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At today's rate and a 90% mortgage, the deposit on this unit is about HK$679K, with repayments around HK$29,618/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$679K · loan HK$6.11M · min. income ≈ HK$59,236/mo (50% DSR)
Upfront cash ≈ HK$883K (deposit + AVD stamp duty HK$203,705 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Whampoa Station Station.
Family-friendly — 52 schools within a 1 km walk.
Everyday convenience — 67 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 48 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- H
- Saleable Area
- 466 Saleable ft²
- Gross Area
- 558 ft²
- Efficiency
- 84%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 35
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-04-15 | HK$7.86M | +143.3% 8.8y · 16.0%/yr |
| 2010-06-29 | HK$3.23M | +46.8% |
| 2005-03-24 | HK$2.20M | +11.1% |
| 2004-10-20 | HK$1.98M | +32.0% |
| 2003-10-08 | HK$1.50M | +18.1% |
| 2003-08-20 | HK$1.27M | −24.4% |
| 2001-02-07 | HK$1.68M | −57.8% |
| 1997-04-29 | HK$3.98M | +25.2% |
| 1996-11-16 | HK$3.18M | — |