▼ 0.50% · 3.625%
HK$2,130
−HK$134/mo
▼ 0.25% · 3.875%
HK$2,196
−HK$68/mo
Today · 4.125%
HK$2,264
baseline
▲ 0.50% · 4.625%
HK$2,401
+HK$137/mo
Deposit HK$467K · loan HK$467K · min. income ≈ HK$4,528/mo (50% DSR)
Upfront cash ≈ HK$467K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,370
−HK$128/mo
▼ 0.25% · 3.875%
HK$2,433
−HK$65/mo
Today · 4.125%
HK$2,498
baseline
▲ 0.50% · 4.625%
HK$2,629
+HK$131/mo
Deposit HK$467K · loan HK$467K · min. income ≈ HK$4,996/mo (50% DSR)
Upfront cash ≈ HK$467K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,343
−HK$147/mo
▼ 0.25% · 3.875%
HK$2,416
−HK$74/mo
Today · 4.125%
HK$2,490
baseline
▲ 0.50% · 4.625%
HK$2,641
+HK$151/mo
Deposit HK$420K · loan HK$514K · min. income ≈ HK$4,980/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,607
−HK$140/mo
▼ 0.25% · 3.875%
HK$2,676
−HK$71/mo
Today · 4.125%
HK$2,747
baseline
▲ 0.50% · 4.625%
HK$2,892
+HK$145/mo
Deposit HK$420K · loan HK$514K · min. income ≈ HK$5,494/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,556
−HK$160/mo
▼ 0.25% · 3.875%
HK$2,636
−HK$80/mo
Today · 4.125%
HK$2,716
baseline
▲ 0.50% · 4.625%
HK$2,882
+HK$166/mo
Deposit HK$374K · loan HK$560K · min. income ≈ HK$5,432/mo (50% DSR)
Upfront cash ≈ HK$374K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,844
−HK$153/mo
▼ 0.25% · 3.875%
HK$2,920
−HK$77/mo
Today · 4.125%
HK$2,997
baseline
▲ 0.50% · 4.625%
HK$3,155
+HK$158/mo
Deposit HK$374K · loan HK$560K · min. income ≈ HK$5,994/mo (50% DSR)
Upfront cash ≈ HK$374K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,769
−HK$174/mo
▼ 0.25% · 3.875%
HK$2,855
−HK$88/mo
Today · 4.125%
HK$2,943
baseline
▲ 0.50% · 4.625%
HK$3,122
+HK$179/mo
Deposit HK$327K · loan HK$607K · min. income ≈ HK$5,886/mo (50% DSR)
Upfront cash ≈ HK$327K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,081
−HK$166/mo
▼ 0.25% · 3.875%
HK$3,163
−HK$84/mo
Today · 4.125%
HK$3,247
baseline
▲ 0.50% · 4.625%
HK$3,418
+HK$171/mo
Deposit HK$327K · loan HK$607K · min. income ≈ HK$6,494/mo (50% DSR)
Upfront cash ≈ HK$327K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,982
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,075
−HK$94/mo
Today · 4.125%
HK$3,169
baseline
▲ 0.50% · 4.625%
HK$3,362
+HK$193/mo
Deposit HK$280K · loan HK$654K · min. income ≈ HK$6,338/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,317
−HK$180/mo
▼ 0.25% · 3.875%
HK$3,406
−HK$91/mo
Today · 4.125%
HK$3,497
baseline
▲ 0.50% · 4.625%
HK$3,681
+HK$184/mo
Deposit HK$280K · loan HK$654K · min. income ≈ HK$6,994/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,195
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,294
−HK$101/mo
Today · 4.125%
HK$3,395
baseline
▲ 0.50% · 4.625%
HK$3,602
+HK$207/mo
Deposit HK$234K · loan HK$701K · min. income ≈ HK$6,790/mo (50% DSR)
Upfront cash ≈ HK$234K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,554
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,650
−HK$96/mo
Today · 4.125%
HK$3,746
baseline
▲ 0.50% · 4.625%
HK$3,944
+HK$198/mo
Deposit HK$234K · loan HK$701K · min. income ≈ HK$7,492/mo (50% DSR)
Upfront cash ≈ HK$234K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,408
−HK$214/mo
▼ 0.25% · 3.875%
HK$3,514
−HK$108/mo
Today · 4.125%
HK$3,622
baseline
▲ 0.50% · 4.625%
HK$3,842
+HK$220/mo
Deposit HK$187K · loan HK$747K · min. income ≈ HK$7,244/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,791
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,893
−HK$103/mo
Today · 4.125%
HK$3,996
baseline
▲ 0.50% · 4.625%
HK$4,207
+HK$211/mo
Deposit HK$187K · loan HK$747K · min. income ≈ HK$7,992/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,621
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,734
−HK$114/mo
Today · 4.125%
HK$3,848
baseline
▲ 0.50% · 4.625%
HK$4,082
+HK$234/mo
Deposit HK$140K · loan HK$794K · min. income ≈ HK$7,696/mo (50% DSR)
Upfront cash ≈ HK$140K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,028
−HK$218/mo
▼ 0.25% · 3.875%
HK$4,136
−HK$110/mo
Today · 4.125%
HK$4,246
baseline
▲ 0.50% · 4.625%
HK$4,470
+HK$224/mo
Deposit HK$140K · loan HK$794K · min. income ≈ HK$8,492/mo (50% DSR)
Upfront cash ≈ HK$140K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,834
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,953
−HK$121/mo
Today · 4.125%
HK$4,074
baseline
▲ 0.50% · 4.625%
HK$4,322
+HK$248/mo
Deposit HK$93K · loan HK$841K · min. income ≈ HK$8,148/mo (50% DSR)
Upfront cash ≈ HK$94K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,265
−HK$231/mo
▼ 0.25% · 3.875%
HK$4,380
−HK$116/mo
Today · 4.125%
HK$4,496
baseline
▲ 0.50% · 4.625%
HK$4,733
+HK$237/mo
Deposit HK$93K · loan HK$841K · min. income ≈ HK$8,992/mo (50% DSR)
Upfront cash ≈ HK$94K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).