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Crescira AVM · estimated value Medium confidence
HK$6.79M
≈ HK$14,571 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$679K, with repayments around HK$29,618/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$27,870
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$28,737
−HK$881/mo
Today · 4.125%
HK$29,618
baseline
▲ 0.50% · 4.625%
HK$31,420
+HK$1,802/mo

Deposit HK$679K · loan HK$6.11M · min. income ≈ HK$59,236/mo (50% DSR)

Upfront cash ≈ HK$883K (deposit + AVD stamp duty HK$203,705 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Whampoa Station
≈ 2 min walk · 143 m
Education
52
schools within 1 km (28 within 500 m)
Daily convenience
67
within 1 km (40 within 500 m)
Health
5
hospitals/clinics within 1 km
Recreation
48
parks, libraries, sports within 1 km

Excellent connectivity — about 2 min walk to Mass Transit Railway Whampoa Station Station.

Family-friendly — 52 schools within a 1 km walk.

Everyday convenience — 67 shopping and daily-needs spots nearby.

Healthcare close by — 5 hospitals/clinics within 1 km.

Green space & leisure — 48 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
5/F
Flat
H
Saleable Area
466 Saleable ft²
Gross Area
558 ft²
Efficiency
84%
District
Kowloon City District · Kowloon
School net (POA)
35

Transaction History

Date Price Gain / loss
2019-04-15 HK$7.86M +143.3%
8.8y · 16.0%/yr
2010-06-29 HK$3.23M +46.8%
2005-03-24 HK$2.20M +11.1%
2004-10-20 HK$1.98M +32.0%
2003-10-08 HK$1.50M +18.1%
2003-08-20 HK$1.27M −24.4%
2001-02-07 HK$1.68M −57.8%
1997-04-29 HK$3.98M +25.2%
1996-11-16 HK$3.18M
Data sourced from Renavon.com