Deposit HK$648K · loan HK$648K · min. income ≈ HK$6,932/mo (50% DSR)
Upfront cash ≈ HK$648K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,251
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,352
−HK$103/mo
Today · 4.125%
HK$3,455
baseline
▲ 0.50% · 4.625%
HK$3,665
+HK$210/mo
Deposit HK$583K · loan HK$713K · min. income ≈ HK$6,910/mo (50% DSR)
Upfront cash ≈ HK$583K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,617
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,714
−HK$98/mo
Today · 4.125%
HK$3,812
baseline
▲ 0.50% · 4.625%
HK$4,013
+HK$201/mo
Deposit HK$583K · loan HK$713K · min. income ≈ HK$7,624/mo (50% DSR)
Upfront cash ≈ HK$583K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,547
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,657
−HK$112/mo
Today · 4.125%
HK$3,769
baseline
▲ 0.50% · 4.625%
HK$3,999
+HK$230/mo
Deposit HK$518K · loan HK$778K · min. income ≈ HK$7,538/mo (50% DSR)
Upfront cash ≈ HK$519K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,946
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,052
−HK$107/mo
Today · 4.125%
HK$4,159
baseline
▲ 0.50% · 4.625%
HK$4,378
+HK$219/mo
Deposit HK$518K · loan HK$778K · min. income ≈ HK$8,318/mo (50% DSR)
Upfront cash ≈ HK$519K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,842
−HK$241/mo
▼ 0.25% · 3.875%
HK$3,962
−HK$121/mo
Today · 4.125%
HK$4,083
baseline
▲ 0.50% · 4.625%
HK$4,332
+HK$249/mo
Deposit HK$454K · loan HK$843K · min. income ≈ HK$8,166/mo (50% DSR)
Upfront cash ≈ HK$454K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,275
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,389
−HK$116/mo
Today · 4.125%
HK$4,505
baseline
▲ 0.50% · 4.625%
HK$4,743
+HK$238/mo
Deposit HK$454K · loan HK$843K · min. income ≈ HK$9,010/mo (50% DSR)
Upfront cash ≈ HK$454K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,138
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,267
−HK$130/mo
Today · 4.125%
HK$4,397
baseline
▲ 0.50% · 4.625%
HK$4,665
+HK$268/mo
Deposit HK$389K · loan HK$907K · min. income ≈ HK$8,794/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,603
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,727
−HK$125/mo
Today · 4.125%
HK$4,852
baseline
▲ 0.50% · 4.625%
HK$5,108
+HK$256/mo
Deposit HK$389K · loan HK$907K · min. income ≈ HK$9,704/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,433
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,571
−HK$140/mo
Today · 4.125%
HK$4,711
baseline
▲ 0.50% · 4.625%
HK$4,998
+HK$287/mo
Deposit HK$324K · loan HK$972K · min. income ≈ HK$9,422/mo (50% DSR)
Upfront cash ≈ HK$324K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,932
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,064
−HK$135/mo
Today · 4.125%
HK$5,199
baseline
▲ 0.50% · 4.625%
HK$5,473
+HK$274/mo
Deposit HK$324K · loan HK$972K · min. income ≈ HK$10,398/mo (50% DSR)
Upfront cash ≈ HK$324K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,729
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,876
−HK$150/mo
Today · 4.125%
HK$5,026
baseline
▲ 0.50% · 4.625%
HK$5,331
+HK$305/mo
Deposit HK$259K · loan HK$1.04M · min. income ≈ HK$10,052/mo (50% DSR)
Upfront cash ≈ HK$259K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,261
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,402
−HK$143/mo
Today · 4.125%
HK$5,545
baseline
▲ 0.50% · 4.625%
HK$5,837
+HK$292/mo
Deposit HK$259K · loan HK$1.04M · min. income ≈ HK$11,090/mo (50% DSR)
Upfront cash ≈ HK$259K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,025
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,181
−HK$159/mo
Today · 4.125%
HK$5,340
baseline
▲ 0.50% · 4.625%
HK$5,665
+HK$325/mo
Deposit HK$194K · loan HK$1.10M · min. income ≈ HK$10,680/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,590
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,740
−HK$152/mo
Today · 4.125%
HK$5,892
baseline
▲ 0.50% · 4.625%
HK$6,202
+HK$310/mo
Deposit HK$194K · loan HK$1.10M · min. income ≈ HK$11,784/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,320
−HK$334/mo
▼ 0.25% · 3.875%
HK$5,486
−HK$168/mo
Today · 4.125%
HK$5,654
baseline
▲ 0.50% · 4.625%
HK$5,998
+HK$344/mo
Deposit HK$130K · loan HK$1.17M · min. income ≈ HK$11,308/mo (50% DSR)
Upfront cash ≈ HK$130K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,919
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,077
−HK$161/mo
Today · 4.125%
HK$6,238
baseline
▲ 0.50% · 4.625%
HK$6,567
+HK$329/mo
Deposit HK$130K · loan HK$1.17M · min. income ≈ HK$12,476/mo (50% DSR)
Upfront cash ≈ HK$130K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).