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At today's rate and a 90% mortgage, the deposit on this unit is about HK$255K, with repayments around HK$11,138/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$255K · loan HK$2.30M · min. income ≈ HK$22,276/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Diamond Hill Station Station.
Family-friendly — 60 schools within a 1 km walk.
Everyday convenience — 53 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 57 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- B
- Saleable Area
- 253 Saleable ft²
- Gross Area
- 320 ft²
- Efficiency
- 79%
- District
- Wong Tai Sin District · Kowloon
- School net (POA)
- 45
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-05-07 | HK$3.50M | +14.8% 3.1y · 5.0%/yr |
| 2017-04-18 | HK$3.05M | +144.0% 6.9y · 21.0%/yr |
| 2010-05-06 | HK$1.25M | +25.0% |
| 2008-03-26 | HK$1.00M | −19.4% |
| 1997-04-15 | HK$1.24M | — |