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At today's rate and a 90% mortgage, the deposit on this unit is about HK$281K, with repayments around HK$12,260/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$281K · loan HK$2.53M · min. income ≈ HK$24,520/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Ho Man Tin Station.
Family-friendly — 49 schools within a 1 km walk.
Everyday convenience — 53 shopping and daily-needs spots nearby.
Healthcare close by — 9 hospitals/clinics within 1 km.
Green space & leisure — 60 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- D
- Saleable Area
- 224 Saleable ft²
- Gross Area
- 300 ft²
- Efficiency
- 75%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 35
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-12-22 | HK$3.23M | −6.4% 3.4y · −2.0%/yr |
| 2018-09-05 | HK$3.45M | +161.4% 8.0y · 20.0%/yr |
| 2010-09-08 | HK$1.32M | +57.1% |
| 2008-04-07 | HK$840K | +42.4% |
| 2005-08-23 | HK$590K | −52.0% |
| 1998-05-13 | HK$1.23M | — |