▼ 0.50% · 3.625%
HK$5,016
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,172
−HK$158/mo
Today · 4.125%
HK$5,330
baseline
▲ 0.50% · 4.625%
HK$5,655
+HK$325/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$10,660/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,580
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,730
−HK$151/mo
Today · 4.125%
HK$5,881
baseline
▲ 0.50% · 4.625%
HK$6,191
+HK$310/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$11,762/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,517
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,689
−HK$174/mo
Today · 4.125%
HK$5,863
baseline
▲ 0.50% · 4.625%
HK$6,220
+HK$357/mo
Deposit HK$990K · loan HK$1.21M · min. income ≈ HK$11,726/mo (50% DSR)
Upfront cash ≈ HK$990K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,138
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,303
−HK$167/mo
Today · 4.125%
HK$6,470
baseline
▲ 0.50% · 4.625%
HK$6,811
+HK$341/mo
Deposit HK$990K · loan HK$1.21M · min. income ≈ HK$12,940/mo (50% DSR)
Upfront cash ≈ HK$990K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,019
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,206
−HK$190/mo
Today · 4.125%
HK$6,396
baseline
▲ 0.50% · 4.625%
HK$6,786
+HK$390/mo
Deposit HK$880K · loan HK$1.32M · min. income ≈ HK$12,792/mo (50% DSR)
Upfront cash ≈ HK$880K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,696
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,876
−HK$182/mo
Today · 4.125%
HK$7,058
baseline
▲ 0.50% · 4.625%
HK$7,430
+HK$372/mo
Deposit HK$880K · loan HK$1.32M · min. income ≈ HK$14,116/mo (50% DSR)
Upfront cash ≈ HK$880K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,520
−HK$409/mo
▼ 0.25% · 3.875%
HK$6,723
−HK$206/mo
Today · 4.125%
HK$6,929
baseline
▲ 0.50% · 4.625%
HK$7,351
+HK$422/mo
Deposit HK$770K · loan HK$1.43M · min. income ≈ HK$13,858/mo (50% DSR)
Upfront cash ≈ HK$770K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,254
−HK$392/mo
▼ 0.25% · 3.875%
HK$7,448
−HK$198/mo
Today · 4.125%
HK$7,646
baseline
▲ 0.50% · 4.625%
HK$8,049
+HK$403/mo
Deposit HK$770K · loan HK$1.43M · min. income ≈ HK$15,292/mo (50% DSR)
Upfront cash ≈ HK$770K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,022
−HK$440/mo
▼ 0.25% · 3.875%
HK$7,240
−HK$222/mo
Today · 4.125%
HK$7,462
baseline
▲ 0.50% · 4.625%
HK$7,916
+HK$454/mo
Deposit HK$660K · loan HK$1.54M · min. income ≈ HK$14,924/mo (50% DSR)
Upfront cash ≈ HK$660K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,812
−HK$422/mo
▼ 0.25% · 3.875%
HK$8,021
−HK$213/mo
Today · 4.125%
HK$8,234
baseline
▲ 0.50% · 4.625%
HK$8,668
+HK$434/mo
Deposit HK$660K · loan HK$1.54M · min. income ≈ HK$16,468/mo (50% DSR)
Upfront cash ≈ HK$660K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,524
−HK$471/mo
▼ 0.25% · 3.875%
HK$7,758
−HK$237/mo
Today · 4.125%
HK$7,995
baseline
▲ 0.50% · 4.625%
HK$8,482
+HK$487/mo
Deposit HK$550K · loan HK$1.65M · min. income ≈ HK$15,990/mo (50% DSR)
Upfront cash ≈ HK$550K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,370
−HK$452/mo
▼ 0.25% · 3.875%
HK$8,594
−HK$228/mo
Today · 4.125%
HK$8,822
baseline
▲ 0.50% · 4.625%
HK$9,287
+HK$465/mo
Deposit HK$550K · loan HK$1.65M · min. income ≈ HK$17,644/mo (50% DSR)
Upfront cash ≈ HK$550K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,025
−HK$503/mo
▼ 0.25% · 3.875%
HK$8,275
−HK$253/mo
Today · 4.125%
HK$8,528
baseline
▲ 0.50% · 4.625%
HK$9,047
+HK$519/mo
Deposit HK$440K · loan HK$1.76M · min. income ≈ HK$17,056/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,928
−HK$482/mo
▼ 0.25% · 3.875%
HK$9,167
−HK$243/mo
Today · 4.125%
HK$9,410
baseline
▲ 0.50% · 4.625%
HK$9,906
+HK$496/mo
Deposit HK$440K · loan HK$1.76M · min. income ≈ HK$18,820/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,527
−HK$534/mo
▼ 0.25% · 3.875%
HK$8,792
−HK$269/mo
Today · 4.125%
HK$9,061
baseline
▲ 0.50% · 4.625%
HK$9,613
+HK$552/mo
Deposit HK$330K · loan HK$1.87M · min. income ≈ HK$18,122/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,486
−HK$512/mo
▼ 0.25% · 3.875%
HK$9,740
−HK$258/mo
Today · 4.125%
HK$9,998
baseline
▲ 0.50% · 4.625%
HK$10,525
+HK$527/mo
Deposit HK$330K · loan HK$1.87M · min. income ≈ HK$19,996/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,028
−HK$566/mo
▼ 0.25% · 3.875%
HK$9,309
−HK$285/mo
Today · 4.125%
HK$9,594
baseline
▲ 0.50% · 4.625%
HK$10,178
+HK$584/mo
Deposit HK$220K · loan HK$1.98M · min. income ≈ HK$19,188/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,044
−HK$543/mo
▼ 0.25% · 3.875%
HK$10,313
−HK$274/mo
Today · 4.125%
HK$10,587
baseline
▲ 0.50% · 4.625%
HK$11,145
+HK$558/mo
Deposit HK$220K · loan HK$1.98M · min. income ≈ HK$21,174/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).