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At today's rate and a 90% mortgage, the deposit on this unit is about HK$284K, with repayments around HK$12,397/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$284K · loan HK$2.56M · min. income ≈ HK$24,794/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Diamond Hill Station Station.
Family-friendly — 60 schools within a 1 km walk.
Everyday convenience — 53 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 57 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 16/F
- Flat
- D
- Saleable Area
- 262 Saleable ft²
- Gross Area
- 333 ft²
- Efficiency
- 79%
- District
- Wong Tai Sin District · Kowloon
- School net (POA)
- 45
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2017-03-30 | HK$3.28M | +31.2% 3.4y · 9.0%/yr |
| 2013-11-01 | HK$2.50M | +35.1% |
| 2011-05-18 | HK$1.85M | +36.0% |
| 2010-05-07 | HK$1.36M | +43.2% |
| 2008-02-18 | HK$950K | +14.5% |
| 2007-12-28 | HK$830K | +22.1% |
| 2005-04-14 | HK$680K | −47.7% |
| 1998-04-14 | HK$1.30M | — |