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At today's rate and a 90% mortgage, the deposit on this unit is about HK$324K, with repayments around HK$14,147/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$324K · loan HK$2.92M · min. income ≈ HK$28,294/mo (50% DSR)
Upfront cash ≈ HK$324K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Ho Man Tin Station.
Family-friendly — 49 schools within a 1 km walk.
Everyday convenience — 53 shopping and daily-needs spots nearby.
Healthcare close by — 9 hospitals/clinics within 1 km.
Green space & leisure — 60 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- A
- Saleable Area
- 269 Saleable ft²
- Gross Area
- 378 ft²
- Efficiency
- 71%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 35
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-09-24 | HK$2.97M | −28.4% 4.7y · −6.0%/yr |
| 2020-01-07 | HK$4.15M | +54.9% 3.5y · 16.0%/yr |
| 2016-07-14 | HK$2.68M | +72.9% 5.6y · 13.0%/yr |
| 2010-12-30 | HK$1.55M | +3.3% |
| 2010-09-07 | HK$1.50M | +45.6% |
| 1998-06-22 | HK$1.03M | — |