▼ 0.50% · 3.625%
HK$2,227
−HK$140/mo
▼ 0.25% · 3.875%
HK$2,297
−HK$70/mo
Today · 4.125%
HK$2,367
baseline
▲ 0.50% · 4.625%
HK$2,511
+HK$144/mo
Deposit HK$488K · loan HK$488K · min. income ≈ HK$4,734/mo (50% DSR)
Upfront cash ≈ HK$489K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,478
−HK$134/mo
▼ 0.25% · 3.875%
HK$2,544
−HK$68/mo
Today · 4.125%
HK$2,612
baseline
▲ 0.50% · 4.625%
HK$2,750
+HK$138/mo
Deposit HK$488K · loan HK$488K · min. income ≈ HK$5,224/mo (50% DSR)
Upfront cash ≈ HK$489K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,450
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,526
−HK$78/mo
Today · 4.125%
HK$2,604
baseline
▲ 0.50% · 4.625%
HK$2,762
+HK$158/mo
Deposit HK$440K · loan HK$537K · min. income ≈ HK$5,208/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,726
−HK$147/mo
▼ 0.25% · 3.875%
HK$2,799
−HK$74/mo
Today · 4.125%
HK$2,873
baseline
▲ 0.50% · 4.625%
HK$3,024
+HK$151/mo
Deposit HK$440K · loan HK$537K · min. income ≈ HK$5,746/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,673
−HK$168/mo
▼ 0.25% · 3.875%
HK$2,756
−HK$85/mo
Today · 4.125%
HK$2,841
baseline
▲ 0.50% · 4.625%
HK$3,013
+HK$172/mo
Deposit HK$391K · loan HK$586K · min. income ≈ HK$5,682/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,974
−HK$160/mo
▼ 0.25% · 3.875%
HK$3,053
−HK$81/mo
Today · 4.125%
HK$3,134
baseline
▲ 0.50% · 4.625%
HK$3,299
+HK$165/mo
Deposit HK$391K · loan HK$586K · min. income ≈ HK$6,268/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,896
−HK$181/mo
▼ 0.25% · 3.875%
HK$2,986
−HK$91/mo
Today · 4.125%
HK$3,077
baseline
▲ 0.50% · 4.625%
HK$3,264
+HK$187/mo
Deposit HK$342K · loan HK$635K · min. income ≈ HK$6,154/mo (50% DSR)
Upfront cash ≈ HK$342K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,221
−HK$174/mo
▼ 0.25% · 3.875%
HK$3,308
−HK$87/mo
Today · 4.125%
HK$3,395
baseline
▲ 0.50% · 4.625%
HK$3,574
+HK$179/mo
Deposit HK$342K · loan HK$635K · min. income ≈ HK$6,790/mo (50% DSR)
Upfront cash ≈ HK$342K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,118
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,215
−HK$99/mo
Today · 4.125%
HK$3,314
baseline
▲ 0.50% · 4.625%
HK$3,516
+HK$202/mo
Deposit HK$293K · loan HK$684K · min. income ≈ HK$6,628/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,469
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,562
−HK$95/mo
Today · 4.125%
HK$3,657
baseline
▲ 0.50% · 4.625%
HK$3,849
+HK$192/mo
Deposit HK$293K · loan HK$684K · min. income ≈ HK$7,314/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,341
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,445
−HK$106/mo
Today · 4.125%
HK$3,551
baseline
▲ 0.50% · 4.625%
HK$3,767
+HK$216/mo
Deposit HK$244K · loan HK$733K · min. income ≈ HK$7,102/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,717
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,817
−HK$101/mo
Today · 4.125%
HK$3,918
baseline
▲ 0.50% · 4.625%
HK$4,124
+HK$206/mo
Deposit HK$244K · loan HK$733K · min. income ≈ HK$7,836/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,564
−HK$223/mo
▼ 0.25% · 3.875%
HK$3,675
−HK$112/mo
Today · 4.125%
HK$3,787
baseline
▲ 0.50% · 4.625%
HK$4,018
+HK$231/mo
Deposit HK$195K · loan HK$781K · min. income ≈ HK$7,574/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,965
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,071
−HK$108/mo
Today · 4.125%
HK$4,179
baseline
▲ 0.50% · 4.625%
HK$4,399
+HK$220/mo
Deposit HK$195K · loan HK$781K · min. income ≈ HK$8,358/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,787
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,904
−HK$120/mo
Today · 4.125%
HK$4,024
baseline
▲ 0.50% · 4.625%
HK$4,269
+HK$245/mo
Deposit HK$147K · loan HK$830K · min. income ≈ HK$8,048/mo (50% DSR)
Upfront cash ≈ HK$147K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,213
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,326
−HK$114/mo
Today · 4.125%
HK$4,440
baseline
▲ 0.50% · 4.625%
HK$4,674
+HK$234/mo
Deposit HK$147K · loan HK$830K · min. income ≈ HK$8,880/mo (50% DSR)
Upfront cash ≈ HK$147K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,009
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,134
−HK$127/mo
Today · 4.125%
HK$4,261
baseline
▲ 0.50% · 4.625%
HK$4,520
+HK$259/mo
Deposit HK$98K · loan HK$879K · min. income ≈ HK$8,522/mo (50% DSR)
Upfront cash ≈ HK$98K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,460
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,580
−HK$121/mo
Today · 4.125%
HK$4,701
baseline
▲ 0.50% · 4.625%
HK$4,949
+HK$248/mo
Deposit HK$98K · loan HK$879K · min. income ≈ HK$9,402/mo (50% DSR)
Upfront cash ≈ HK$98K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).