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At today's rate and a 90% mortgage, the deposit on this unit is about HK$511K, with repayments around HK$22,298/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$511K · loan HK$4.60M · min. income ≈ HK$44,596/mo (50% DSR)
Upfront cash ≈ HK$626K (deposit + AVD stamp duty HK$115,020 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Mong Kok East Station Station.
Family-friendly — 73 schools within a 1 km walk.
Everyday convenience — 91 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 84 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- A
- Saleable Area
- 379 Saleable ft²
- Gross Area
- 565 ft²
- Efficiency
- 67%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 34
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-10-08 | HK$4.30M | −10.4% 8.4y · −1.0%/yr |
| 2017-05-31 | HK$4.80M | +20.6% 4.4y · 5.0%/yr |
| 2013-01-18 | HK$3.98M | +61.1% |
| 2010-08-30 | HK$2.47M | +10.8% |
| 2010-01-11 | HK$2.23M | +48.7% |
| 2007-11-29 | HK$1.50M | +7.9% |
| 2007-10-26 | HK$1.39M | −49.5% |
| 1997-05-12 | HK$2.75M | +15.1% |
| 1997-01-06 | HK$2.39M | — |