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At today's rate and a 90% mortgage, the deposit on this unit is about HK$433K, with repayments around HK$18,900/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$433K · loan HK$3.90M · min. income ≈ HK$37,800/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$64,995 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Mong Kok East Station Station.
Family-friendly — 73 schools within a 1 km walk.
Everyday convenience — 91 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 84 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 18/F
- Flat
- C
- Saleable Area
- 304 Saleable ft²
- Gross Area
- 460 ft²
- Efficiency
- 66%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 34
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-02-16 | HK$5.62M | +44.1% 5.2y · 8.0%/yr |
| 2015-12-04 | HK$3.90M | +95.0% 7.4y · 13.0%/yr |
| 2008-06-26 | HK$2.00M | +34.2% |
| 2006-07-12 | HK$1.49M | −16.8% |
| 1999-04-22 | HK$1.79M | −33.7% |
| 1997-09-01 | HK$2.70M | +8.0% |
| 1997-08-26 | HK$2.50M | — |