▼ 0.50% · 3.625%
HK$1,453
−HK$92/mo
▼ 0.25% · 3.875%
HK$1,499
−HK$46/mo
Today · 4.125%
HK$1,545
baseline
▲ 0.50% · 4.625%
HK$1,638
+HK$93/mo
Deposit HK$319K · loan HK$319K · min. income ≈ HK$3,090/mo (50% DSR)
Upfront cash ≈ HK$319K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,617
−HK$87/mo
▼ 0.25% · 3.875%
HK$1,660
−HK$44/mo
Today · 4.125%
HK$1,704
baseline
▲ 0.50% · 4.625%
HK$1,794
+HK$90/mo
Deposit HK$319K · loan HK$319K · min. income ≈ HK$3,408/mo (50% DSR)
Upfront cash ≈ HK$319K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,599
−HK$100/mo
▼ 0.25% · 3.875%
HK$1,648
−HK$51/mo
Today · 4.125%
HK$1,699
baseline
▲ 0.50% · 4.625%
HK$1,802
+HK$103/mo
Deposit HK$287K · loan HK$351K · min. income ≈ HK$3,398/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,779
−HK$96/mo
▼ 0.25% · 3.875%
HK$1,826
−HK$49/mo
Today · 4.125%
HK$1,875
baseline
▲ 0.50% · 4.625%
HK$1,973
+HK$98/mo
Deposit HK$287K · loan HK$351K · min. income ≈ HK$3,750/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,744
−HK$109/mo
▼ 0.25% · 3.875%
HK$1,798
−HK$55/mo
Today · 4.125%
HK$1,853
baseline
▲ 0.50% · 4.625%
HK$1,966
+HK$113/mo
Deposit HK$255K · loan HK$382K · min. income ≈ HK$3,706/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,940
−HK$105/mo
▼ 0.25% · 3.875%
HK$1,992
−HK$53/mo
Today · 4.125%
HK$2,045
baseline
▲ 0.50% · 4.625%
HK$2,153
+HK$108/mo
Deposit HK$255K · loan HK$382K · min. income ≈ HK$4,090/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,889
−HK$119/mo
▼ 0.25% · 3.875%
HK$1,948
−HK$60/mo
Today · 4.125%
HK$2,008
baseline
▲ 0.50% · 4.625%
HK$2,130
+HK$122/mo
Deposit HK$223K · loan HK$414K · min. income ≈ HK$4,016/mo (50% DSR)
Upfront cash ≈ HK$223K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,102
−HK$113/mo
▼ 0.25% · 3.875%
HK$2,158
−HK$57/mo
Today · 4.125%
HK$2,215
baseline
▲ 0.50% · 4.625%
HK$2,332
+HK$117/mo
Deposit HK$223K · loan HK$414K · min. income ≈ HK$4,430/mo (50% DSR)
Upfront cash ≈ HK$223K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,035
−HK$127/mo
▼ 0.25% · 3.875%
HK$2,098
−HK$64/mo
Today · 4.125%
HK$2,162
baseline
▲ 0.50% · 4.625%
HK$2,294
+HK$132/mo
Deposit HK$191K · loan HK$446K · min. income ≈ HK$4,324/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,264
−HK$122/mo
▼ 0.25% · 3.875%
HK$2,324
−HK$62/mo
Today · 4.125%
HK$2,386
baseline
▲ 0.50% · 4.625%
HK$2,512
+HK$126/mo
Deposit HK$191K · loan HK$446K · min. income ≈ HK$4,772/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,180
−HK$137/mo
▼ 0.25% · 3.875%
HK$2,248
−HK$69/mo
Today · 4.125%
HK$2,317
baseline
▲ 0.50% · 4.625%
HK$2,458
+HK$141/mo
Deposit HK$159K · loan HK$478K · min. income ≈ HK$4,634/mo (50% DSR)
Upfront cash ≈ HK$159K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,425
−HK$131/mo
▼ 0.25% · 3.875%
HK$2,490
−HK$66/mo
Today · 4.125%
HK$2,556
baseline
▲ 0.50% · 4.625%
HK$2,691
+HK$135/mo
Deposit HK$159K · loan HK$478K · min. income ≈ HK$5,112/mo (50% DSR)
Upfront cash ≈ HK$159K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,325
−HK$146/mo
▼ 0.25% · 3.875%
HK$2,398
−HK$73/mo
Today · 4.125%
HK$2,471
baseline
▲ 0.50% · 4.625%
HK$2,622
+HK$151/mo
Deposit HK$127K · loan HK$510K · min. income ≈ HK$4,942/mo (50% DSR)
Upfront cash ≈ HK$128K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,587
−HK$140/mo
▼ 0.25% · 3.875%
HK$2,656
−HK$71/mo
Today · 4.125%
HK$2,727
baseline
▲ 0.50% · 4.625%
HK$2,870
+HK$143/mo
Deposit HK$127K · loan HK$510K · min. income ≈ HK$5,454/mo (50% DSR)
Upfront cash ≈ HK$128K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,471
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,548
−HK$78/mo
Today · 4.125%
HK$2,626
baseline
▲ 0.50% · 4.625%
HK$2,785
+HK$159/mo
Deposit HK$96K · loan HK$542K · min. income ≈ HK$5,252/mo (50% DSR)
Upfront cash ≈ HK$96K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,749
−HK$148/mo
▼ 0.25% · 3.875%
HK$2,822
−HK$75/mo
Today · 4.125%
HK$2,897
baseline
▲ 0.50% · 4.625%
HK$3,050
+HK$153/mo
Deposit HK$96K · loan HK$542K · min. income ≈ HK$5,794/mo (50% DSR)
Upfront cash ≈ HK$96K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,616
−HK$164/mo
▼ 0.25% · 3.875%
HK$2,697
−HK$83/mo
Today · 4.125%
HK$2,780
baseline
▲ 0.50% · 4.625%
HK$2,949
+HK$169/mo
Deposit HK$64K · loan HK$574K · min. income ≈ HK$5,560/mo (50% DSR)
Upfront cash ≈ HK$64K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,910
−HK$158/mo
▼ 0.25% · 3.875%
HK$2,988
−HK$80/mo
Today · 4.125%
HK$3,068
baseline
▲ 0.50% · 4.625%
HK$3,229
+HK$161/mo
Deposit HK$64K · loan HK$574K · min. income ≈ HK$6,136/mo (50% DSR)
Upfront cash ≈ HK$64K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).