▼ 0.50% · 3.625%
HK$2,165
−HK$136/mo
▼ 0.25% · 3.875%
HK$2,233
−HK$68/mo
Today · 4.125%
HK$2,301
baseline
▲ 0.50% · 4.625%
HK$2,441
+HK$140/mo
Deposit HK$475K · loan HK$475K · min. income ≈ HK$4,602/mo (50% DSR)
Upfront cash ≈ HK$475K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,409
−HK$130/mo
▼ 0.25% · 3.875%
HK$2,473
−HK$66/mo
Today · 4.125%
HK$2,539
baseline
▲ 0.50% · 4.625%
HK$2,673
+HK$134/mo
Deposit HK$475K · loan HK$475K · min. income ≈ HK$5,078/mo (50% DSR)
Upfront cash ≈ HK$475K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,382
−HK$149/mo
▼ 0.25% · 3.875%
HK$2,456
−HK$75/mo
Today · 4.125%
HK$2,531
baseline
▲ 0.50% · 4.625%
HK$2,685
+HK$154/mo
Deposit HK$427K · loan HK$522K · min. income ≈ HK$5,062/mo (50% DSR)
Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,650
−HK$143/mo
▼ 0.25% · 3.875%
HK$2,721
−HK$72/mo
Today · 4.125%
HK$2,793
baseline
▲ 0.50% · 4.625%
HK$2,940
+HK$147/mo
Deposit HK$427K · loan HK$522K · min. income ≈ HK$5,586/mo (50% DSR)
Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,598
−HK$163/mo
▼ 0.25% · 3.875%
HK$2,679
−HK$82/mo
Today · 4.125%
HK$2,761
baseline
▲ 0.50% · 4.625%
HK$2,929
+HK$168/mo
Deposit HK$380K · loan HK$570K · min. income ≈ HK$5,522/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,891
−HK$156/mo
▼ 0.25% · 3.875%
HK$2,968
−HK$79/mo
Today · 4.125%
HK$3,047
baseline
▲ 0.50% · 4.625%
HK$3,207
+HK$160/mo
Deposit HK$380K · loan HK$570K · min. income ≈ HK$6,094/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,815
−HK$176/mo
▼ 0.25% · 3.875%
HK$2,902
−HK$89/mo
Today · 4.125%
HK$2,991
baseline
▲ 0.50% · 4.625%
HK$3,173
+HK$182/mo
Deposit HK$332K · loan HK$617K · min. income ≈ HK$5,982/mo (50% DSR)
Upfront cash ≈ HK$332K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,131
−HK$170/mo
▼ 0.25% · 3.875%
HK$3,215
−HK$86/mo
Today · 4.125%
HK$3,301
baseline
▲ 0.50% · 4.625%
HK$3,475
+HK$174/mo
Deposit HK$332K · loan HK$617K · min. income ≈ HK$6,602/mo (50% DSR)
Upfront cash ≈ HK$332K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,031
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,126
−HK$95/mo
Today · 4.125%
HK$3,221
baseline
▲ 0.50% · 4.625%
HK$3,417
+HK$196/mo
Deposit HK$285K · loan HK$665K · min. income ≈ HK$6,442/mo (50% DSR)
Upfront cash ≈ HK$285K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,372
−HK$182/mo
▼ 0.25% · 3.875%
HK$3,463
−HK$91/mo
Today · 4.125%
HK$3,554
baseline
▲ 0.50% · 4.625%
HK$3,742
+HK$188/mo
Deposit HK$285K · loan HK$665K · min. income ≈ HK$7,108/mo (50% DSR)
Upfront cash ≈ HK$285K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,248
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,349
−HK$102/mo
Today · 4.125%
HK$3,451
baseline
▲ 0.50% · 4.625%
HK$3,661
+HK$210/mo
Deposit HK$237K · loan HK$712K · min. income ≈ HK$6,902/mo (50% DSR)
Upfront cash ≈ HK$237K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,613
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,710
−HK$98/mo
Today · 4.125%
HK$3,808
baseline
▲ 0.50% · 4.625%
HK$4,009
+HK$201/mo
Deposit HK$237K · loan HK$712K · min. income ≈ HK$7,616/mo (50% DSR)
Upfront cash ≈ HK$237K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,464
−HK$218/mo
▼ 0.25% · 3.875%
HK$3,572
−HK$110/mo
Today · 4.125%
HK$3,682
baseline
▲ 0.50% · 4.625%
HK$3,906
+HK$224/mo
Deposit HK$190K · loan HK$760K · min. income ≈ HK$7,364/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,854
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,957
−HK$105/mo
Today · 4.125%
HK$4,062
baseline
▲ 0.50% · 4.625%
HK$4,276
+HK$214/mo
Deposit HK$190K · loan HK$760K · min. income ≈ HK$8,124/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,681
−HK$231/mo
▼ 0.25% · 3.875%
HK$3,795
−HK$117/mo
Today · 4.125%
HK$3,912
baseline
▲ 0.50% · 4.625%
HK$4,150
+HK$238/mo
Deposit HK$142K · loan HK$807K · min. income ≈ HK$7,824/mo (50% DSR)
Upfront cash ≈ HK$143K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,095
−HK$221/mo
▼ 0.25% · 3.875%
HK$4,205
−HK$111/mo
Today · 4.125%
HK$4,316
baseline
▲ 0.50% · 4.625%
HK$4,544
+HK$228/mo
Deposit HK$142K · loan HK$807K · min. income ≈ HK$8,632/mo (50% DSR)
Upfront cash ≈ HK$143K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,897
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,019
−HK$123/mo
Today · 4.125%
HK$4,142
baseline
▲ 0.50% · 4.625%
HK$4,394
+HK$252/mo
Deposit HK$95K · loan HK$855K · min. income ≈ HK$8,284/mo (50% DSR)
Upfront cash ≈ HK$95K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,336
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,452
−HK$118/mo
Today · 4.125%
HK$4,570
baseline
▲ 0.50% · 4.625%
HK$4,811
+HK$241/mo
Deposit HK$95K · loan HK$855K · min. income ≈ HK$9,140/mo (50% DSR)
Upfront cash ≈ HK$95K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).