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At today's rate and a 90% mortgage, the deposit on this unit is about HK$539K, with repayments around HK$23,519/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$539K · loan HK$4.85M · min. income ≈ HK$47,038/mo (50% DSR)
Upfront cash ≈ HK$661K (deposit + AVD stamp duty HK$121,321 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Mong Kok East Station Station.
Family-friendly — 73 schools within a 1 km walk.
Everyday convenience — 91 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 84 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 19/F
- Flat
- D
- Saleable Area
- 379 Saleable ft²
- Gross Area
- 565 ft²
- Efficiency
- 67%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 34
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-07-07 | HK$5.16M | +4.2% 9.8y |
| 2016-09-23 | HK$4.95M | +46.4% 5.3y · 9.0%/yr |
| 2011-06-27 | HK$3.38M | +21.1% |
| 2010-12-28 | HK$2.79M | +8.6% |
| 2010-05-13 | HK$2.57M | +29.8% |
| 2007-12-27 | HK$1.98M | — |